Your account number is printed on the bottom left of your checks, and also appears on your bank statement and in your online banking portal

The easiest place to look is the bottom of any check you have. You will see three sets of numbers printed in a special magnetic ink. The first set (on the far left) is your routing number. The middle set is your account number. The third set (on the far right) is the check number itself. Your account number is typically 10 to 12 digits long, though this varies by bank.

If you do not have checks handy, you can find your account number in two other places: your monthly bank statement (usually printed near the top) and your online banking portal (often visible on the main dashboard or in account settings). Both show the full number clearly.

Key Takeaways

  • Your account number appears on the bottom left of your checks, in the middle set of numbers between the routing number and the check number.
  • You can also find it on your monthly bank statement, usually printed near the top of the page.
  • Your online banking portal displays your account number on the main dashboard or in your account settings.
  • Account numbers are typically 10 to 12 digits, but the exact length depends on your bank.

Reading the numbers on your check

The bottom of a check contains three separate pieces of information in a row. From left to right: the routing number (9 digits), your account number (usually 10 to 12 digits), and the check number (the number of that specific check). All three are printed in a special magnetic ink that machines can read quickly.

The account number is the middle set. It belongs to you and identifies your specific account at your bank. You will need this number whenever you set up direct deposit, arrange a wire transfer, or give someone permission to withdraw money from your account.

Finding it on your bank statement

Your monthly statement — whether you receive it by mail or view it online — displays your account number near the top. It is usually printed next to your name and address, or in a section labeled "Account Information." The number appears in full, not abbreviated or hidden.

If you receive paper statements, look at the upper right corner or the top center of the first page. If you view statements online through your bank's website, the account number typically appears on the main statement page or in a summary section you can click to expand.

Locating it in online banking

When you log into your bank's website or mobile app, your account number is usually visible without any extra steps. Many banks display it on the main dashboard or "Accounts" page, often next to your account name and current balance.

If you do not see it when ready, look for a link or button labeled "Account Details," "Account Information," or "Settings." Clicking this will open a page showing your full account number, routing number, and other details about your account. Some banks also let you copy the number directly to your clipboard from this page.

What to do if you cannot find it

If you have no checks, cannot access your statement, and do not have online banking set up yet, call your bank's customer service line. The number is usually on the back of your debit card. Tell them you need your account number, and they will provide it over the phone after confirming your identity.

You can also visit a branch in person with a photo ID. A teller can write down your account number and routing number for you on the spot. This is often the fastest option if you need the information right away.

Why you need to know your account number

Your account number is required for several common banking tasks. You will need it to set up direct deposit for your paycheck, to arrange automatic bill payments, to receive a wire transfer from someone else, or to give your employer or a service provider permission to withdraw money from your account.

It is also the number you provide when you want to transfer money between your own accounts at different banks, or when you need to prove to someone that you own the account. Unlike your routing number, which is the same for everyone at your bank, your account number is unique to you.

Keeping your account number safe

Your account number is not as sensitive as your PIN or password, but you should still treat it with care. It is safe to share with your employer (for direct deposit), with your bank, and with people you trust to send you money. Do not write it on a check that you mail to someone you do not know well, and do not share it in emails or texts unless you initiated the conversation.

If you suspect someone has your account number and may misuse it, contact your bank right away. They can monitor your account for unusual activity and help you if unauthorized withdrawals occur.

Frequently Asked Questions

Is my account number the same as my routing number?

No. Your routing number identifies your bank and branch (it is the same for all customers at that location), while your account number identifies your specific account. Both appear on your check, but in different positions.

Can someone take money from my account if they have my account number?

They would need more than just the account number. Most withdrawals also require your PIN, password, or authorization. However, contact your bank when ready if you believe your account number has been compromised.

What if my account number is different on my check than on my statement?

This is unusual and suggests an error. Contact your bank to confirm which number is correct. Do not use a number you are unsure about for direct deposit or automatic payments.

Do I need both my routing number and account number to receive money?

Yes. Anyone sending you money via direct deposit or wire transfer will need both numbers. The routing number tells the sending bank where to send the money, and the account number tells your bank which account to deposit it into.