Banks and post offices follow different schedules, and both close on federal holidays
Most banks close at 5 or 6 p.m. on weekdays and do not open on Saturdays or Sundays, though some branches have Saturday hours. The U.S. Postal Service closes on Sundays and federal holidays, and most post offices close between 5 and 6 p.m. on weekdays. Neither follows a single national schedule — your specific branch's hours depend on its location and the company that runs it.
The fastest way to know if a location is open right now is to search the name and address on Google Maps or the institution's website. Both show real-time status ("Open now" or "Closed") and the exact hours for today. If you are calling ahead, have the branch address ready so you can confirm you are reaching the right location.
Key Takeaways
- Google Maps and the bank's or post office's official website show whether a specific branch is open right now and what time it closes today.
- Most banks close by 6 p.m. on weekdays and do not open on weekends, though some branches offer Saturday service.
- Post offices close on Sundays and all federal holidays, and most locations close by 5 or 6 p.m. on weekdays.
- Holiday schedules vary by institution — some banks stay open on holidays that others observe, so check before you go.
How to find your bank's hours right now
Open Google Maps, search your bank's name and your city, and click on the branch closest to you. The status appears at the top: "Open now" with the closing time, or "Closed" with when it reopens. If the branch has multiple locations, make sure you are looking at the right address.
Alternatively, go to your bank's website, find the branch locator tool, and enter your zip code or address. Most banks display hours for each location and whether it is currently open. If you use mobile banking, the app often has a branch finder built in.
If you need to speak to someone and the branch is closed, check whether your bank offers phone or chat support. Many banks have customer service lines open outside branch hours, though they cannot handle all transactions.
How to find your post office's hours right now
Go to USPS.com, click "Find Locations," and enter your address or zip code. The search shows every post office near you with its hours for today and the rest of the week. Click on the location to see whether it is open now and what services are available (some smaller offices have limited hours or do not offer all services).
You can also search the post office name and address on Google Maps, which displays the same information. If a post office is closed, Google will show the next location that is open.
Post offices close earlier on some days — many close at 5 p.m. on weekdays but 1 or 2 p.m. on Saturdays. If you are planning a trip, check the specific day's hours rather than assuming they are the same every day.
Federal holidays when banks and post offices close
Both banks and post offices close on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some banks also close on Good Friday, though this varies by institution.
Not all banks observe every federal holiday the same way. Some regional or smaller banks may stay open on holidays that larger chains close for. Check your specific bank's holiday schedule on its website or by calling the branch.
Post offices always close on federal holidays — there are no exceptions. If you need to mail something on a holiday, you can use USPS collection boxes (mail will be picked up the next business day) or wait until the next day.
What to do if your branch is closed
If your bank branch is closed, you can usually handle routine transactions through the bank's website, mobile app, or ATM. Deposits, transfers, and balance checks work 24/7 through these channels. For transactions that require a person — like opening a new account, getting a cashier's check, or discussing a loan — you will need to wait until the branch reopens.
Some banks offer extended hours at certain locations or have branches in grocery stores or pharmacies that stay open later. Use the branch locator to find a location with hours that work for you.
If the post office is closed and you need to mail something urgently, USPS collection boxes accept mail anytime. Drop your mail in the blue box, and it will be picked up the next business day. For packages that need tracking or signature confirmation, you will have to wait until the post office reopens.
Planning ahead for weekend and holiday banking
If you know you will need to visit a bank or post office on a weekend or holiday, plan ahead. Most banks do not open on Sundays, and post offices do not open on Sundays or federal holidays. Some banks have Saturday hours, but they are usually shorter than weekday hours.
For routine needs, use online banking or the post office website instead. You can pay bills, transfer money, and buy postage stamps online without visiting a branch. For in-person services that cannot wait, identify which locations near you have the latest closing times or weekend hours.
Frequently Asked Questions
Are banks open on Saturdays?
Some banks open on Saturdays, but hours are usually shorter than weekdays — often 9 a.m. to 1 or 2 p.m. Not all branches of the same bank have Saturday hours, so check your specific location on the bank's website or Google Maps.
Is the post office open on Sundays?
No. The U.S. Postal Service does not operate on Sundays. You can use USPS collection boxes to drop mail anytime, and it will be picked up on Monday, but you cannot visit a post office or buy stamps in person on Sunday.
What happens if I need to deposit a check after the bank closes?
Most banks let you deposit checks through their mobile app by taking a photo of the front and back. The deposit posts the next business day. If your bank does not offer mobile deposit, you can use an ATM if it has a deposit slot, or wait until the branch reopens.
Do all banks close on the same holidays?
Banks close on federal holidays, but not all banks observe every holiday the same way. Some smaller or regional banks may stay open on holidays that larger chains close for. Check your bank's specific holiday schedule on its website.
Can I mail a package at the post office on a holiday?
No. Post offices are closed on all federal holidays. You can drop packages in USPS collection boxes, but they will not be picked up until the next business day. For time-sensitive shipments, wait until the post office reopens.