You order checks through Discover's online banking portal or by calling customer service

Discover Bank does not print and mail checks itself. Instead, the bank partners with a third-party check printer to handle orders. You start the process by logging into your Discover online account, navigating to the checks section, or by calling Discover customer service at the number on the back of your debit card. The printer will mail the checks directly to your address on file, usually within 7 to 10 business days.

Discover charges for checks — the cost varies depending on the style and quantity you order, but a standard box of 50 checks typically costs between $10 and $20. Some account holders report that Discover occasionally offers promotional pricing or waives the fee for new customers, though this is not may provide. You pay the fee at the time you place the order.

Key Takeaways

  • Discover uses a third-party printer to produce and mail checks, so you cannot pick them up in person at a branch.
  • Orders placed through online banking or by phone usually arrive within 7 to 10 business days.
  • Standard check orders cost money, typically $10 to $20 per box of 50, charged to your account at the time of order.
  • You will need your current account information and mailing address on file before you can place an order.

Ordering checks through Discover's website

Log into your Discover Bank account on the Discover website or mobile app. Look for a section labeled "Checks" or "Order Checks" — this is usually found under account services or settings. Click through to the check ordering tool, which will show you available styles and prices.

Select the style of checks you want, the quantity, and any personalization options (such as your name and address printed on the checks). Review the total cost, which includes the check printing fee. Complete the order, and Discover will charge your account when ready. You will receive a confirmation number via email.

The checks will be mailed to the address Discover has on file for your account. If you need them sent to a different address, contact Discover customer service before placing the order — you may be able to update the mailing address, though some accounts require the checks to go to the registered address only.

Ordering checks by phone

Call the customer service number on the back of your Discover debit card. Tell the representative you want to order checks. They will verify your identity and account information, then walk you through the available styles and pricing.

The representative will process the order over the phone and charge your account. You will receive a confirmation number. This method is useful if you prefer to speak with someone directly or if you have questions about which style to choose. The delivery timeline is the same as online orders — typically 7 to 10 business days.

What happens if your checks do not arrive

If your checks do not arrive within the expected timeframe, contact Discover customer service with your order confirmation number. They can check the status of your order with the third-party printer and may be able to reorder or expedite a replacement at no additional cost if there was a delay on their end.

If checks arrive damaged or with errors in the printing, contact Discover when ready. The bank can usually arrange a replacement order. Keep the damaged checks and the original packaging in case Discover or the printer needs to investigate.

Using temporary checks while you wait

If you need to write checks before your order arrives, Discover can issue temporary checks (sometimes called counter checks) through customer service. These are basic checks printed with your account number and routing number, usually without your name or address pre-printed. You can write them by hand and use them when ready.

Temporary checks work the same way as regular checks — the recipient deposits them, and the funds are drawn from your account. Ask Discover customer service how many temporary checks they will issue and whether there is a fee. Some banks provide a small number at no cost, while others charge a small amount.

Check details you will need

Before you order, make sure your name and address are correct in your Discover account. The checks will be printed exactly as they appear in your account records. If your name or address has changed recently, update your account information before placing the order.

You will also need to know your account number and routing number, though Discover will have these on file. The routing number for Discover Bank is 011103093 (this is the same for all Discover Bank accounts). Your account number appears on your debit card and in your online banking portal.

Frequently Asked Questions

How long does it take to get checks after I order them?

Most orders arrive within 7 to 10 business days from the date you place the order. This timeline assumes standard mail delivery. If you need checks faster, contact Discover to ask about expedited printing or temporary checks.

Can I order checks if I have a savings account instead of a checking account?

Discover Bank savings accounts do not come with check-writing privileges, so you cannot order checks for a savings account. Checks are only available for Discover checking accounts. If you need to move money from savings to checking, you can transfer funds online or by phone.

What if I want a different style or color of checks?

The styles available depend on what the third-party printer offers at the time you order. Log into your account or call customer service to see the current options. Discover does not allow you to design completely custom checks, but you can usually choose from several standard styles and colors.

Can I reorder the same checks without going through the whole process again?

If you have ordered checks before, Discover may allow you to reorder the same style and personalization through a quick reorder option in your account. This saves time if you are happy with your previous checks. Call customer service if you do not see a reorder option in your online account.

What is the routing number for Discover Bank checks?

The routing number for all Discover Bank accounts is 011103093. This number appears on your checks and is used when setting up direct deposit or other transfers to your Discover account. Your account number is unique to you and also appears on your checks.