Your checking account number is printed on the bottom left of your checks, in your bank's online portal, or by calling your bank

The fastest way is to look at a check from your account. The account number appears on the bottom of the check, after the routing number and before the check number. If you do not have checks, log into your bank's website or mobile app — the account number is usually visible on the dashboard or in an account details section. If you cannot access online banking, call your bank's customer service line (the number is on your debit card or a bank statement) and they will read it to you.

You need your account number for direct deposits, wire transfers, setting up bill pay, and giving payment instructions to employers or other organizations. It is a nine-digit number specific to your account at that bank. If you have multiple checking accounts at the same bank, each one has its own account number.

Key Takeaways

  • Your account number appears on the bottom left of any check you have, printed between the routing number and the check number.
  • If you do not have checks, log into your bank's website or app and look for account details or account information — the number is displayed there.
  • You can call your bank's customer service line and ask them to provide your account number over the phone.
  • Some banks print the account number on your debit card, though not all do — check the back or front of your card.

Finding it on a check

Open a check from your account and look at the bottom of the check. You will see a series of numbers printed in magnetic ink. Reading from left to right, the first set is your routing number (nine digits), the second set is your account number (usually nine digits), and the third set is the check number.

The account number is the middle group. Write it down or take a photo. If you have old checks from years ago, the account number will be the same — it does not change unless you close the account and open a new one.

Checking your bank's website or app

Log into your bank's online banking portal or mobile app using your username and password. Most banks display your account number on the main dashboard or home screen, often next to your account name or balance.

If it is not when ready visible, look for a section labeled "Account Details," "Account Information," or "My Accounts." Click into your checking account and the full account number should appear. Some banks require you to click a button or link that says "View Account Number" or "Show Details" before the number displays.

Calling your bank directly

Find the customer service phone number on your debit card, a recent bank statement, or your bank's website. Call during business hours and tell the representative you need your checking account number.

They will ask you to verify your identity — usually by providing your name, date of birth, and the last four digits of your Social Security number or a recent transaction amount. Once verified, they will read your account number to you. Write it down when ready so you do not forget it.

Checking your debit card

Some banks print the account number on the back of your debit card, below or near the signature strip. Not all banks do this, so check both the front and back. If the number is there, it will be the same account number that appears on your checks and in online banking.

Do not rely on this as your only source — if your card is damaged or the number is worn away, you will need to use one of the other methods above.

What to do if you cannot find it

If you do not have checks, cannot access online banking, and do not have your debit card, call your bank. This is the most reliable method when other options are not available. Have your ID ready and be prepared to answer security questions.

If you are locked out of online banking because you forgot your password, reset it through the bank's website before calling. Most banks let you reset your password without speaking to anyone, which gets you access to your account number in minutes.

Frequently Asked Questions

Is my account number the same as my routing number?

No. Your routing number identifies your bank and branch (nine digits). Your account number identifies your specific account at that bank (usually nine digits). Both appear on your checks, but in different positions. You need both for wire transfers and some other transactions.

Can I find my account number on a bank statement?

Yes. Most bank statements print your account number at the top or in the account information section. If you have a recent statement in paper or PDF form, look there first — it is often easier to spot than on a check.

What if I have multiple checking accounts at the same bank?

Each account has its own account number. When you log into online banking, you will see all your accounts listed separately, each with its own number. Make sure you are looking at the correct account before you write down the number.

Is it safe to share my account number?

Your account number alone cannot be used to withdraw money from your account — a thief would also need your routing number and usually additional verification. It is safe to give your account number to your employer for direct deposit, to your bank for bill pay setup, or to organizations you trust. Never share it in response to an unsolicited email or call.