Getting a statement from Chime takes two minutes through the app or website

You can view and read your Chime bank statement directly from the Chime mobile app or the Chime website. The statement shows all your transactions for a date range you choose — usually the last 30, 60, or 90 days. Chime does not mail paper statements by default, but you can read a PDF version to print or save whenever you need one.

The fastest way is through the app if you have it installed. If you do not, you can log into your account online at chime.com. Both routes take about the same amount of time and show the same information.

Key Takeaways

  • Open the Chime app, tap the menu icon, and select "Statements" to view or read your statement as a PDF.
  • On the Chime website, log in and go to your account settings to find the statements section under transaction history.
  • You can read statements for any date range within your account history, not just the current month.
  • Downloaded statements are PDFs that you can save to your phone or computer, print, or email to someone else.
  • Chime does not charge a fee to view or read statements at any time.

How to read a statement through the Chime app

Open the Chime app on your phone and tap the menu icon (three horizontal lines) in the bottom right corner. Scroll down and look for "Statements" or "Account Statements." Tap it to see a list of available statements, usually organized by month.

Select the month or date range you want. The app will show you a preview of that statement. Tap "read" or the read icon to save it as a PDF to your phone. The file will go to your phone's Downloads folder or the location you set for downloads.

If you cannot find the Statements option, check that you are using the current version of the Chime app. Older versions may have the statements in a different location — usually under "Account" or "Settings" instead of the main menu.

How to read a statement through the Chime website

Go to chime.com and log in with your username and password. Once you are in your account, look for "Account" or "Settings" in the top menu or sidebar. Find the section labeled "Statements," "Transaction History," or "Documents."

You will see a list of statements available for read, usually organized by month. Click on the statement you want, and your browser will read it as a PDF. You can then save it to your computer, print it, or open it in another program.

The website version often lets you select a custom date range if you need a statement that does not match a calendar month. Look for a "Custom Date Range" option or date picker fields where you can enter a start and end date.

What information appears on your Chime statement

A Chime statement shows every transaction on your account during the date range you selected. This includes deposits, transfers out, purchases made with your debit card, ATM withdrawals, and any fees Chime charged. Each transaction lists the date, the merchant or sender name, and the amount.

The statement also shows your opening balance at the start of the period and your closing balance at the end. If you have a Chime savings account linked to your checking account, you may see separate statements for each, or one combined statement depending on your account setup.

Statements do not include pending transactions — only transactions that have fully processed. If you are looking for a recent transaction that has not cleared yet, check your transaction list in the app instead of waiting for the statement.

Using your statement for other purposes

Many people need a bank statement for reasons outside of personal record-keeping. Landlords, employers, loan officers, and government programs sometimes ask for a recent bank statement as proof of income or to verify your identity and address.

When you read your statement as a PDF, it includes your name, account number (usually partially masked for security), and the Chime logo. This is usually enough to satisfy most requests. If someone asks for an "official" statement, the PDF you read from Chime counts as official — you do not need to request anything special.

If a third party needs to verify information directly with Chime rather than accepting a statement from you, they can contact Chime's verification department. You may need to sign a form giving them permission to do so, but this is separate from downloading your own statement.

What to do if you cannot find your statements

If the Statements section does not appear in your app or website account, first check that you are logged into the correct account. Some people have multiple Chime accounts and may be looking in the wrong one.

If you recently opened your Chime account, statements may not be available yet. Chime typically generates your first statement after your account has been open for at least 30 days and has had at least one transaction. Until then, you can still see all your transactions in the transaction history or activity feed.

If you have an older Chime account that you have not used in a long time, your statements may have been archived. Contact Chime support through the app or website to ask about accessing archived statements. You can usually reach them through the "Help" or "Support" section in the app.

Frequently Asked Questions

Can I get statements for months before I opened my Chime account?

No. Chime only stores statements for transactions that occurred after you opened your account. If you need statements from before you joined Chime, you would need to contact your previous bank.

Does Chime charge me to read a statement?

No. Downloading, viewing, and printing statements is free. Chime does not charge any fee for this service, no matter how many times you read the same statement.

Can I email my statement to someone else?

Yes. Once you read the PDF, you can email it like any other file. Chime does not have a built-in feature to email statements directly from the app, but you can attach the PDF you downloaded to an email yourself.

What if my statement shows a transaction I did not make?

Contact Chime support right away through the app or website. Describe the transaction and when it occurred. Chime will investigate and can reverse fraudulent charges or errors. Keep your statement handy when you contact them.

How far back can I read statements?

You can usually read statements for the entire time you have had your Chime account, going back several years. The exact limit depends on your account age, but Chime keeps transaction history for a long time. If you need a very old statement, contact support to confirm it is still available.