Banks and post offices follow different schedules, and both close on federal holidays

Most banks are open Monday through Friday from 9 a.m. to 5 p.m., with some branches staying open until 6 p.m. or later. Saturday hours vary widely — some branches open at 9 a.m. and close at 1 p.m., while others stay closed entirely. Banks are almost never open on Sunday. Post offices typically close at 5 p.m. on weekdays and noon on Saturday, with no Sunday service at most locations.

The fastest way to know if your specific branch is open today is to search the bank's name plus "hours" on Google Maps or call the branch directly. The branch locator on your bank's website will show today's hours, but Google Maps is usually faster because it displays whether the location is currently open or closed in real time. For the post office, the USPS location finder at usps.com shows hours for every branch.

Both banks and post offices close on the same federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some banks may also close on Good Friday, though this varies by institution.

Key Takeaways

  • Google Maps shows real-time open or closed status for your bank branch — faster than calling or checking the website.
  • Most banks close at 5 p.m. on weekdays and noon on Saturday, with no Sunday hours at standard branches.
  • Post offices close at 5 p.m. weekdays and noon Saturday, and are closed Sundays and all federal holidays.
  • Both banks and post offices close on the same eleven federal holidays plus Good Friday at some banks.
  • If you need to deposit or withdraw cash outside branch hours, ATMs are available 24/7 at most banks.

Why branch hours matter for your transactions

Bank branches handle transactions that ATMs cannot: depositing checks or cash in large amounts, opening new accounts, getting a cashier's check, or speaking to someone about a loan. If you need any of these services, you must visit during branch hours. ATMs work around the clock, but they have daily limits on withdrawals and deposits, and some transactions require a teller.

Post offices handle mail, packages, and money orders. If you need to mail something with tracking or buy stamps, you need the post office open. Some grocery stores and pharmacies sell stamps during their own hours, but they cannot process packages or provide other postal services.

How to find hours for a specific location

For your bank: Open Google Maps, search your bank's name, and tap the branch nearest you. The hours appear at the top of the listing, and Google will tell you if it is currently open. Alternatively, go to your bank's website, find the branch locator tool, enter your zip code, and click on your branch. The website will show today's hours and sometimes holiday closures.

For the post office: Visit usps.com/postoffices, enter your zip code or address, and click the location. Hours appear when ready. You can also call the branch directly — the number is on the USPS website listing.

If you are traveling or need a location outside your usual area, the same process works: search the bank or post office name on Google Maps or use the official locator tool, and you will see hours for any branch in the country.

What to do if your branch is closed

If your bank is closed and you need cash, use an ATM. Most ATMs belong to your bank's network and have no fee. If you need a service only a teller can provide — like depositing a large check or getting a cashier's check — you will have to wait until the branch reopens. Some banks offer limited services through their mobile app, such as mobile check deposit, which lets you photograph a check and submit it without visiting a branch.

If the post office is closed and you need to mail something, look for a blue USPS collection box on the street. You can drop mail in the box anytime, and it will be picked up the next business day. For packages that need tracking or signature confirmation, you will have to wait for the post office to reopen.

Federal holidays when both close

Banks and post offices close on all eleven federal holidays recognized by the U.S. government. These are: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25).

Some banks also close on Good Friday, which falls on different dates each year. Check your bank's holiday schedule on its website if you are unsure whether a specific day is a closure day. Post offices follow the federal holiday schedule strictly and do not observe Good Friday.

Extended hours and weekend banking options

Some bank branches in urban areas or shopping centers stay open until 6 p.m. or 7 p.m. on weekdays, and a few open on Sunday afternoons. Credit unions sometimes have different hours than traditional banks. If you need banking services outside standard hours, call ahead to confirm — do not assume your branch has extended hours.

Many banks now offer 24/7 customer service by phone or through their mobile app. You can transfer money, pay bills, or check your balance anytime. Some banks also partner with other banks' ATM networks, so you can withdraw cash at a wider range of locations without a fee.

Frequently Asked Questions

Can I deposit a check at an ATM on a day the bank is closed?

Yes. Most banks allow mobile check deposit through their app, or you can use an ATM that accepts deposits. The check will be processed the next business day. If the bank is closed for a holiday, the deposit may not clear until the day after the bank reopens.

Are all post offices closed on the same days as banks?

Yes. Post offices close on all eleven federal holidays and do not open on Sundays. Some banks also close on Good Friday, but the post office does not.

What if I need to mail something urgently and the post office is closed?

Drop your mail in a blue USPS collection box — it will be picked up the next business day. For packages needing tracking or signature, you will have to wait for the post office to reopen. FedEx and UPS locations may be open when the post office is closed.

Do all bank branches have the same hours?

No. Hours vary by location, especially for Saturday and evening service. Always check your specific branch on Google Maps or your bank's website rather than assuming all branches have the same hours.

Can I get a cashier's check from an ATM?

No. Cashier's checks must be ordered from a teller during branch hours. Some banks let you order one through their app or website, but you still have to pick it up at a branch or have it mailed to you.