Your bank account number is printed on the bottom left of your checks, in your online banking portal, and on statements mailed to you
The easiest place to look is the bottom of a check from your account. The account number appears after the routing number and before the check number. If you don't have checks, log into your bank's website or mobile app — your account number is usually visible on the dashboard or in an "Account Details" section. You can also call your bank's customer service line and provide your name and Social Security number to confirm it.
Paper statements also show your account number, typically at the top or in a header section. If you receive statements by mail, look at the most recent one. If you've switched to paperless statements, you can read past statements from your online banking portal and find the number there.
Key Takeaways
- Your account number appears on the bottom left of checks, right after the routing number and before the check number.
- Online banking portals display your account number on the main dashboard or in an account details page you can access anytime.
- Paper and digital bank statements show your account number in the header or top section of each document.
- Calling your bank's customer service line with your name and Social Security number will get you the number over the phone if you can't locate it in writing.
Finding it online without logging in
If you've forgotten your online banking password or don't have access to your account right now, you still have options. Call your bank's main customer service number — the one on the back of your debit card or on your bank's website. Have your name, Social Security number, and a form of ID ready. The representative will verify your identity and read your account number to you over the phone.
Some banks also let you retrieve your account number through their mobile app without logging in, by using your phone number or email address to verify your identity. This varies by bank, so check your bank's website for a "Forgot Password" or "Account Recovery" option.
What the account number looks like
Bank account numbers are typically 8 to 12 digits long, though the length varies by bank. They are not the same as your routing number (which identifies your bank) or your card number (which is on your debit or credit card). The account number is specific to your individual account at that bank.
On a check, the format is usually: routing number, then account number, then check number, all printed in magnetic ink at the bottom. The account number is the middle set of digits. If you're looking at a statement, the account number may be printed in full or partially masked for security — some banks show only the last four digits online for privacy reasons, though you can request the full number by phone or in person.
Why you need it and when to share it
Your account number is needed when you set up direct deposit, arrange automatic bill payments, or receive a wire transfer. Employers, payroll services, and billers ask for it so they know exactly where to send money. You may also need it to link your bank account to a third-party app or service.
Share your account number and routing number only with people and organizations you trust. Never share your PIN, password, or the full details of your card. If someone contacts you unexpectedly asking for your account number, hang up and call your bank directly using the number on your card or statement — scammers sometimes pose as bank representatives.
If you have multiple accounts at the same bank
Each account you hold at a bank has its own account number. If you have a checking account and a savings account, they have different numbers. When you need to move money between them or set up a transfer, make sure you're using the correct account number for the account you want to move money into or out of.
Your online banking portal will list all your accounts with their individual numbers. If you're unsure which number belongs to which account, log in and check the account details for each one, or call your bank to confirm.
Getting your account number at the bank branch
You can walk into any branch of your bank during business hours with a photo ID and ask for your account number. A teller can print it for you or write it down. This is useful if you need it when ready and don't have access to checks or online banking. Some banks will also provide a printed card with your account and routing numbers if you ask.
Bring your ID and be prepared to answer security questions to confirm your identity. The process takes a few minutes and costs nothing.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number on your debit or credit card. Your account number is separate and is typically 8 to 12 digits. You can find your account number on checks, statements, or in your online banking portal.
Can I find my account number on my debit card?
Not usually. Your debit card shows your card number, not your account number. To find your account number, check a check, your statement, or log into your online banking portal. You can also call your bank.
What if I lost my checks and can't log into online banking?
Call your bank's customer service number using the phone number on the back of your debit card or from your bank's website. Have your name and Social Security number ready. A representative will verify your identity and provide your account number over the phone.
Do I need both my routing number and account number?
Yes, for most transactions like direct deposit or wire transfers. Your routing number identifies your bank, and your account number identifies your specific account. Both are usually printed together at the bottom of your checks.
Is it safe to give my account number to my employer?
Yes, it's safe to give your account number and routing number to your employer for direct deposit. These two numbers alone cannot be used to withdraw money from your account. Never share your PIN, password, or full card details.