Where to find your account number right now
Your account number is printed on the bottom left of every check you have. If you have checks, look at the second set of numbers — the first set is your routing number. The account number is usually 10 to 12 digits long.
If you do not have checks or cannot find them, your account number appears on your monthly bank statement. Look at the top of the first page, usually near your name and address. It may say "Account Number" or "Acct #" followed by the digits.
You can also log into your bank's website or mobile app and find your account number in the account details section. This is usually labeled "Account Information" or "Account Summary." The number will be displayed in full or partially masked for security.
Key Takeaways
- Your account number is on the bottom left of your checks, in the second set of numbers after your routing number.
- Monthly bank statements show your account number near the top of the first page, next to your name.
- You can view your account number by logging into your bank's website or mobile app under account details.
- If you cannot find it any of these ways, call your bank's customer service line and have your ID ready to verify your identity.
Getting your account number by phone
Call the customer service number on the back of your debit card or on your bank's website. Have your ID ready — the bank will ask you to verify who you are before sharing your account number.
You will need to provide your full name, date of birth, and possibly the last four digits of your Social Security number or a PIN you set up when you opened the account. Once the bank confirms your identity, they will read your account number to you over the phone.
Write the number down as they read it, or ask them to repeat it. Some banks will also email or mail your account number to the address on file if you request it, though this takes longer than getting it by phone.
Getting your account number in person at the bank
Visit any branch of your bank during business hours and bring a photo ID. Tell the teller you need your account number. They will look it up in the system and give it to you when ready.
This is the fastest way if you are already near a branch. The teller does not need to verify as much information as a phone representative does, since they can see your ID in person. You can also ask for a printed statement that shows your account number if you want a record to take home.
What to do if you cannot remember which bank you use
If you have old checks or a debit card, the bank name is printed on both. The routing number on your checks can also help you find your bank — you can search for a routing number on the Federal Reserve's website or on your bank's website to confirm which bank it belongs to.
If you have a recent bank statement, the bank name and address appear at the top. If you have none of these, think about where you opened your account or where you receive direct deposit payments. You can also search online for banks in your area if you remember the city or region where you opened the account.
Account numbers for different types of accounts
Each account you have at the same bank has its own account number. If you have a checking account and a savings account, they will have different numbers. If you have a money market account or a certificate of deposit, each one has a separate number too.
When you need to use your account number for a transaction — like setting up direct deposit or sending money to someone — make sure you are using the number for the correct account. Using the wrong account number means the money will go to the wrong place. If you are unsure which account number to use, ask your bank or the organization requesting the number.
Keeping your account number safe
Your account number is not as sensitive as your PIN or password, but you should still treat it carefully. Do not share it with people you do not trust. Scammers sometimes use account numbers to set up unauthorized transfers or to commit fraud.
When you give your account number to a business or person, make sure you initiated the contact. If someone calls you asking for your account number, hang up and call your bank directly using the number on your debit card or statement. Your bank will never ask for your account number unsolicited.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number identifies which bank you use. Your account number identifies which specific account you have at that bank. Both numbers appear on your checks, with the routing number first and the account number second.
Can I use my account number to transfer money to someone else's account?
Yes, but you will also need their routing number. Together, these two numbers tell the banking system exactly where to send the money. Make sure you have both numbers correct before you transfer, because sending money to the wrong account is difficult to reverse.
What if I lost my debit card and cannot find my account number anywhere?
Call your bank's customer service line using the number from your statement or from an old check. Have your ID ready. The bank will verify who you are and provide your account number over the phone. You can also visit a branch in person with your ID.
Do I need my account number to open a new account at the same bank?
No. When you open a new account, the bank will assign you a new account number. You do not need to provide your old account number, though you can if you want the bank to link the accounts for your records.
Can someone steal money from my account if they only have my account number?
It is harder than with other information, but it is possible. Someone with your account number and routing number could potentially set up an unauthorized transfer. This is why you should not share these numbers with people you do not trust, and why you should monitor your account regularly for unusual activity.