When Bank of America branches close
Bank of America branch hours vary by location, but most branches open at 9 a.m. and close between 4 p.m. and 6 p.m. on weekdays. Saturday hours typically run from 9 a.m. to 1 p.m., and most branches are closed on Sundays. Some locations in urban areas or inside grocery stores stay open later — as late as 7 p.m. on weekdays — while smaller branches may close at 4 p.m.
The only way to know your specific branch's closing time is to check the hours for that location. Bank of America's website has a branch locator tool where you enter your zip code or address and see exact hours. You can also call the branch directly or use the Bank of America mobile app, which shows hours when you search for a nearby location.
Holiday schedules change these hours. Most branches close on major U.S. holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may close early the day before a holiday or open late the day after. Check ahead if you need to visit on or near a holiday.
Key Takeaways
- Standard weekday hours are 9 a.m. to 4 p.m. or 5 p.m., but some branches stay open until 6 p.m. or 7 p.m.
- Saturday hours are usually 9 a.m. to 1 p.m., and most branches do not open on Sunday.
- The Bank of America website branch locator shows the exact closing time for your nearest location.
- Branches close on major U.S. holidays and may have different hours the day before or after.
- You can reach customer service by phone 24 hours a day, even when branches are closed.
How to find your branch's exact hours
Go to bankofamerica.com and use the "Find a location" tool at the top of the page. Enter your zip code, city, or street address. The results show each nearby branch with its full address, phone number, and hours for each day of the week. If a branch has unusual hours on a particular day, those are listed separately.
The Bank of America mobile app also displays branch hours. Open the app, tap the menu icon, select "Locations," and search by zip code or allow the app to use your location. The hours appear directly on the location card.
If you cannot access the website or app, call the branch directly. The phone number appears in the locator results, or you can search "Bank of America near me" in Google Maps, which also shows hours and a direct call button.
When you need banking outside branch hours
Bank of America operates customer service phone lines 24 hours a day, seven days a week. You can call the number on the back of your debit card or credit card to reach a representative for account questions, transfers, fraud reports, or card issues. Wait times are usually shorter during off-peak hours like early morning or late evening.
ATMs are available 24/7 at most Bank of America locations and at partner ATM networks. You can withdraw cash, deposit checks, transfer money between accounts, and check your balance without visiting a branch. Some ATMs accept cash deposits and mobile check deposits.
Online and mobile banking are also available around the clock. You can pay bills, transfer money, deposit checks by photo, and manage your accounts from any device with internet access. These services do not require a branch visit or phone call.
Drive-through and Saturday options
Many Bank of America branches have drive-through windows with the same hours as the main branch. If you need to deposit checks or withdraw cash without leaving your car, the drive-through is usually faster than walking inside. Some drive-throughs stay open slightly later than the branch itself — check your location's specific hours.
Saturday hours are limited. Most branches close at 1 p.m. on Saturday, and some close at noon. If you need in-person service on Saturday, plan to arrive early. A few branches in major cities may stay open until 2 p.m. or 3 p.m., but this is uncommon.
What to do if your branch is closed
If you arrive at a closed branch, you have several options. Use the ATM if you only need to withdraw cash, deposit checks, or transfer money. Call the 24-hour customer service line if you have questions or need to report fraud. Visit another Bank of America branch in your area — the locator tool shows all nearby locations and their hours.
For urgent issues like a lost or stolen card, call customer service when ready. They can freeze your card, issue a replacement, and answer questions about suspicious transactions without waiting for a branch to open. For routine transactions that can wait, handle them online or through the mobile app.
Holiday closures and special hours
Bank of America branches close on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day. Some branches may also close on Good Friday. On the day before or after a holiday, some branches may open late or close early.
Check the branch locator or call ahead if you need to visit near a holiday. The website usually updates holiday hours a few weeks in advance. Customer service phone lines remain open 24/7 even on holidays, so you can still reach someone if you have urgent questions.
Frequently Asked Questions
Are all Bank of America branches open at the same time?
No. Hours vary by location. A branch inside a grocery store may close at 7 p.m., while a standalone branch closes at 5 p.m. Some branches in rural areas close at 4 p.m. Always check your specific location using the branch locator tool or by calling the branch directly.
Can I deposit checks after the branch closes?
Yes. Most Bank of America ATMs accept check deposits 24 hours a day. You can also deposit checks through the mobile app by taking a photo of the front and back. Both methods are processed within one to two business days.
Is customer service available on weekends?
Yes. The 24-hour customer service phone line is open every day, including weekends and holidays. You can reach a representative to discuss accounts, report fraud, or ask questions about your cards and services.
What if I need to speak to someone in person on a Sunday?
Most Bank of America branches are closed on Sunday. Your options are to visit on Saturday morning, call customer service, or handle your transaction online or through the mobile app. Some branches in major cities may have Sunday hours — check the locator tool for your area.
Do Bank of America branches close early on the day before a holiday?
Some do, but not all. Hours vary by location and holiday. Check the branch locator or call your branch a few days before the holiday to confirm whether it will close early or operate on a different schedule.