Most banks and the post office close on Veterans Day

Yes. Banks and post offices observe Veterans Day as a federal holiday, which means most branches will be closed on November 11 (or the observed date if November 11 falls on a weekend). This applies to national banks, regional banks, credit unions, and all U.S. Postal Service locations.

The day is observed on November 11 each year. When November 11 falls on a Saturday, most banks and post offices close on Friday, November 10. When it falls on a Sunday, they close on Monday, November 12. Check your specific bank's website or call ahead if you are unsure about your local branch.

Key Takeaways

  • Banks and post offices close on Veterans Day, November 11, or the observed date if that falls on a weekend.
  • ATMs and online banking remain available even when branches are closed.
  • Mail is not delivered on Veterans Day, and post office services resume the next business day.
  • Some credit unions and smaller banks may have different holiday schedules, so calling ahead is worth the time.
  • If you need cash or services on Veterans Day, plan ahead by visiting the day before.

What stays open when banks close

Your ATM works on Veterans Day even though the branch is closed. You can withdraw cash, check your balance, and transfer money between your own accounts using the ATM 24 hours a day. Online banking—checking balances, paying bills, moving money between accounts—also works normally.

If you use a bank that is part of a larger network, you may be able to visit a different branch location that is open, though this is rare on federal holidays. Call your bank's customer service line (usually on the back of your debit card) to ask whether any branches near you are open on the observed Veterans Day date.

Post office closures and mail delivery

All U.S. Postal Service locations close on Veterans Day. No mail is delivered that day. If you mail something on November 10, it will not be picked up until November 12 (or the next business day after the observed holiday). Packages and letters already in the system continue moving, but new mail does not enter the delivery stream.

If you need to mail something time-sensitive, use a private carrier like UPS or FedEx, which often operate on federal holidays. You can also drop mail in a blue collection box before the last pickup time on November 10, though it will not move until November 12.

Credit unions and smaller banks

Most credit unions close on Veterans Day, but not all. Some smaller credit unions or those with limited hours may stay open or have different schedules. Call your credit union directly to confirm. The same applies to some community banks and online-only banks, which may not observe all federal holidays.

If your bank or credit union is open on Veterans Day, hours may be shorter than usual. Check the bank's website or call the branch directly rather than making a trip and finding the doors locked.

Planning ahead for Veterans Day

If you know you will need cash, deposit slips, or in-person banking services on or around Veterans Day, visit your branch on November 10. Withdraw enough cash to cover the holiday and the weekend if Veterans Day falls on a Friday. Pay bills online or by mail before the holiday if you have a important date.

If you need to mail something, drop it in a collection box or at the post office by the last pickup time on November 10. For packages, use a private carrier or wait until November 12. For banking, use your ATM or online account to handle routine transactions.

What happens if you need emergency banking

If you have a banking emergency on Veterans Day—a fraudulent charge, a lost card, or a critical issue with your account—call your bank's customer service number on the back of your debit card or on your statement. Banks staff phone lines on federal holidays for urgent problems, even when branches are closed.

For post office emergencies, there is no 24-hour customer service line. If you have a time-sensitive mailing issue, use a private carrier like FedEx or UPS, which operate on Veterans Day in most areas.

Frequently Asked Questions

Can I use my ATM on Veterans Day?

Yes. ATMs work 24 hours a day, including on Veterans Day, even when the bank branch is closed. You can withdraw cash, check balances, and transfer money between your own accounts.

Will my mail be delivered on Veterans Day?

No. The post office is closed and no mail is delivered on Veterans Day. Mail resumes the next business day. If you need to send something urgently, use UPS or FedEx, which often operate on federal holidays.

What if I need to deposit a check on Veterans Day?

If your bank has a mobile app, you can deposit checks by taking a photo of the front and back. Otherwise, wait until November 12. If the check is time-sensitive, ask the person who wrote it to reissue it for a later date.

Do all banks close on Veterans Day?

Most do, but some online banks and smaller credit unions may not. Call your bank directly to confirm. If you are unsure, assume your branch is closed and plan accordingly.

What time do banks and post offices reopen after Veterans Day?

Banks and post offices reopen at their normal hours the next business day. If Veterans Day falls on a Friday, they reopen on Monday. If it falls on a Sunday, they reopen on Monday. Check your branch's hours online or call ahead.