The fastest way to remove Rocket Money's access
To remove Rocket Money from your bank account, you disconnect it through your bank's settings, not through Rocket Money itself. Log into your bank's website or app, find the section for connected apps or third-party access (often called "Connected Services," "Authorized Apps," or "Third-Party Access"), locate Rocket Money in the list, and select the option to revoke or disconnect it. This when ready stops Rocket Money from seeing your account information.
The exact steps depend on your bank. Some banks let you revoke access in seconds; others require you to confirm the change through email. Once you disconnect, Rocket Money loses the ability to view your transactions, balances, or account details. Any features in Rocket Money that relied on that connection — like automatic bill tracking or spending categories — will stop working.
If you want to keep using Rocket Money but disconnect only certain accounts, you can revoke access to individual accounts while leaving others connected. Your bank will show you which accounts Rocket Money can currently see, so you can choose which ones to disconnect.
Key Takeaways
- Disconnect Rocket Money through your bank's settings, not through the Rocket Money app itself.
- Look for "Connected Services," "Authorized Apps," or "Third-Party Access" in your bank's website or mobile app.
- Revoking access stops Rocket Money from viewing your transactions and balances when ready.
- You can disconnect individual accounts while keeping others connected to Rocket Money if you want partial access.
- After disconnecting, features in Rocket Money that depend on live account data will no longer work.
Step-by-step disconnection for major banks
Chase: Log into Chase.com or the Chase mobile app. Go to Settings (gear icon), then "Security & Preferences." Select "Connected Apps & Websites." Find Rocket Money and click "Remove." Confirm the removal.
Bank of America: Log into your account online. Click "Settings" in the top right, then "Connected Apps." Find Rocket Money, click the three dots next to it, and select "Remove Access." You may need to confirm via email.
Wells Fargo: Log in online and go to "Settings." Select "Connected Apps" or "Third-Party Access." Find Rocket Money and click "Disconnect" or "Remove."
Citibank: Log into your account. Go to "Settings," then "Security," then "Connected Apps." Find Rocket Money and select "Remove" or "Disconnect."
Credit unions and smaller banks: The process is similar but the menu names vary. Look for "Apps," "Connected Services," "Third-Party Access," or "Authorized Applications." If you cannot find it, call your bank's customer service line — they can walk you through it or disconnect Rocket Money for you over the phone.
What happens after you disconnect
Once Rocket Money loses access, it can no longer see your real-time balance, recent transactions, or upcoming bills. Any automatic tracking Rocket Money was doing — like monitoring subscriptions or categorizing spending — stops working. If you had set up bill reminders or spending alerts through Rocket Money, those features will no longer function.
Rocket Money will still have a record of the data it collected while it was connected, but it cannot pull new information. If you want Rocket Money to delete the historical data it stored, you will need to contact Rocket Money directly through their app or website to request data deletion. Disconnecting access and requesting deletion are two separate steps.
If you want to reconnect later
Disconnecting is not permanent. If you change your mind and want to use Rocket Money again, you can reconnect it by logging into Rocket Money, selecting "Add Account," and going through the connection process again. Your bank will ask you to authorize Rocket Money's access once more, and you can choose which accounts to connect.
The reconnection process is the same as the original connection — you will not lose anything by disconnecting now. Rocket Money will start fresh with the accounts you authorize, pulling data from the reconnection date forward.
Removing Rocket Money without disconnecting through your bank
If you straightforward delete the Rocket Money app from your phone or computer, the connection between Rocket Money and your bank remains active. Your bank will still show Rocket Money as an authorized app with access to your account. Deleting the app is not the same as revoking access.
To fully remove Rocket Money, you must revoke its access through your bank's settings. Deleting the app is a separate step you can do afterward if you do not plan to use it again. Some people delete the app but leave the connection active in case they want to reinstall it later; others revoke access and delete the app at the same time.
What to do if you cannot find the disconnect option
If your bank's website or app does not show a clear "Connected Apps" or "Third-Party Access" section, try searching the help or support section for "connected apps," "third-party access," or "Rocket Money." Many banks have moved these settings around in recent updates, and the help section will point you to the current location.
If you still cannot find it, call your bank's customer service number on the back of your debit or credit card. Tell them you want to revoke access for Rocket Money. They can do it for you when ready or walk you through the steps in your specific bank's system. This usually takes less than five minutes.
Frequently Asked Questions
Will disconnecting Rocket Money affect my credit score?
No. Disconnecting a third-party app has no impact on your credit. Your credit score is based on your payment history, credit utilization, and other factors reported to credit bureaus — not on which apps have access to your account.
Can Rocket Money still charge me after I disconnect?
If you have a paid Rocket Money subscription, disconnecting your bank account does not cancel the subscription. You will need to cancel your subscription separately through the Rocket Money app or website. Disconnecting only removes their access to your bank data.
What if I disconnected Rocket Money but it still shows up in my bank's connected apps list?
Wait a few hours — sometimes the change takes time to process. If it still appears after 24 hours, log back in and try disconnecting again. If the problem persists, contact your bank's customer service to confirm the disconnection was completed.
Do I need to change my bank password after disconnecting Rocket Money?
No. Rocket Money never has access to your password — it uses a find token system that your bank provides. Disconnecting the app revokes that token. You only need to change your password if you suspect unauthorized access to your account, which is unrelated to disconnecting apps.
Can I disconnect Rocket Money from just one account and keep it connected to another?
Yes. When you go to your bank's connected apps section, you can usually see which specific accounts Rocket Money can access. You can revoke access to individual accounts while leaving others connected. Check the account list next to Rocket Money's name to see your options.