Online and mobile banking lets you manage your money from your phone or computer—checking balances, transferring funds, paying bills, and depositing checks without visiting a branch. Most banks now offer these services as standard, but they also create new security risks. This section covers what can go wrong when you bank online: unauthorized transactions, account takeovers, phishing scams, and what to do when fraudsters access your accounts.
The articles here answer practical questions: how to spot when someone has compromised your account, what steps to take when ready after discovering fraud, how long banks take to investigate disputes, and what protections exist if money disappears. You'll also learn how to reduce your risk through stronger passwords, two-factor authentication, and recognizing common scams targeting mobile banking users.