Most banks are closed on June 19 if it falls on a weekend, or open normal hours if it's a weekday
June 19 is Juneteenth, a federal holiday. Whether your bank is open depends on what day of the week June 19 lands on that year. If it's a weekday and your bank observes Juneteenth, branches will be closed and you won't be able to withdraw cash, deposit checks, or speak to a teller in person. If June 19 falls on a Saturday or Sunday, most banks are already closed those days anyway.
The safest approach is to check your specific bank's holiday schedule rather than assume. Banks vary in which federal holidays they observe, and some larger institutions keep limited locations open on holidays. Your bank's website or a quick phone call to your local branch will tell you whether they're closed on June 19 that year.
Key Takeaways
- If June 19 falls on a weekday and your bank observes Juneteenth, your branch will be closed for in-person services.
- ATMs and online banking typically remain available even when branches are closed on federal holidays.
- Some banks operate limited hours or keep select branches open on Juneteenth, so checking your bank's specific schedule is necessary.
- If you need cash or services on June 19, plan ahead by withdrawing money or completing transactions the day before.
How to find your bank's June 19 hours
Log into your bank's website and look for a holiday hours section, usually found under "Locations" or "Contact Us." Most banks publish their full holiday schedule at the start of the year. You can also call your local branch directly—the phone number is on your debit card or bank statements.
If you bank with a large national institution like Bank of America, Wells Fargo, Chase, or Citibank, their websites have a branch locator tool where you can search your zip code and see hours for that specific location. Some branches may have different schedules than others, especially in areas where Juneteenth is observed differently.
What services stay open when branches close
ATMs work 24/7 at most banks, even on federal holidays. You can withdraw cash, check your balance, and transfer money between your own accounts using the ATM. Online banking and mobile apps also remain available—you can pay bills, transfer funds, and deposit checks remotely using mobile check deposit.
If you need to speak to someone, many banks offer phone support on holidays, though wait times are often longer. Some banks have chat support through their apps or websites. However, you won't be able to visit a physical branch, speak to a loan officer in person, or conduct services that require a teller.
Planning ahead if you need services on June 19
If June 19 is a weekday and your bank is closed, complete any essential transactions the day before. Withdraw cash you'll need, deposit checks using mobile deposit, and handle any time-sensitive payments through online banking. This prevents you from being caught without access to your money.
If you have a check that needs to be deposited, use your bank's mobile app to photograph the front and back—most banks process mobile deposits within one or two business days. For bill payments, schedule them through online banking to go out on the next business day after the holiday.
Banks that may stay open on Juneteenth
Some credit unions and smaller regional banks don't observe all federal holidays, so they may be open on June 19 even if larger banks are closed. If your primary bank is closed and you need when ready access to services, check whether a nearby credit union or community bank is open that day.
A few large banks keep select branches open in major cities on some federal holidays, though this is uncommon. Call ahead to confirm before making a trip. Many banks also offer Saturday hours at certain locations, so if June 19 is a weekday, you could use Saturday services instead.
What happens if you need emergency cash
If your bank is closed on June 19 and you need cash urgently, ATMs are your when ready option. If you've hit your daily ATM withdrawal limit, some banks allow you to increase it temporarily through their mobile app or by calling customer service before the holiday.
If you don't have an ATM card or can't access your account, ask a friend or family member to transfer you money through a service like Venmo, PayPal, or your bank's peer-to-peer transfer system. These services work on holidays and the money usually arrives within minutes to a few hours.
Frequently Asked Questions
Will my bank be open on June 19, 2025?
June 19, 2025 is a Thursday. If your bank observes Juneteenth as a federal holiday, it will be closed. Check your bank's website or call your branch to confirm their specific holiday schedule, as some banks may have different policies.
Can I deposit a check on June 19 if the bank is closed?
Yes, if you have the bank's mobile app. Use mobile check deposit to photograph the front and back of the check. The deposit will be processed when the bank reopens, usually the next business day. ATM check deposits, if your bank offers them, also work on holidays.
What if I need to withdraw money and the ATM is out of cash?
Contact your bank's customer service line to report the issue. They can note it for the branch manager. If you need cash when ready and your bank's ATMs are down, visit a different bank's ATM if you have a card that works on their network, or use a convenience store ATM that accepts your card (though fees may explore).
Do online bill payments go through on June 19?
You can schedule bill payments through online banking on June 19, but they won't process until the next business day. If a bill is due on June 19, schedule the payment for June 18 instead to may support it arrives on time and you avoid late fees.
Are credit unions open on Juneteenth?
Most credit unions observe federal holidays and will be closed on June 19 if it's a weekday. However, some smaller or regional credit unions may stay open. Contact your credit union directly to check their holiday schedule.