Where to find your routing number in the TD Bank app
Open the TD Bank mobile app and log in with your credentials. Tap the account you need the routing number for—this is usually your checking or savings account. Look for a menu icon (three horizontal lines) or an information icon, then select "Account Details" or "Account Information." Your routing number will appear on that screen, typically labeled as "Routing Number" or "ABA Number." The number is nine digits long.
If you don't see the routing number in Account Details, try tapping "Transfer Funds" or "Move Money" from the main menu. The routing number often appears when you set up an external transfer, because the app needs it to route money to other banks. Write down the number or take a screenshot—you'll need it for direct deposits, wire transfers, or setting up automatic payments.
The routing number you see in the app is the same for all TD Bank accounts at your branch location. If you have accounts at different TD Bank branches, the routing number may differ depending on which state your branch is in, so check the app for each account separately if you're unsure.
Key Takeaways
- Your TD Bank routing number appears in the Account Details or Account Information section of the mobile app after you log in and select your account.
- The routing number is a nine-digit code that stays the same across all your TD Bank accounts at the same branch location.
- If you cannot find it in Account Details, check the Transfer Funds or Move Money section, where the app displays it during external transfer setup.
- Take a screenshot or write down the number so you have it ready for direct deposits, wire transfers, or bill payments.
What the routing number is used for
Your routing number tells other banks and employers where to send money that belongs in your TD Bank account. When you set up a direct deposit for a paycheck, the employer's payroll system uses your routing number and account number together to deposit funds into the correct account. The same applies to automatic bill payments, wire transfers from other institutions, and ACH transfers (electronic transfers between banks).
You should never confuse your routing number with your account number. The routing number identifies TD Bank and your specific branch; your account number identifies your individual account within that branch. Both are required for most transfers, but they serve different purposes.
Routing number differences by state and branch
TD Bank operates in multiple states, and the routing number can vary depending on which state your branch is located in. If you opened your account in New York, your routing number will be different from someone who opened an account in New Jersey or Pennsylvania. The app shows the correct routing number for the branch associated with each account, so always check the app rather than relying on a number you may have used before.
If you have moved or transferred your account to a different branch, the routing number may have changed. Log into the app and verify the current routing number in Account Details before you provide it to an employer or creditor.
What to do if the routing number doesn't appear in the app
If you log in and cannot locate the routing number in Account Details or the Transfer Funds section, try refreshing the app or logging out and back in. Sometimes the app needs to reload to display all account information. Make sure you are looking at the correct account—if you have multiple accounts, each one may have its own routing number depending on the branch.
If the routing number still does not appear after refreshing, contact TD Bank customer service through the app or call the number on the back of your debit card. A representative can provide your routing number over the phone and confirm that it matches what the app shows. This is also the fastest route if you need the number when ready and do not have time to troubleshoot the app.
How to use your routing number safely
Your routing number is public information—it is safe to share with employers, payroll services, and financial institutions. However, never share your routing number along with your account number and PIN in a single message or document. If someone asks for all three pieces of information at once, verify that you are communicating with a legitimate TD Bank representative or your employer before you respond.
Be cautious of unsolicited requests for your routing number. Scammers sometimes pose as bank representatives or employers to collect banking information. If you are unsure whether a request is legitimate, hang up and call TD Bank directly using the number on your bank statement or debit card.
Frequently Asked Questions
Is my routing number the same for checking and savings accounts?
If both accounts are at the same TD Bank branch, the routing number is the same. The routing number identifies the branch, not the account type. Your account number is what distinguishes between your checking and savings accounts. Check the app for each account to be certain, especially if you have accounts at different branches.
Can I find my routing number on a check?
Yes. If you have TD Bank checks, the routing number is printed at the bottom left of the check, followed by your account number. The routing number is always nine digits. This is a quick way to find it if you do not have the app or prefer not to log in.
What if my routing number changed after I moved branches?
Contact TD Bank to confirm the new routing number for your current branch. The app will display the correct routing number once your account is fully transferred. Do not assume your old routing number still works—provide the new one to your employer and any services that pull funds from your account.
Do I need both my routing number and account number to set up direct deposit?
Yes. Your employer's payroll system requires both pieces of information. The routing number tells the system which bank to send the money to; the account number tells it which account within that bank. You can find both in the TD Bank app under Account Details.
Can someone access my account with just my routing number?
No. Your routing number alone cannot be used to withdraw money or access your account. A person would need your account number, PIN, and login credentials as well. Your routing number is safe to share with legitimate businesses and employers.