First Citizens Bank is open on Saturday at most locations, but hours vary by branch

Most First Citizens Bank branches open on Saturday mornings, typically between 9 a.m. and 10 a.m., and close between 1 p.m. and 2 p.m. However, hours differ significantly by location. Some branches stay open until 3 p.m. or 4 p.m., while others close earlier. A few branches in less populated areas may not open on Saturday at all. The only way to know your specific branch's Saturday schedule is to check directly with that location.

First Citizens does not publish a single Saturday schedule that applies everywhere. The bank operates across multiple states with different regional practices, and individual branches set their own weekend hours within the bank's framework. This means your nearest branch might have different Saturday hours than a branch across town.

Key Takeaways

  • Most First Citizens Bank branches open on Saturday mornings between 9 a.m. and 10 a.m., but closing times range from 1 p.m. to 4 p.m. depending on the branch.
  • You must check your specific branch's hours because Saturday schedules vary by location and are not standardized across the bank.
  • The fastest way to confirm Saturday hours is to call your branch directly or check the branch locator on the First Citizens website.
  • Some Saturday services like deposits and withdrawals are available at most branches, but complex transactions may require a weekday appointment.

How to find your branch's Saturday hours

The First Citizens Bank website has a branch locator tool where you can enter your address or zip code and see a list of nearby branches with their hours. Each branch listing shows the full weekly schedule, including Saturday. This is the most reliable source because it pulls directly from each branch's current schedule.

If you cannot access the website, call your branch directly. The phone number appears in the branch locator results. A staff member can tell you Saturday hours when ready and answer questions about whether specific services are available that day. Many branches keep a recorded message with hours if you call outside business hours.

What you can do on Saturday at First Citizens

Basic transactions like deposits, withdrawals, and account inquiries are available at most branches on Saturday during their open hours. You can deposit checks, withdraw cash, and speak with a teller about your account. Some branches also have ATMs in the lobby that work 24/7, so you can access cash or check your balance even when the branch is closed.

More complex services—opening a new account, explore for a loan, setting up wire transfers, or meeting with a financial advisor—typically require a weekday appointment. Saturday staff are usually smaller and focused on routine transactions. If you need a specialized service, ask when you call about Saturday hours whether it can be handled that day or if you should schedule a weekday visit.

Saturday closures and holiday schedules

First Citizens observes federal holidays and closes on those days, even if they fall on a Saturday. The most common Saturday closures are New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. If a holiday falls on a Saturday, that branch will be closed. Check the bank's website or call ahead if you are planning a Saturday visit near a holiday.

Some branches may also close early on certain Saturdays for staff training or other operational reasons. This is rare but can happen. If you are making a special trip, a quick phone call to confirm the branch is open that Saturday takes less than a minute.

Using First Citizens services when the branch is closed

First Citizens offers online banking and a mobile app that work 24/7, including Saturday evenings and Sunday. You can transfer money between your accounts, pay bills, deposit checks by taking a photo, and check your balance anytime. These services do not require a branch visit.

The bank also operates a customer service phone line during extended hours. You can call to ask questions about your account, report a lost card, or get help with online banking. ATMs are available around the clock at most First Citizens locations and at partner networks, so you can withdraw cash or deposit checks even when the branch is closed.

Planning ahead for Saturday banking

If you know you need to visit a branch on Saturday, check the hours the day before. Branch schedules can change due to staffing, renovations, or other reasons, and a quick confirmation prevents a wasted trip. Write down the Saturday hours or save them in your phone so you know when to go.

If your regular branch has limited Saturday hours or does not open on Saturday, ask whether a nearby branch in the same area has better weekend availability. First Citizens branches often share resources, so you may be able to handle your transaction at a location with more convenient hours.

Frequently Asked Questions

Does First Citizens Bank open on Sunday?

No, First Citizens Bank branches are closed on Sunday. The bank does not operate branch locations on Sundays. You can use online banking, the mobile app, and ATMs on Sunday, but you cannot visit a physical branch or speak with a staff member in person.

Can I deposit a check on Saturday at First Citizens?

Yes, you can deposit checks at the teller window during Saturday business hours at any open branch. You can also deposit checks 24/7 using the mobile app by photographing the front and back of the check, which is often faster than visiting a branch.

What time does First Citizens close on Saturday?

Closing time varies by branch, typically between 1 p.m. and 4 p.m. on Saturday. You must check your specific branch's hours using the branch locator on the First Citizens website or by calling the branch directly.

Is there a First Citizens ATM I can use on Saturday night?

Yes, First Citizens ATMs are available 24/7, including Saturday nights. You can withdraw cash, deposit checks, and check your balance at any ATM in the First Citizens network or at partner ATMs anytime, even when branches are closed.

Do I need an appointment to visit First Citizens on Saturday?

For routine transactions like deposits and withdrawals, no appointment is needed. Walk in during Saturday hours and speak with a teller. For specialized services like opening an account or explore for a loan, call ahead to ask whether an appointment is required or if it must be scheduled on a weekday.