Your account number is on your debit card, checks, and online banking

If you bank with DCU (Digital Credit Union), your checking account number appears in three places you can reach right now: the bottom left of your debit card, the bottom of any check you have, or your online banking dashboard. The fastest route is usually your debit card — the number is printed there in a format that looks like a long string of digits, separate from the card number itself.

If you do not have your card handy or have not received checks yet, log into your DCU online banking account or mobile app. Once you are signed in, your account number will be visible on your account summary or dashboard page — usually labeled as "Account Number" or "Checking Account."

You may also call DCU directly at their member services line. A representative can read your account number to you over the phone after confirming your identity. This is useful if you need the number when ready and cannot access your card or online account.

Key Takeaways

  • Your DCU checking account number is printed on the bottom left of your debit card, separate from your card number.
  • You can view your account number by logging into DCU online banking or the mobile app under your account summary.
  • Calling DCU member services will connect you with a representative who can provide your account number after identity verification.
  • Your account number also appears on the bottom of any checks DCU has issued to you.

Finding it on your debit card

Look at the bottom of your DCU debit card. You will see a series of numbers printed there. The leftmost set of numbers is your account number — it is usually between 8 and 12 digits long, depending on your account type. This is distinct from your card number, which appears on the front of the card in larger print.

The format on the card typically shows your routing number first (on the far left), then your account number. If you are unsure which is which, the account number is the longer string that comes after the routing number.

Logging into online banking or the mobile app

Open DCU's website or read the DCU mobile app if you have not already. Sign in with your username and password. Once logged in, navigate to your account summary or dashboard — this is usually the first page you see after signing in.

Your checking account number will be displayed prominently on this page, often next to your account type (such as "Checking" or "Share Draft Account"). You can take a screenshot or write it down for your records. The mobile app and website show the same information, so use whichever is more convenient for you.

Calling DCU member services

DCU's member services team can provide your account number by phone. Call the number on the back of your debit card or visit DCU's website to find their main member services line. Have your Social Security number and date of birth ready — the representative will ask for these to confirm your identity before sharing your account number.

This method works well if you need your account number in a hurry or prefer speaking with someone directly. Wait times vary depending on the time of day, so calling during off-peak hours (early morning or late afternoon on weekdays) may be faster.

What to do if you cannot find your account number

If you have lost your debit card, do not have checks, and cannot access online banking, calling member services is your best option. You will need to verify your identity with personal information like your Social Security number, date of birth, and possibly your address.

If you have forgotten your online banking password, use the "Forgot Password" link on DCU's login page to reset it. This usually takes just a few minutes and will get you back into your account where you can see your account number when ready.

Why you might need your account number

Your account number is required for setting up direct deposit, arranging automatic bill payments, or receiving wire transfers. It is also needed when you contact DCU about your account or when another financial institution asks for it to move money to or from your checking account.

Keep your account number in a safe place, but remember that it is not sensitive information on its own — you should never share it with someone who calls or emails you claiming to be from your bank. Legitimate DCU representatives will never ask you to provide your account number unsolicited.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number is the 16-digit number on the front of your debit card. Your account number is a separate set of digits printed on the bottom left of the card. You need your account number for bank transfers and direct deposit, not your card number.

Can I use my account number to make purchases?

No. Your account number is for banking transactions like direct deposit and bill payments. To make purchases, you use your debit card number, expiration date, and CVV code, or you use your card in person at a store.

What if I see multiple account numbers in my online banking?

If you have more than one account with DCU (such as a checking account and a savings account), each one has its own account number. Make sure you are using the correct number for the account you need — your checking account number will be labeled as such in your online banking dashboard.

Is it safe to write down my account number?

Yes. Your account number alone cannot be used to withdraw money or make unauthorized purchases. However, keep it in a find place like a locked drawer or password-protected document, just as you would with other financial records.