Most banks are closed the day after Easter

The day after Easter is not a federal holiday, so banks are not required to close. However, many large banks do close on Easter Monday — the Monday after Easter Sunday — as a matter of their own policy. This means Chase, Bank of America, Wells Fargo, and similar national chains often treat it like a holiday.

The safest approach is to check your specific bank's website or call the branch directly, because policies vary. Some regional banks and credit unions stay open on Easter Monday, while others close. A few banks close on Easter Sunday but open normally on Monday.

If you need to do banking on Easter Monday, your options include using an ATM (which works whether the branch is open or closed), visiting a bank that remains open, or waiting until Tuesday. Online banking and mobile apps work around the clock regardless of branch hours.

Key Takeaways

  • Easter Monday closures depend on your bank's individual policy, not federal law, so you must check with your bank directly.
  • ATMs and online banking work on Easter Monday even when physical branches are closed.
  • Large national banks like Chase and Bank of America often close on Easter Monday, but regional banks and credit unions may stay open.
  • Calling your branch or checking the bank's website is the only way to know for certain whether it will be open.

How to find your bank's Easter Monday hours

Visit your bank's website and look for a branch locator or hours page. Most banks let you search by location and show holiday hours separately from regular hours. The holiday schedule is usually posted several weeks in advance.

If you cannot find the information online, call the specific branch you plan to visit. The phone number is on the bank's website or on your debit card. A staff member can tell you when ready whether that location will be open on Easter Monday.

Do not rely on general information about "banks" — your bank's policy is what matters. A credit union across town may have different hours than a national chain branch down the street.

What you can do on Easter Monday without a branch

ATMs work 24 hours a day, seven days a week, whether the branch is open or closed. You can withdraw cash, deposit checks (at ATMs with mobile deposit or envelope slots), transfer money between your own accounts, and check your balance.

Online banking and mobile apps let you pay bills, transfer money to other people, deposit checks by photograph, and manage your accounts. These services run around the clock and do not depend on branch hours.

If you need to speak to someone, many banks offer phone support on holidays, though wait times may be longer. Check your bank's website for holiday customer service hours.

Banks that typically close on Easter Monday

Chase, Bank of America, Wells Fargo, Citibank, and most other national banks close on Easter Monday. If you bank with one of these institutions, assume the branch will be closed unless you confirm otherwise.

Some regional banks and local credit unions stay open. If you are unsure whether your bank is national or regional, the easiest way to find out is to search "[your bank name] Easter Monday hours" or call the branch directly.

Planning ahead for Easter Monday banking

If you know you will need to visit a branch on or around Easter Monday, plan your banking for the days before. Deposit checks, withdraw cash, and handle any in-person transactions on Thursday or Friday before the holiday weekend.

If you have a time-sensitive transaction — such as a wire transfer or a loan process — complete it before Easter weekend. Many of these services require a branch visit and cannot be done online.

For recurring bills or payments due on Easter Monday, set them up in advance through online banking or automatic payments so the holiday does not disrupt your schedule.

What happens if you need cash on Easter Monday

Use an ATM. Your bank's ATM network works on holidays, and most ATMs accept cards from other banks (though you may pay a fee). If you do not have an ATM card, get cash before the weekend.

If you are traveling and do not have access to your bank's ATM network, look for ATMs at grocery stores, convenience stores, or other retailers. These often accept cards from any bank, though fees vary.

Frequently Asked Questions

Is the day after Easter a federal holiday?

No. Easter Sunday is not a federal holiday either. Only Christmas, Thanksgiving, New Year's Day, Independence Day, and a few others are federal holidays. Banks close on Easter Monday by their own choice, not because the law requires it.

Can I deposit a check on Easter Monday?

Yes, if you use mobile deposit through your bank's app or an ATM with a deposit slot. If you need to hand a check to a teller, you will have to wait until Tuesday. Mobile deposit usually processes the check by the next business day.

Will my automatic payments go through on Easter Monday?

Yes. Automatic payments, bill pay, and transfers you set up online process on schedule regardless of whether the branch is open. The holiday does not affect these services.

What if I need a wire transfer on Easter Monday?

Most banks do not process wire transfers on holidays. If you need one urgently, contact your bank before the weekend to ask whether they offer holiday wire transfer service. Some do, but it is not standard.

Can I use another bank's ATM on Easter Monday?

Yes. ATMs from other banks work on holidays. You may pay a fee (usually $2 to $3) unless your bank has a partnership with that ATM network, but the transaction will go through.