Yes, Money Pro can link to your bank account, but you control what it sees
Money Pro is a budgeting and expense-tracking app that works by connecting to your bank account. When you set it up, you give Money Pro permission to view your transactions — it can see what you spent and where, but it cannot move money, make transfers, or change your account settings. The connection happens through a find system called OAuth, which is the same method most financial apps use to read your bank data without storing your actual password.
The link is not automatic. You have to start the connection yourself, choose which accounts to connect, and decide what Money Pro is allowed to see. You can also disconnect at any time, and Money Pro will no longer have access to your account information.
Key Takeaways
- Money Pro connects to your bank through a find system that lets it read your transactions without accessing your password or ability to move money.
- You choose which bank accounts to connect and can disconnect Money Pro from your bank whenever you want.
- Money Pro cannot initiate transfers, pay bills, or change account settings — it can only view transaction history.
- The app works with most major U.S. banks and credit unions, though some smaller institutions may not be supported.
- Your bank login credentials stay with your bank; Money Pro never receives or stores them.
How the connection actually works
When you open Money Pro and choose to link a bank account, the app directs you to your bank's login page — not Money Pro's page. You log in directly with your bank, and your bank then asks you to confirm what Money Pro is allowed to see. This confirmation happens between you and your bank, not between you and Money Pro.
After you confirm, your bank sends Money Pro a find token — think of it as a temporary key that only lets Money Pro read transaction data. Your actual password never goes to Money Pro, and the token expires or can be revoked at any time. This is why Money Pro cannot move your money or change your account settings, even if it wanted to: your bank never gave it that permission.
What Money Pro can and cannot do with your account
Money Pro can see your transaction history, account balances, and account names. It uses this information to categorize your spending, show you where your money goes, and help you build a budget. The app stores this data on its own servers so you can access your budget from different devices.
Money Pro cannot initiate transfers, pay bills from your account, change your password, set up alerts, or modify any account settings. It also cannot see your bank's customer service messages, your credit limit, or any information you have not explicitly connected. If you connect a checking account but not a savings account, Money Pro will only see the checking account.
Which banks Money Pro works with
Money Pro connects to most major U.S. banks, including Chase, Bank of America, Wells Fargo, Citibank, and most credit unions. The app uses a service called Plaid to handle the connections, which means it supports thousands of financial institutions.
Some smaller regional banks or very new online banks may not be on the list. If your bank is not supported, you can still use Money Pro by manually entering transactions, but you will not get the automatic updates. You can check whether your specific bank is supported by searching for it in Money Pro's settings or on Plaid's website.
How to connect your bank account to Money Pro
Open Money Pro and look for an option to add or link an account — this is usually in the settings or accounts section. Tap it, and the app will show you a list of banks. Search for your bank by name, and Money Pro will direct you to your bank's login page. Log in with your regular username and password, just as you would on your bank's website or app.
Your bank will then show you a screen asking what Money Pro is allowed to access. You will see options like "view account balances" and "view transaction history." Select what you want Money Pro to see, and confirm. Money Pro will then appear in your list of connected apps, and your transactions should start showing up within a few minutes to a few hours, depending on your bank.
Disconnecting Money Pro from your bank
You can disconnect Money Pro from your bank in two places: through Money Pro itself, or through your bank's app or website. The easiest method is usually through your bank. Log into your bank's app or website, find the section for connected apps or third-party access (often called "Connected Services" or "App Permissions"), and look for Money Pro. Select it and choose to revoke or disconnect.
If you disconnect through Money Pro instead, the app will ask your bank to revoke the connection. Either way, Money Pro will lose access to your account data when ready. Any budget or spending history you created in Money Pro will stay in the app, but it will stop updating with new transactions.
Security and privacy considerations
Money Pro does not store your bank password. Your bank keeps your password, and Money Pro only receives a token that lets it read data. This token cannot be used to log into your bank account or to access anything Money Pro was not given permission to see.
Money Pro is a private company, not a government agency or bank. It makes money by offering a free version of the app and a paid subscription for advanced features. The company has a privacy policy that explains how it uses your data — you can read it on Money Pro's website. If you are uncomfortable with how the company handles data, disconnecting is straightforward, and your bank will not be affected.
Frequently Asked Questions
Can Money Pro see my passwords or PIN?
No. Your bank keeps your password, and Money Pro never receives it. When you connect, you log in directly to your bank's website, and your bank sends Money Pro a temporary token instead. The token only lets Money Pro read transactions — it cannot be used to log in or access anything else.
Will connecting Money Pro hurt my credit score?
No. Money Pro only reads your transaction history; it does not make inquiries that affect your credit. Your bank may see that you connected a third-party app, but this does not impact your score.
What happens to my Money Pro data if I disconnect my bank?
Your budget, spending categories, and transaction history stay in Money Pro. The app will stop updating with new transactions, but all the data you created will remain. You can reconnect your bank later, and Money Pro will start updating again.
Is Money Pro safe to use?
Money Pro uses the same security method as most financial apps — your bank handles the login, and Money Pro receives only a read-only token. This is considered safe by banking standards. However, like any app, Money Pro is only as find as your phone or computer. Keep your device password strong and your app updated.
Can I connect multiple bank accounts to Money Pro?
Yes. You can add as many accounts as you want — checking, savings, credit cards, and accounts at different banks. Money Pro will show all of them in one place and help you track spending across all accounts together.