Your RBC checking account number is on your debit card, checks, and online banking

Your account number is a unique identifier for your specific checking account at RBC. You can find it in three places without calling the bank: on the front of your debit card, on the bottom left of any check you write, or by logging into RBC Online Banking or the RBC Mobile App.

The account number is usually 7 digits long at RBC, though the exact length can vary slightly. It appears alongside your routing number (which identifies RBC itself) on checks and in your online banking profile. You'll need both numbers together when setting up direct deposit, arranging wire transfers, or giving payment instructions to employers or other organizations.

Key Takeaways

  • Your RBC account number appears on your debit card, checks, and in RBC Online Banking — you do not need to call to find it.
  • On a check, the account number is the second set of numbers at the bottom, after the routing number and before the check number.
  • RBC account numbers are typically 7 digits, but always copy the full number shown rather than guessing the length.
  • You will need both your account number and routing number together for direct deposit, wire transfers, and bill payments.

Finding your account number on your debit card

The easiest place to look is your RBC debit card. The account number appears on the front of the card, usually below your name. It is the longer number on the card — not the 16-digit card number itself, which is different from your account number.

If you have lost your debit card or it has expired, you can still find your account number on a check or in your online banking. A replacement debit card will show the same account number, so you do not need a new card just to locate this information.

Reading your account number from a check

If you have a checkbook, the account number is printed at the bottom of each check. Look at the numbers along the bottom edge. You will see three separate groups of numbers: the routing number (9 digits) on the left, your account number (typically 7 digits) in the middle, and the check number on the right.

The account number is always the middle group. Write down all the digits you see in that middle section — do not try to estimate or round. If the number looks like it might be 6 or 7 digits, copy exactly what is printed.

Locating your account number in RBC Online Banking

Log into RBC Online Banking on your computer or use the RBC Mobile App on your phone. Once you are signed in, navigate to your checking account. Your account number will be displayed on the account summary page, usually near the account name and balance.

In the mobile app, tap on your checking account to open it, and the account number will appear at the top or in the account details section. This method works even if you do not have your debit card or checks with you, and it takes less than a minute.

What to do if you cannot find your account number

If you do not have access to a debit card, checks, or online banking, you can contact RBC directly. Call the customer service number on the back of your debit card, or visit an RBC branch in person with a photo ID. A representative can provide your account number over the phone or in writing.

You may also be able to find your account number on recent bank statements, either printed or in your email. Statements typically show the account number at the top of the first page.

Why you need both your account number and routing number

Your routing number identifies RBC as the bank. Your account number identifies your specific account within RBC. Together, they tell any organization exactly where to send or pull money.

When you set up direct deposit with an employer, arrange a wire transfer, or authorize a bill payment, you will be asked for both numbers. Providing only one is not enough — the receiving organization needs both to process the transaction correctly. RBC's routing number is the same for all customers, but your account number is unique to you.

Keeping your account number safe

Your account number is not as sensitive as your PIN or password, but you should still treat it with reasonable care. Do not share it with people you do not trust, and be cautious about typing it into websites unless you initiated the transaction yourself.

It is safe to provide your account number to your employer for direct deposit, to your landlord for rent payments, or to any organization you have chosen to do business with. Scammers sometimes call claiming to be from your bank and ask for your account number — RBC will never ask for this information unsolicited.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is the 16 digits printed on the front of the card. Your account number is a separate, shorter number (usually 7 digits) that also appears on the card. They are different identifiers for different purposes.

Can I use my account number to withdraw money from an ATM?

No. ATMs require your debit card and PIN. Your account number alone cannot access your money at an ATM or in person at a branch. You need your card or your online banking login.

What if the numbers at the bottom of my check look smudged or unclear?

Log into RBC Online Banking or check your debit card instead — both will show your account number clearly. If you must read a check, contact RBC and they can confirm the correct number for you.

Do I need a new account number if I open a second checking account at RBC?

Yes. Each account you open gets its own unique account number. If you have multiple checking accounts at RBC, each one will have a different account number but the same routing number.

Can I change my account number?

No. Your account number is assigned when you open the account and does not change. If you close the account and open a new one, the new account will have a different number.