You can access your Chime savings account through the Chime mobile app, the website, or by calling customer service

Your Chime savings account lives inside the Chime app or website — the same place you access your checking account. You do not need a separate login or password. Once you are signed into Chime, your savings account appears as a tab or section alongside your checking account, and you can move money between them, check your balance, and see your transaction history from the same screen.

The fastest way for most people is the mobile app, since you likely have your phone with you. The website works the same way if you prefer a larger screen. If you cannot access either one, Chime's customer service team can help you over the phone and can also reset your login if you have forgotten your password.

Key Takeaways

  • Your Chime savings account is accessed through the same app or website login as your checking account — no separate account number or password needed.
  • The Chime mobile app shows your savings balance and lets you transfer money to or from your checking account in seconds.
  • If you forget your password or cannot log in, Chime customer service can reset your access by phone or through the website's password recovery option.
  • You can see your savings account transaction history, set savings goals, and view interest earned all within the Chime app or website.

Logging in through the Chime mobile app

read the Chime app from the Apple App Store or Google Play Store if you do not already have it. Open the app and enter the phone number or email address and password you used when you created your Chime account. If you have two-factor authentication turned on (which Chime recommends), you will receive a code by text or email and need to enter it to finish logging in.

Once you are logged in, look for a tab or section labeled "Savings" — the exact location depends on which version of the app you have, but it is usually near the top or in a menu. Tap it to see your savings account balance, recent transactions, and options to transfer money or adjust your savings goals.

Logging in through the Chime website

Go to chime.com and click the login button, usually in the top right corner. Enter your phone number or email and password. If you have two-factor authentication on, enter the code Chime sends you by text or email.

After you log in, your dashboard will show both your checking and savings accounts. Click on "Savings" or the savings account name to view your balance, transaction history, and transfer options. The website layout is similar to the app, so if you are comfortable with one, the other will feel familiar.

What to do if you cannot log in

If you have forgotten your password, click "Forgot Password" on the login screen. Chime will send you a link by email or text to reset it. Follow the link, create a new password, and try logging in again.

If you are still locked out or getting an error message, contact Chime customer service. You can call them by phone, start a chat through the website, or send a message through the app. Have your phone number or email address ready so they can look up your account. They can reset your access or troubleshoot what is blocking you from logging in.

Moving money between your checking and savings accounts

Once you are logged in and viewing your savings account, look for a button or option that says "Transfer" or "Move Money." Tap or click it, then choose whether you want to move money from checking to savings or from savings to checking. Enter the amount and confirm the transfer.

Transfers between your Chime checking and savings accounts happen when ready — the money moves right away and you will see it reflected in both accounts. You can transfer as often as you want with no fees or limits.

Viewing your savings account details

Your savings account screen shows your current balance at the top. Below that, you will see a list of recent transactions — deposits, transfers, and any interest Chime has paid you. You can usually scroll back to see older transactions or filter by date range.

If you have set a savings goal in Chime, you will also see a progress bar showing how much you have saved toward that goal and how much more you need. Some versions of the app let you set multiple goals, each with its own target amount and important date.

Frequently Asked Questions

Do I need a different password for my savings account?

No. Your savings account uses the same login as your checking account. One password gets you into both. If you change your password, it changes for your entire Chime account.

Can I access my savings account from a computer?

Yes. Go to chime.com, log in with your phone number or email and password, and your savings account will appear alongside your checking account. The website works the same way as the app.

What if I do not see a savings account in my app?

You may not have opened a savings account yet. In the Chime app, look for an option to "Open Savings Account" or "Add Savings Account." You can open one in seconds without extra paperwork. If you are sure you opened one and still do not see it, contact Chime customer service to confirm it exists.

Can I access my account if I lose my phone?

Yes. Log in through the Chime website on any computer or another phone using your email address and password. Your savings account will be there. You can also call Chime customer service and they can help you access your account information over the phone.