Your PNC checking account number is printed on the bottom left of your checks, visible in your online banking portal, and available by calling PNC customer service.
The fastest way is to look at a physical check if you have one. The account number appears as the second set of numbers on the bottom of the check, between the routing number (on the left) and the check number (on the right). If you do not have checks in front of you, log into your PNC online banking account or mobile app — the account number displays on your account summary page, usually near the top.
If you cannot access your checks or online account, call PNC customer service at 1-800-PNC-BANK (1-800-762-2265). Have your Social Security number and a form of ID ready. A representative can read your account number to you over the phone, though this route takes longer than the other two.
Key Takeaways
- Your account number is the middle set of digits on the bottom of any PNC check, between the routing number and check number.
- PNC online banking and the mobile app both display your account number on the account summary or details page.
- If you need the number when ready and have no checks or online access, call 1-800-762-2265 with your ID ready.
- Never share your full account number with anyone who contacts you unsolicited, even if they claim to be from PNC.
Finding it in your online banking account
Log into PNC Online Banking at pnc.com or open the PNC Mobile App. Once you are signed in, navigate to your checking account. The account number typically appears on the account summary page, sometimes labeled as "Account Number" or "Account Details." It may also show in a section that lists your account information alongside the routing number and account type.
If you have multiple accounts with PNC, make sure you are looking at the correct checking account — the number will be different for each account you hold. The account number is usually eight digits long, though length can vary slightly.
Reading the number from a check
Look at the bottom of any check from your PNC checking account. You will see three sets of numbers printed in magnetic ink. From left to right, they are: the routing number (nine digits), your account number (typically eight digits), and the check number (four to five digits).
The account number is always in the middle. It starts when ready after the routing number ends and stops before the check number begins. If you are unsure which set is which, the routing number for PNC varies by region but always comes first, and the check number is the smallest set on the far right.
Calling PNC customer service for your account number
Call 1-800-PNC-BANK (1-800-762-2265) during business hours. You will be asked to verify your identity before a representative provides your account number. Have your Social Security number, date of birth, and a government-issued ID available.
Wait times vary depending on the time of day and how busy the line is. Calling early in the morning on a weekday typically means shorter waits. A representative can also help if you need your routing number or have questions about your account at the same time.
What to do if you cannot remember your account number
If you have forgotten your account number and cannot access your checks or online account, the phone route is your only option. You do not need to remember the number itself — you only need to prove you are the account holder. PNC will look up the account number using your personal information and read it to you.
If you are locked out of your online account, you can reset your password through the PNC website before logging in, or call customer service to regain access. Once you are back in, your account number will be visible when ready.
Why you might need your account number
You will need your account number to set up direct deposit, arrange automatic bill payments, or receive wire transfer instructions. Employers, payroll processors, and billers often ask for it. You may also need it when opening a linked savings account or setting up transfers between your own accounts at PNC or other banks.
When providing your account number to a third party, verify you are dealing with a legitimate organization. Never give your account number to someone who calls you unsolicited, even if they claim to represent PNC. PNC will never ask for your account number over the phone if you called them — they already have it on file.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is a separate 16-digit number printed on the front of your card. Your checking account number is eight digits and appears on your checks and in online banking. They are linked to the same account, but they are different numbers.
Can I find my account number on my debit card?
Your debit card does not display your account number. The number on your card is your card number, which is different. To find your account number, use your checks, online banking, or call customer service.
What if the numbers on my check look smudged or unclear?
Log into your online banking account instead — the number will be clear and straightforward to read. If you cannot access online banking, call PNC customer service and they will provide the number verbally.
Do I need both my routing number and account number for direct deposit?
Yes. Your employer or payroll processor will ask for both. The routing number identifies which PNC branch or processing center handles your account, and the account number identifies your specific account. Both are printed on the bottom of your checks in order.