Where to find your account number right now

Your account number is printed on the bottom left of every check you write. If you have checks, look at the second set of numbers on that line — the first set is your routing number, and the second is your account number. It is usually 10 to 12 digits long.

If you do not have checks or cannot find them, your account number appears on your monthly bank statement. Look at the top of the statement, near your name and address. It will say "Account Number" or "Acct #" followed by the number.

You can also call your bank's customer service line — the number is on the back of your debit card or on your bank's website — and give them your name and the last four digits of your Social Security number. They will read your account number to you over the phone.

Key Takeaways

  • Your account number is on the bottom left of any check you have, in the second group of numbers after the routing number.
  • Your monthly bank statement shows your account number near the top, next to your name.
  • You can call your bank's customer service line and they will give you your account number if you provide your name and last four digits of your Social Security number.
  • Your debit card does not show your account number, but the customer service number on the back of the card will connect you to someone who can tell you what it is.

What your account number is used for

Your account number identifies which specific account at your bank belongs to you. When you set up direct deposit for a paycheck, you give your employer your routing number and account number so they know exactly where to send the money. When you pay a bill by check or by bank transfer, you use your account number so the payment goes to the right place.

Your account number is not secret the way your PIN or password is. You share it regularly with employers, landlords, and businesses you pay. It is safe to write it down or keep it in your phone notes.

Getting your account number if you bank online

If you have set up online banking with your bank, log in to your account on the bank's website or mobile app. Look for a section called "Account Details," "Account Information," or "My Accounts." Your account number will be displayed there, usually next to your account type (like "Checking" or "Savings").

Some banks show the full account number right away. Others show only the last four digits for security on the main screen, but you can click or tap to reveal the full number. If you cannot find it after looking in these places, the customer service phone number is usually at the bottom of the website or in the app's menu.

Account numbers for different account types

If you have more than one account at the same bank — for example, a checking account and a savings account — each one has its own account number. When you need your account number, make sure you know which account you are using it for. A check will only work with your checking account number, and a direct deposit might go to your savings account if you give the wrong number.

If you are not sure which account number goes with which account, your statement will tell you. The statement header shows the account type (Checking or Savings) right next to the account number.

What to do if you cannot find your account number

The fastest way is to call your bank. Have your debit card or a recent statement in front of you. When you call, tell them your name and provide the last four digits of your Social Security number or your date of birth. They will verify who you are and read your account number to you.

If you do not remember your online banking password, you can reset it on the bank's website before logging in — look for a "Forgot Password" link. Once you reset it, you can log in and find your account number yourself without calling.

Keeping track of your account number

Write your account number down in a safe place at home, or save it in your phone's notes app. You will need it often — for direct deposit, bill payments, wire transfers, and when you call the bank with questions about your account. Keeping it handy saves you time.

Do not share your account number in a text message or email unless you started the conversation and you are certain you are talking to your bank. If someone calls you asking for your account number, hang up and call your bank directly using the number on your debit card or statement. Scammers sometimes call pretending to be from the bank.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is the 16 digits printed on the front of your card. Your account number is separate and is not printed on the card itself. You can find your account number on checks, statements, or by calling your bank.

Can someone take money from my account if they know my account number?

Not easily. Your account number alone is not enough to move money. A person would also need your routing number and usually your permission or access to your online banking password. If you are worried someone has your account number, call your bank — they can watch your account and help if anything looks wrong.

What if I have accounts at two different banks?

Each bank gives you a separate account number for each account you have with them. Write down which account number goes with which bank so you do not mix them up when you set up direct deposit or make transfers.

Do I need my account number to use my debit card at a store?

No. You only need your debit card number, which is on the front of the card. Your account number is for bank transfers, direct deposit, and checks — not for everyday card purchases.