Where to find your Chime savings account number
Your Chime savings account number appears in three places: the Chime mobile app, your online account dashboard, and any statements or documents Chime has sent you. The fastest route is usually the app, which shows it in seconds without needing to log in to a computer.
Open the Chime app on your phone and tap the savings account card at the bottom of your screen (it sits below your spending account). The account number displays across the middle of the card in a row of digits. You can tap the number itself to copy it to your clipboard, which makes it straightforward to paste into a form or email.
If you prefer to use a web browser, log into your Chime account at chime.com, select "Savings" from the menu, and the account number will display on that page in the same format as the app.
Key Takeaways
- Your Chime savings account number is visible in the Chime app by tapping your savings account card and appears as a row of digits in the middle of the card.
- You can copy the number directly from the app by tapping it, which saves you from typing it out by hand.
- The same number is also visible on the Chime website under your Savings section if you prefer to use a computer.
- Paper statements, if you requested them, will also show your account number in the account details section.
What you need the account number for
You will need your Chime savings account number when you want to transfer money from another bank into your Chime savings account. Your employer, a family member, or another financial institution will ask for this number along with Chime's routing number to send money directly to that account.
You may also need it if you are setting up a transfer from your Chime savings account to a different bank account you own. Some forms or payment systems ask for the account number to confirm which account the money should come from or go to.
The difference between your spending and savings account numbers
Chime gives you two separate accounts when you open an account with them: a spending account (which works like a checking account) and a savings account. Each one has its own account number, and they are not interchangeable.
Your spending account number is the one you use most often — it is tied to your debit card and is what you give out when you set up direct deposit for your paycheck. Your savings account number is separate and is only used when you want money to go into savings specifically, or when you are moving money between your own accounts.
If you give someone your spending account number by mistake when you meant to give them your savings account number, the money will land in the wrong place. The Chime app makes this straightforward to avoid because each account card is clearly labeled and shows its own number.
How to find your routing number if you need it too
When you set up a transfer into your Chime savings account, you will usually need both the account number and a routing number. The routing number is a code that identifies Chime's bank, while the account number identifies your specific account within that bank.
Chime's routing number is the same for all customers and does not change. You can find it in the Chime app by opening your savings account, tapping the three dots or menu icon, and selecting "Account Details" or "Transfer Information." It will be listed there alongside your account number.
You can also find Chime's routing number on any statement Chime has sent you, or by calling Chime's customer service line. The routing number is always 204900002 for all Chime accounts, though it is still worth confirming with Chime directly if you are about to send a large transfer.
What to do if you cannot see your account number in the app
If you open the Chime app and your savings account card does not show an account number, the most common reason is that you have not yet activated your savings account. Chime creates a savings account for you automatically, but you may need to confirm that you want to use it before the account number becomes visible.
Look for a button or prompt in the app that says "set up Savings" or "Open Savings Account." Tap it and follow the steps Chime shows you. Once you complete set up, the account number will appear on your savings card within a few minutes.
If you have already activated your savings account and still do not see a number, try logging out of the app completely and logging back in. If that does not work, contact Chime's customer service through the app or by phone — they can confirm that your savings account is set up correctly and provide the number directly.
Keeping your account number safe
Your account number is not a secret in the same way your password is, but you should still be thoughtful about who you share it with. Anyone with your account number and routing number can set up a transfer into your account, which is usually fine — that is how direct deposit works. However, sharing it with someone you do not trust could allow them to attempt unauthorized transfers.
Never share your account number in response to an unsolicited email, text, or phone call, even if the message appears to come from Chime. Chime will never ask you to confirm your account number this way. If you are unsure whether a message is real, log into the Chime app directly (do not click a link in the message) and check your account, or call Chime's official customer service number.
Frequently Asked Questions
Can I change my Chime savings account number?
No, your account number is permanent and cannot be changed. If you want a fresh start with a new account number, you would need to close your current savings account and open a new one, though Chime does not recommend this for most people. Contact Chime if you have concerns about your account security.
Is my Chime savings account number the same as my card number?
No, they are completely different. Your card number is the 16 digits printed on your physical debit card and is used for purchases. Your account number is separate and is used for transfers and direct deposits. Never use your card number when someone asks for your account number.
What if I forgot which account is which?
Open the Chime app and look at the two cards displayed. The top card is your spending account (the one with your debit card), and the bottom card is your savings account. Each card clearly shows which type of account it is and displays the correct account number for that account.
Do I need my account number to set up direct deposit?
You will need your spending account number for direct deposit, not your savings account number. Your employer or the organization sending the deposit will ask for your account number and routing number. Make sure you give them the spending account number unless you specifically want deposits to go into savings.