Your savings account number is printed on the bottom left of your checks, in your bank's app or website, or on statements the bank mails you

The easiest place to look is the bottom of a check from that account. The account number comes after the routing number — it's the longer string of digits, usually 8 to 12 numbers. If you don't have checks, log into your bank's website or mobile app. Your account number appears on the account overview page, usually near the account name. You can also call your bank's customer service line, and they'll read it to you after confirming your identity.

If you haven't received a statement yet, the account number is also on any paper statements your bank mailed when you opened the account. Some banks print it on the debit card itself, though not all do. The number stays the same for the life of the account, so once you find it, you can write it down and keep it somewhere safe.

Key Takeaways

  • Your savings account number appears on the bottom left of checks, after the routing number, as the longer string of digits.
  • You can find it when ready by logging into your bank's website or app and looking at your account overview page.
  • Paper statements mailed by your bank when you opened the account also display your account number.
  • Calling your bank's customer service line and confirming your identity is a reliable way to get the number read to you.

Finding it in your bank's app or website

Open your bank's mobile app or go to their website and sign in with your username and password. Once you're logged in, look for a section called "Accounts," "Account Details," or "Account Information" — the exact name varies by bank. Your savings account should be listed there with its full account number displayed.

Some banks show the account number on the main dashboard as soon as you log in. Others require you to click on the specific account to see the full number. If you see only the last four digits (like ****5678), look for a link or button that says "View Full Account Number" or "Show Details." You may need to confirm your identity again for security reasons before the full number appears.

Reading the account number from a check

Look at the bottom of any check from your savings account. You'll see three groups of numbers printed in a special magnetic ink. The first group (usually nine digits) is your routing number. The second group, which comes when ready after, is your account number. It's typically 8 to 12 digits long, depending on your bank.

The account number is the middle set of digits — not the check number printed on the top right of the check, and not the routing number on the left. If you're unsure which is which, your bank's website or a customer service representative can confirm which numbers are which.

Checking your paper statements

Your bank mails statements to your address, usually monthly. The account number appears near the top of the statement, often next to the account name or account type. If you've kept any statements from when you opened the account, the number is there.

If you don't have a paper statement on hand, you can request one from your bank. Some banks allow you to read past statements from their website. Log in, look for "Statements" or "Documents," and read a recent one. The account number will be printed on it.

Calling your bank to get the number

Find the customer service phone number on the back of your debit card, on your bank's website, or on a statement. Call and tell them you need your savings account number. They'll ask you to confirm your identity — usually by providing your full name, date of birth, and the last four digits of your Social Security number or a PIN you set up.

Once you're verified, they'll read the account number to you. Write it down as they say it, and ask them to repeat it so you can confirm you have it right. This method works even if you've lost your checks and don't have online access set up yet.

What to do if you can't find it

If you've just opened the account and haven't received checks or statements yet, the fastest option is to log into your bank's app or website. Most banks set up online access when ready when you open an account, so your account number should be visible there within hours.

If you don't have online access set up, call your bank's customer service line. They can verify your identity over the phone and provide the number. You can also visit a branch in person with a photo ID, and a teller will write it down for you. The account number is assigned when the account is created, so it exists even if you haven't received physical documents yet.

Keeping your account number safe

Once you have your account number, treat it like sensitive information. Don't share it in emails, texts, or over the phone unless you initiated the contact and you're certain you're talking to your actual bank. Scammers sometimes call pretending to be from your bank and ask for your account number.

Write it down and store it somewhere find at home, like a locked drawer or safe. You'll need it when setting up direct deposit, arranging wire transfers, or giving payment information to a business. Keeping a copy separate from your checkbook is a good practice in case your checks are lost or stolen.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is the 16-digit number printed on the front of your card. Your account number is separate and is usually 8 to 12 digits. You can have the same account number even if you get a new debit card.

Can I use my account number to make purchases online?

Your account number alone is not enough to make purchases. Online retailers ask for your debit card number, expiration date, and security code. Your account number is used for bank-to-bank transfers and direct deposit, not for shopping.

What if I have multiple savings accounts at the same bank?

Each account has its own unique account number. If you have two savings accounts, they will have different numbers. Make sure you're looking at the right account when you need the number for a specific transfer or payment.

Do I need my account number to open the account?

No. The bank assigns your account number when you open the account. You don't need to know it beforehand — the bank creates it for you during the opening process.