Your savings account number is printed on the bottom left of your checks, in your bank's mobile app, on your monthly statement, or by calling your bank's customer service line.
The easiest place to look first is your checkbook. Open it and look at the bottom of any check. You will see a series of numbers printed in magnetic ink. Reading left to right, the first set is your routing number, the second set is your account number, and the third is the check number itself. Your account number is usually 10 to 12 digits long, though this varies by bank.
If you do not have checks or cannot find them, your bank's website or mobile app is the next fastest option. Log in to your account, go to the section labeled "Account Details," "Account Information," or sometimes just "Accounts," and your account number will be listed there. Most banks display it prominently on the main dashboard after you sign in.
Your monthly paper statement also shows your account number, usually near the top in a section labeled "Account Number" or "Your Account." If you receive statements by email, open a recent one and look for the same label.
Key Takeaways
- Your account number appears on the bottom of any check you have, printed between the routing number and the check number.
- Log into your bank's website or app and look under "Account Details" or "Account Information" to see your account number when ready.
- Your monthly statement, whether printed or emailed, displays your account number near the top of the page.
- Call your bank's customer service number on the back of your debit card if you cannot find your account number through other methods.
- Your account number is specific to you and this one account — if you have multiple savings accounts, each one has its own number.
Finding it in your bank's app or website
The mobile app or website is usually the fastest route if you have internet access. After you log in with your username and password, look for a section called "Accounts," "My Accounts," or "Account Summary." Tap or click on your savings account, and the account number will appear on the screen — often in a box at the top or in a section labeled "Account Details."
Some banks also let you copy the account number directly to your clipboard by tapping or clicking on it, which is helpful if you need to paste it into a form. If you cannot find it in the obvious places, try looking under "Settings" or "Account Information," or use the search function within the app to search for "account number."
Checking your paper statement
If you receive a printed statement in the mail, your account number is usually printed in the upper left or upper right corner of the first page. It may be labeled "Account Number," "Your Account," or sometimes just listed as a number without a label. The statement also shows your routing number nearby, so you will have both pieces of information in one place.
If you have older statements saved, any of them will work — your account number does not change unless you close the account and open a new one. Keep in mind that if you have multiple accounts at the same bank, each statement will show only that account's number.
Calling your bank directly
If you cannot locate your account number through any of these methods, call the customer service number on the back of your debit card or on your bank's website. Have your identification ready — the bank will ask you to verify who you are before they give you account information. This usually takes less than a minute once you have confirmed your identity.
You can also visit a branch in person and ask a teller to provide your account number. Bring a photo ID with you. This is a straightforward request and tellers handle it regularly.
Understanding what your account number is used for
Your account number identifies this specific savings account and only this one. If you have a checking account and a savings account at the same bank, they have different account numbers. You will need your account number when you set up direct deposit, arrange a wire transfer, have someone send you money, or authorize automatic payments from your account.
Your account number is not secret in the same way a password is, but you should not share it casually. If someone has your account number and routing number, they can potentially set up unauthorized transfers from your account. Only provide these numbers to people and organizations you trust, such as your employer for direct deposit or a utility company for automatic bill payment.
What to do if you have multiple savings accounts
If you have opened more than one savings account at the same bank — perhaps one for emergencies and one for a specific goal — each account has its own number. When you log into your bank's app or website, you will see all your accounts listed, and each one will show its own account number. Make sure you are looking at the correct account before you use the number.
The same applies to paper statements: if you receive separate statements for each account, each statement will show only that account's number. If your bank combines multiple accounts on one statement, each account number will be listed separately on that page.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number identifies your bank, and your account number identifies your specific account at that bank. Both appear on the bottom of your checks, but they are separate numbers. You need both to set up direct deposit or wire transfers.
Can I find my account number on my debit card?
No, your debit card shows your card number, expiration date, and CVV, but not your account number. Your account number is found on checks, statements, or through your bank's app or website.
What if I have not received a statement yet?
Log into your bank's website or app — your account number will be there when ready. If you do not have online access set up yet, call the customer service number provided when you opened the account, or visit a branch with your ID.
Does my account number change if I close and reopen my account?
Yes. When you close an account and open a new one, the bank assigns you a new account number. The old number is no longer active, so make sure to update any automatic payments or direct deposit instructions with your new number.
Can someone withdraw money if they only have my account number?
Having only your account number is not enough to withdraw money, but combined with your routing number, someone could potentially set up unauthorized transfers. Protect both numbers the way you would protect other financial information, and only share them with trusted organizations.