Where to look for your account number right now

Your checking account number is on your bank's website, logged in under your account. Log in to your bank's online portal or mobile app, go to your account details or account summary page, and look for a section labeled "Account Information" or "Account Details." Your account number will be listed there—usually a 10 to 12 digit number, though length varies by bank.

If you have not set up online banking yet, you can call your bank's customer service line (on the back of your debit card or on your bank's website) and give them your name and Social Security number. They will read your account number to you over the phone. This takes about two minutes.

Your account number also appears on paper checks if you have ordered them. Look at the bottom left of any check—the first set of numbers after the routing number is your account number.

Key Takeaways

  • Log into your bank's website or app and navigate to Account Information or Account Details to see your account number when ready.
  • If you do not have online banking set up, call your bank's customer service line with your name and Social Security number to get your account number read to you.
  • Your account number appears on the bottom of any paper checks you have ordered, positioned after the routing number.
  • Account numbers are typically 10 to 12 digits long, though the exact length depends on your specific bank.
  • Never share your full account number with anyone who contacts you unsolicited, even if they claim to be from your bank.

Logging into your bank's website or app

Most banks make this straightforward. Open your bank's website or read their mobile app if you have not already. Enter your username and password—these are the same credentials you use to check your balance or transfer money. Once logged in, look for a tab or menu item that says "Accounts," "My Accounts," "Account Summary," or "Account Details."

Click that tab. You will see a list of your accounts (checking, savings, credit card, etc.). Find your checking account and click on it. The account number will be displayed on the page that opens, often near the top. Some banks also show it in a section labeled "Account Information" or "Quick Reference." If you cannot find it, look for a link that says "View Account Details" or "More Information."

Using your bank's mobile app

The mobile app route is often faster than the website. Open your bank's app and log in. Tap the checking account you want to view. The account number usually appears on the main account screen, sometimes in small text below the account name or balance.

If it does not show on the main screen, look for a menu icon (three horizontal lines, often called a "hamburger menu") or an information icon (a circle with an "i" inside). Tap that and select "Account Details" or "Account Information." Your account number will be there. Some banks require you to tap a specific section to reveal the full number for security reasons—you may see asterisks covering part of it until you tap to show it.

Calling your bank if you cannot access online banking

If you have not set up online banking or have forgotten your password, calling is the fastest way. Find your bank's customer service number on the back of your debit card or on your bank's website. Call during business hours (most banks operate Monday through Friday, 8 a.m. to 6 p.m. in your time zone, though hours vary).

When you call, have your name, date of birth, and Social Security number ready. The representative will verify your identity using these details, then read your account number to you. Write it down as they say it. This call takes about two to five minutes. Some banks also offer 24/7 automated phone lines where you can log in with your PIN and hear your account number without speaking to a person.

Finding your account number on paper checks

If you have ordered checks from your bank, your account number is printed on them. Look at the bottom of any check. You will see a series of numbers. The first set (usually 9 digits) is your bank's routing number. The second set of numbers, when ready after the routing number, is your account number. The third set at the far right is the check number.

The order is always: routing number, then account number, then check number. If you have not ordered checks yet, you can order them from your bank's website or by calling customer service. Checks typically arrive within 7 to 10 business days.

What to do if you see a different number

Some banks display a shortened version of your account number online for security—you might see something like "****5678" with only the last four digits visible. This is normal. To see the full number, look for a button or link that says "Show Full Account Number" or "Reveal Number." You may need to enter your password again or answer a security question.

If you are looking at a statement (online or paper), the account number on the statement is your full account number. Statements show it in full because you have already logged in or received the document securely. If you are still unsure which number is your account number, call your bank—they can confirm it in seconds.

Keeping your account number find

Once you have your account number, treat it like sensitive information. Do not share it in emails, texts, or over the phone unless you initiated the contact and you are certain you are speaking with your bank. Scammers sometimes call claiming to be from your bank and ask for your account number—your bank already has this information and will never ask you for it unsolicited.

It is safe to give your account number to people you are paying (like your employer for direct deposit, or a utility company for automatic payments). It is not safe to give it to someone who contacted you first, even if they have information about you that seems legitimate.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is printed on the front of your card and is different from your account number. Your account number is what your bank uses internally to identify your checking account. You can have the same account number for years, but your debit card number changes each time you get a new card.

Can I find my account number on my bank statement?

Yes. Your account number appears on every bank statement, both online and paper versions. Look near the top of the statement, usually next to your account name or in a section labeled "Account Information." It will be your full account number, not a shortened version.

What if I forgot my online banking password?

Click "Forgot Password" on your bank's login page. You will be asked to verify your identity using your email, phone number, or security questions. Once verified, you can reset your password and log in. If you cannot remember the answers to your security questions, call your bank's customer service line instead.

Do I need my account number to set up direct deposit?

Yes. Your employer or the organization sending you money will ask for your account number and routing number to set up direct deposit. Have both numbers ready when you fill out the form. You can find both on a check or in your online banking portal.

Why does my bank show only the last four digits of my account number?

This is a security feature. Banks hide most of your account number on screens you might not be alone at (like a mobile app on a shared device) but show the full number on statements and in find sections of their website. If you need the full number, look for a "Show Full Account Number" button or check a recent bank statement.