Most NYC banks open at 9 or 10 a.m. on weekdays, close between 4 and 6 p.m., and have shorter Saturday hours or are closed Sunday

The exact hours depend on which bank you use and which branch. A Chase branch in Midtown Manhattan might stay open until 6 p.m. on weekdays, while a smaller branch in another neighborhood closes at 4 p.m. A Bank of America branch may open at 9 a.m., another at 10 a.m. The fastest way to know is to search the bank's name plus "hours" on Google Maps, or call the specific branch directly.

If today is a federal holiday — Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, Christmas, or New Year's Day — most banks in NYC will be closed. Some banks stay open on Columbus Day and Veterans Day, but not all. If you are unsure whether today is a holiday, check your bank's website or call ahead.

Key Takeaways

  • Weekday hours are usually 9 a.m. to 4 p.m. or 9 a.m. to 6 p.m., but vary by branch and bank.
  • Google Maps shows the hours for your specific branch faster than calling, and the information updates when a branch closes early or stays open late.
  • Most NYC banks close on federal holidays, and some close on Columbus Day and Veterans Day even though those are not federal holidays everywhere.
  • If you need to deposit a check or withdraw cash after hours, ATMs are available 24/7 at most bank locations.
  • Some banks offer extended hours on certain days — call your branch to ask whether today is one of them.

How to find your bank's hours right now

Open Google Maps on your phone or computer. Type your bank name and "near me" — for example, "Chase near me" or "Citibank near me." The map will show branches closest to you, and each one will display hours underneath the address. If the branch is open right now, it will say "Open" in green. If it is closed, it will say "Closed" in gray and show when it opens next.

This method works for all major banks: Chase, Bank of America, Citibank, Wells Fargo, Santander, HSBC, and smaller regional banks. The hours on Google Maps are usually updated within a few hours of any change, so they are more reliable than calling during busy times.

What counts as a federal holiday in NYC

Banks close on these days every year: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Thanksgiving (fourth Thursday in November), and Christmas (December 25).

Columbus Day (second Monday in October) and Veterans Day (November 11) are federal holidays, but not all banks close on these days. Some do, some do not. If you need to visit a branch on Columbus Day or Veterans Day, check with your specific bank first. Your bank's website will list which holidays it observes, or you can call the branch.

Using ATMs and mobile banking when branches are closed

If you need to deposit a check or withdraw cash and the branch is closed, look for an ATM at the bank's location or at another branch nearby. ATMs work 24 hours a day, 7 days a week. You can deposit checks at most ATMs by inserting them into the machine — the bank will process them the next business day.

For other tasks, use your bank's mobile app or website. You can transfer money between your own accounts, pay bills, send money to other people, and check your balance without visiting a branch. If you need to speak to someone, most banks offer phone support during extended hours, sometimes 24/7. The number is usually on the back of your debit card or on the bank's website.

Saturday and Sunday hours in NYC

Most major bank branches in NYC are open on Saturday from 9 a.m. to 1 or 2 p.m., though some stay open until 3 or 4 p.m. Hours vary widely by location. Very few branches are open on Sunday — some banks open one or two locations in busy areas, but most do not. Check Google Maps or call your branch to confirm Saturday and Sunday hours.

If you need to handle banking on a weekend and your branch is closed, ATMs are always available. For tasks that require speaking to a person, call your bank's customer service line — most offer weekend phone support, even if branches are closed.

What to do if your branch closes early today

Some branches close early on certain days for staff training, inventory, or other reasons. Google Maps will show "Closes early" if that is happening today, and will list the early closing time. If you do not see this note but want to be sure, call the branch directly — the number is on Google Maps or your bank's website.

If you are running out of time to visit before closing, remember that many banking tasks can be done at an ATM or through your phone. Deposits, withdrawals, and transfers do not require a teller. If you need to speak to someone, ask whether the branch can handle your task over the phone instead.

Frequently Asked Questions

Are banks open on Thanksgiving or Christmas?

No. All major banks in NYC close on Thanksgiving and Christmas. If you need cash or need to deposit a check on these days, use an ATM. For other banking needs, use your mobile app or call customer service.

What if Google Maps shows different hours than the bank's website?

Call the branch directly. Google Maps is usually accurate, but if there is a conflict, the branch can tell you the correct hours. The number is on Google Maps, the bank's website, or the back of your debit card.

Can I deposit a check at an ATM on Sunday?

Yes. Most bank ATMs accept check deposits 24 hours a day. The check will be processed the next business day, so a Sunday deposit will post on Monday (or Tuesday if Monday is a holiday).

Do all NYC banks have the same hours?

No. Chase, Bank of America, Citibank, and other banks set their own hours for each branch. Two branches of the same bank on different streets may have different hours. Always check your specific branch.

What if I need to visit a bank branch but they are all closed?

Use an ATM for deposits and withdrawals, or use your mobile app to transfer money, pay bills, or check your balance. If you need to speak to someone, call your bank's customer service line — most offer phone support during extended hours or 24/7.