Banks close on weekends and federal holidays, so tomorrow's hours depend on what day it is

Most banks operate Monday through Friday, 9 a.m. to 5 p.m., with shorter Saturday hours at some branches. If tomorrow is Saturday, Sunday, or a federal holiday, your bank will be closed. The exact hours vary by bank, by branch, and by season—some branches open at 8 a.m., others at 10 a.m.; some stay open until 6 p.m. or later on weekdays.

The fastest way to know is to search your bank's name plus "hours" on Google Maps, or call the branch directly. Your bank's app or website also shows tomorrow's hours for your specific location. If you need to do something tomorrow and the branch is closed, you can use ATMs, mobile deposit, or online banking for most transactions.

Key Takeaways

  • Banks are closed on Sundays and Saturdays at most branches, though some open Saturday mornings.
  • Federal holidays when banks close include New Year's Day, Memorial Day, Independence Day, Thanksgiving, and Christmas.
  • Google Maps and your bank's website show tomorrow's hours for your exact branch in seconds.
  • ATMs, mobile deposit, and online banking work 24/7 even when the branch is closed.
  • If you need cash or a service that requires a teller, call ahead to confirm the branch is open and has what you need.

Federal holidays that close all banks

Banks close on these federal holidays every year: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25).

When a holiday falls on a weekend, banks typically close on the nearest weekday instead. For example, if Christmas falls on a Saturday, banks close on Friday. If New Year's Day falls on a Sunday, banks close on Monday. Some banks also close on the day after Thanksgiving, though this is not a federal holiday.

How to find your specific branch's hours

Open Google Maps, search for your bank name and branch location, and the hours appear on the right side of the screen. The listing shows today's hours, tomorrow's hours, and the full week. If the branch is closed tomorrow, it will say "Closed" next to tomorrow's date.

Alternatively, log into your bank's app or website and look for a "Locations" or "Find a Branch" section. Enter your zip code or allow the app to use your location, and it will show all nearby branches with their hours. You can also call the branch directly—the phone number is usually on the same page.

What you can do when the branch is closed

ATMs work 24/7, so you can withdraw cash, deposit checks (if your bank has mobile deposit or ATM deposit), and check your balance anytime. Mobile deposit—taking a photo of a check through your bank's app—works on weekends and holidays and usually clears within one business day.

Online banking lets you transfer money between your own accounts, pay bills, and send money to other people through services like Zelle or your bank's own transfer system. You can also set up direct deposits, change your PIN, and dispute transactions without visiting a branch. If you need a cashier's check, wire transfer, or a service that requires a teller, you will have to wait until the branch reopens.

When to call ahead before visiting

If you need something specific—a new debit card, a notary, a safe deposit box, or a large cash withdrawal—call the branch before you go. Some branches run out of cash on busy days, some do not have a notary on staff, and some services require an appointment. A five-minute call saves you a trip.

If tomorrow is a holiday or weekend and you need something urgently, ask whether another branch nearby is open, or whether the bank offers the service through its app or website instead.

Banks that have different weekend hours

Some banks open on Saturday mornings, usually from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m. Credit unions sometimes have different hours than banks—some are open Saturday, some are not. Online banks like Ally and Charles Schwab do not have physical branches, so there are no branch hours to check, but you can use ATMs and online banking anytime.

Your specific branch's Saturday hours depend on the bank and the location. A busy downtown branch might be open Saturday; a small suburban one might not. Check your bank's website or call to confirm before you plan a Saturday visit.

Frequently Asked Questions

Is my bank open tomorrow if tomorrow is Saturday?

Most banks are closed on Saturday, but some open Saturday mornings from 9 a.m. to 1 or 2 p.m. Check your bank's website or Google Maps for your specific branch. If it is closed, you can use the ATM or mobile banking.

What if I need cash and the bank is closed?

Use an ATM. If your bank does not have one nearby, you can withdraw cash at many grocery stores, pharmacies, and convenience stores when you make a purchase. Some ATMs charge a fee if you use a bank other than yours.

Can I deposit a check when the bank is closed?

Yes, if your bank offers mobile deposit through its app—you photograph the front and back of the check and submit it. The check clears within one business day. Some banks also have ATMs that accept check deposits.

Do banks close on Veterans Day?

Yes, all banks close on Veterans Day (November 11). If November 11 falls on a weekend, banks close on the nearest weekday instead.

Can I transfer money to another account when the bank is closed?

Yes, you can transfer money between your own accounts or to another person through online banking or your bank's app anytime, even when the branch is closed. The transfer usually completes within one business day.