You can close a Huntington savings account by visiting a branch in person, calling their customer service line, or submitting a written request by mail

Huntington Bank does not charge a fee to close a savings account, and you can initiate the process through multiple channels depending on what works best for your schedule. The fastest method is usually visiting a branch with your ID, since the banker can verify your identity on the spot and process the closure when ready. If you prefer not to visit in person, calling Huntington's customer service team or sending a written request also works, though these routes typically take longer to complete.

Before you close the account, make sure any pending transactions have cleared and that you have moved your money to another account or arranged to receive a check. Huntington will not hold funds after closure, so you need a destination for the balance.

Key Takeaways

  • Visit a Huntington branch with your ID to close your account the same day, or call customer service to start the process by phone.
  • There is no fee to close a savings account at Huntington, regardless of how long you have held it or what the balance is.
  • You must move your account balance to another bank account or request a check before closure, since Huntington will not hold the funds afterward.
  • If you close the account by phone or mail, allow five to seven business days for the closure to complete.
  • Keep your account number and any confirmation details until the closure is confirmed, in case you need to reference the transaction later.

Closing your account in person at a Huntington branch

Bring your government-issued ID and your Huntington debit card or account number to any Huntington branch during business hours. Tell the banker you want to close your savings account. They will verify your identity, confirm the current balance, and ask where you want the money sent or whether you want a check mailed to you.

The banker will process the closure on the spot and give you a written confirmation with the date and final balance. This confirmation is important to keep—it proves the account is closed in case you receive mail about it later or if there is ever a question about the closure date. The funds typically move to your designated account or check within one to three business days after the branch processes it.

Closing your account by phone

Call Huntington's customer service number on the back of your debit card or on your monthly statement. Have your account number and a form of ID ready. The representative will verify your identity by asking security questions based on your account history, then confirm the current balance and ask where you want the money to go.

The representative will process the closure request and give you a confirmation number. Write down this number and the date of the call. The account typically closes within five to seven business days, and your funds will move to the account or address you specified. If you do not see the money arrive within that window, call back with your confirmation number to check the status.

Closing your account by mail

Write a letter to Huntington requesting closure of your savings account. Include your full name, account number, the current balance (or ask them to confirm it), and the mailing address where you want your check sent. Sign and date the letter, then mail it to the address on your statement or the address listed on Huntington's website for account services.

Mail typically takes five to ten business days to arrive, plus another five to seven days for Huntington to process the request. A check will then be mailed to you, which may take another three to five business days. This method is the slowest but works if you cannot visit a branch or make a phone call during business hours.

What happens to your money during closure

Huntington will not hold your account balance after the closure is complete. You must tell them where to send it before the closure is finalized. Your options are transferring the balance to another account at Huntington or another bank, or receiving a check mailed to your address.

If you transfer to another Huntington account you own, the money usually arrives within one business day. If you transfer to an account at a different bank, it may take one to three business days depending on the other bank's processing time. If you request a check, allow three to five business days for it to arrive after Huntington mails it.

What to do if the account has a negative balance

If your account is overdrawn when you try to close it, you must pay the negative balance before Huntington will process the closure. You can do this by transferring money from another account, depositing cash or a check at a branch, or arranging a payment by phone.

Once the negative balance is paid, the closure process works the same way as described above. If you are unsure of the exact amount owed, call customer service and ask for the current balance including any pending fees or charges.

Frequently Asked Questions

Will Huntington charge me a fee to close my savings account?

No. Huntington does not charge a fee to close a savings account. There are no early closure penalties or administrative charges, regardless of how long you have held the account or what the balance is.

Can I close my account online through Huntington's website or app?

Huntington does not currently offer account closure through their online banking portal or mobile app. You must close the account in person at a branch, by phone, or by mail.

What if I have automatic payments or direct deposits set up on this account?

You must stop or redirect any automatic payments and direct deposits before you close the account. Contact the companies or employers that send money to this account and give them your new account number. Once the account is closed, any deposits or payments sent to it may be rejected or delayed.

How long does it take to close a Huntington savings account?

In-person closure at a branch takes minutes and is complete the same day. Phone and mail closures typically take five to seven business days from the date Huntington receives your request. Funds may take an additional one to five business days to arrive at their destination after the account is closed.

What if I change my mind after closing the account?

Once Huntington processes the closure, the account cannot be reopened. You would need to open a new savings account if you want to bank with Huntington again. This is treated as a new account, so it will have a new account number.