Your account number is on your checks, your bank statement, and in your online banking login

The fastest way to find your account number is to look at a check from your checking account. The account number appears at the bottom of the check, after the routing number and before the check number. If you do not have checks in front of you, log into your bank's website or mobile app — your account number will appear on the account summary page, usually near the top. You can also call your bank's customer service line and they will read it to you after you verify your identity.

Your account number is unique to that specific account at that specific bank. If you have multiple accounts — a checking account, a savings account, a money market account — each one has its own account number. Banks use this number to route transactions to the correct account when you receive deposits, send payments, or set up transfers.

Key Takeaways

  • Your account number appears at the bottom of any check you have from that account, between the routing number and the check number.
  • Logging into your bank's website or app will show your account number on the account summary or dashboard page.
  • Your bank statement — whether printed or digital — displays your account number near the top or in the account details section.
  • If you cannot locate it yourself, call your bank's customer service number on the back of your debit card and they will provide it after identity verification.

Finding your account number on a physical check

If you have a checkbook, open it and look at any check. At the bottom of the check, you will see a series of numbers printed in a special magnetic ink. Reading from left to right, the first set of numbers is your bank's routing number (usually nine digits), the second set is your account number (typically 10 to 12 digits), and the third set is the individual check number.

The account number is the longer middle section. Write it down carefully — a single digit wrong will cause a deposit or payment to go to the wrong account. If your checks are old or the numbers are faded and hard to read, do not guess. Use one of the other methods instead.

Locating it in your online banking portal

Log into your bank's website using your username and password. Most banks display your account number prominently on the main dashboard or account summary page, often right next to your account name and current balance. If you do not see it there, look for a link labeled "Account Details," "Account Information," or "View Account Number."

Some banks hide the full account number for security and show only the last four digits on the main page. If that happens, click into the account details section or settings to view the complete number. The mobile app usually works the same way — open the app, navigate to the account you need, and look for an information icon or details button.

Checking your bank statement

Your account number appears on every bank statement you receive, whether it comes by mail or email. On a printed statement, it is usually listed near the top, often in the upper right corner or in a section labeled "Account Information." On a digital statement (a PDF you read or view online), scroll to the top or look for a header section that shows your account details.

If you have old statements saved, you can pull one up and find the number there. The account number does not change unless you close the account and open a new one, so a statement from months or even years ago will have the same account number you use today.

Calling your bank directly

If you cannot find your account number through any of the above methods, call the customer service number on the back of your debit card or the number listed on your bank's website. Have your identification ready — a driver's license or passport — because the bank will ask you to verify who you are before they give out account information.

Be prepared to answer security questions about your account, such as recent transactions or the address on file. Once you are verified, the representative will read your account number to you. Write it down as they say it and repeat it back to confirm you have it correct.

What to do if you have multiple accounts

If you have more than one account at the same bank — for example, a checking account and a savings account — each one has a separate account number. When you log into your online banking, you will see a list of all your accounts. Click on the specific account you need, and its account number will display.

This matters because if you are setting up a direct deposit or a bill payment, you need to provide the account number for the specific account where you want the money to go. Using the wrong account number will send the transaction to a different account, even though it is at the same bank.

Why you might need your account number

You will need your account number when you set up direct deposit for your paycheck, arrange automatic bill payments, receive a wire transfer, or give banking information to an employer or government agency. Some online payment services also ask for your account number to pull money directly from your bank account.

Your account number is not the same as your routing number. The routing number identifies which bank you use; the account number identifies which specific account at that bank. You often need both pieces of information together, which is why they are printed side by side on your checks.

Frequently Asked Questions

Is it safe to share my account number?

Your account number alone cannot be used to withdraw money from your account — a person would also need your routing number and usually additional verification. However, only share your account number with people and organizations you trust, such as your employer for direct deposit or your bank for legitimate transactions. Never share it in response to an unsolicited email or phone call.

What if I cannot find my account number anywhere?

Call your bank's customer service line during business hours. They will verify your identity and provide your account number. This is the safest option if you are unsure whether the number you found is correct.

Do I need both my routing number and account number?

For most banking transactions — direct deposit, wire transfers, bill payments — you need both. The routing number tells the system which bank to use; the account number tells it which account within that bank. Your checks show both numbers at the bottom.

Will my account number change if I move or change my name?

No. Your account number stays the same as long as the account remains open. If you close the account and open a new one, you will get a new account number, but updating your address or name on file does not change it.