Most banks will be closed on Good Friday, April 10, 2026

Good Friday is a federal holiday in the United States, which means most banks observe it as a day off. If you need to visit a branch, withdraw cash, or handle transactions in person, plan to do your banking on Thursday, April 9, or the following Monday, April 13.

The exact closure depends on your bank. Some larger national banks like Bank of America, Wells Fargo, and Chase close all branches on Good Friday. Regional and community banks vary — a few stay open, though this is uncommon. The only way to know for certain is to check your specific bank's holiday schedule or call your local branch.

Online banking, ATMs, and mobile apps will work normally on Good Friday, even though physical branches are closed. You can transfer money between accounts, pay bills, check balances, and deposit checks by phone or app without waiting until Monday.

Key Takeaways

  • Most U.S. banks close on Good Friday, April 10, 2026, because it is a federal holiday.
  • Online banking, ATMs, and mobile deposit continue to work on Good Friday even when branches are closed.
  • Call your bank or check its website before Good Friday to confirm whether your specific branch will be open.
  • Plan any in-person banking for Thursday, April 9, or Monday, April 13, to avoid a closed branch.
  • Credit unions and smaller regional banks may have different hours, so do not assume they follow the same schedule as large national banks.

Which banks definitely close on Good Friday

The largest national banks — Bank of America, Wells Fargo, Chase, Citibank, and U.S. Bank — all close their branches on Good Friday. If you use one of these banks, you will not be able to visit a branch on April 10, 2026.

Most regional banks and credit unions also close on Good Friday, though some smaller institutions stay open. Your bank's website usually lists federal holidays under "Hours" or "Holiday Schedule." If you do not see Good Friday listed, call the branch directly — staff can tell you in seconds whether they will be open.

What you can still do on Good Friday without a branch

ATMs work 24/7, even on holidays. You can withdraw cash, deposit checks (if your ATM has mobile deposit), and transfer money between your own accounts without visiting a branch.

Online banking portals and mobile apps let you pay bills, send money to other people, check your balance, and review transactions. If you need to deposit a check, most banks now offer mobile deposit through their app — you photograph the front and back, and the bank processes it electronically.

If you have an urgent problem on Good Friday itself, some banks offer phone support. Call the number on the back of your debit card to reach customer service, though wait times are often longer on holidays.

Planning ahead for Good Friday banking

If you know you will need cash on Good Friday or the weekend, withdraw it on Thursday. ATMs have daily withdrawal limits (usually $500 to $1,000, depending on your bank), so plan accordingly.

If you need to deposit a check, use mobile deposit on your phone rather than waiting for Monday. Most banks post mobile deposits within one business day, so a check deposited on Good Friday usually clears by Tuesday.

For time-sensitive transactions — like paying a bill by a certain date — handle them before Good Friday. Many online bill-pay systems let you schedule payments in advance, so you can set them up on Thursday for Monday delivery.

Credit unions and smaller banks

Credit unions are not required to follow the same federal holiday schedule as banks, though most do close on Good Friday. Some smaller regional banks and community banks stay open on certain federal holidays to serve their customers.

The only reliable way to know is to contact your institution directly. Call the main number, check the website, or visit in person on Thursday to ask about Good Friday hours. Staff can also tell you whether their ATMs will be available if the branch is closed.

What happens if you need banking on a holiday

If you have a genuine emergency on Good Friday — a fraudulent charge, a lost card, or a critical payment — call your bank's customer service line. The number is on your debit card, in your statements, or on the bank's website. Most large banks staff phone lines on holidays, though you may wait longer than usual.

For non-urgent issues that can wait until Monday, make a note and handle them then. Most banking problems do not require same-day resolution, and waiting a few days usually costs you nothing.

Frequently Asked Questions

Will my ATM work on Good Friday if the branch is closed?

Yes. ATMs operate 24/7 regardless of whether the branch is open. You can withdraw cash, check your balance, and deposit checks (if your ATM supports mobile deposit) on Good Friday without any issues.

Can I still pay bills online on Good Friday?

Yes. Online banking and bill pay work on all days, including holidays. If you pay a bill on Good Friday, it will process according to your bank's normal timeline — usually one to three business days for delivery to the recipient.

What if I need to deposit a check on Good Friday?

Use mobile deposit through your bank's app if you have it. Photograph the front and back of the check, and the bank will process it electronically. Most banks post mobile deposits within one business day, so a Friday deposit usually clears by Tuesday.

Do all banks close on Good Friday?

Most do, but not all. Large national banks definitely close. Some smaller regional banks and credit unions may stay open. Call your bank or check its website to confirm your branch's Good Friday hours.

What should I do if I need cash over the weekend?

Withdraw cash on Thursday before the holiday. Check your daily ATM withdrawal limit (usually $500 to $1,000) and plan accordingly. If you need more than your limit allows, withdraw the maximum on Thursday and again on Monday if needed.