TD Bank is closed on Presidents Day
TD Bank observes Presidents Day as a federal holiday and closes all branches on that day. This means you cannot visit a branch, use the drive-through, or speak to a teller in person. The date changes each year — Presidents Day falls on the third Monday in February.
If you need banking services on Presidents Day, you have options that do not require a branch visit. TD Bank's mobile app and website remain available 24/7, so you can check balances, transfer money between your own accounts, pay bills, and deposit checks by phone camera. ATMs also work normally on the holiday.
If you need to speak to someone, TD Bank's customer service phone line operates on a limited schedule on Presidents Day. Call ahead to confirm hours before you dial, as holiday staffing varies by year and region.
Key Takeaways
- All TD Bank branches close on Presidents Day, which falls on the third Monday in February each year.
- You can still use TD Bank's mobile app, website, and ATMs on Presidents Day to handle most banking tasks without visiting a branch.
- Mobile check deposit through the TD Bank app works on the holiday, so you can deposit checks from home.
- Customer service phone support may be available on a reduced schedule — contact TD Bank directly to confirm hours for the specific Presidents Day you need help.
What you can do on Presidents Day without a branch
The TD Bank mobile app and website let you handle most routine transactions without stepping into a branch. You can transfer money between your own accounts, pay bills to vendors or people, check your balance, view recent transactions, and set up alerts. These functions work the same way on Presidents Day as they do any other day.
Mobile check deposit is available through the app on Presidents Day. Take a photo of the front and back of your check, enter the amount, and submit it. The deposit posts to your account according to TD Bank's normal processing timeline, which typically means the next business day for checks deposited before the cutoff time.
ATMs work around the clock on Presidents Day. You can withdraw cash, deposit cash or checks, transfer money, and check your balance at any TD Bank ATM or at ATMs in the Allpoint network (which TD Bank participates in). No branch visit required.
When branches reopen after Presidents Day
TD Bank branches reopen the day after Presidents Day with normal business hours. If you need to handle something that requires a teller — such as ordering a cashier's check, reporting a lost card in person, or discussing a loan — plan to visit on Tuesday or later in the week.
If you have an urgent issue that cannot wait until Tuesday, call TD Bank's customer service line. They can often resolve problems over the phone or direct you to the right department. Have your account number and a form of ID ready when you call.
Planning ahead for Presidents Day banking
If you know you will need cash or need to deposit a check on or around Presidents Day, handle it before the holiday. Deposit checks on Friday or earlier in the week so they clear before the branch closes. Withdraw cash before Presidents Day if you anticipate needing it during the holiday weekend.
If you have automatic bill payments or recurring transfers scheduled, they continue on their normal schedule even though the branch is closed. The transactions process in the background through TD Bank's systems.
For time-sensitive matters — such as disputing a transaction, reporting fraud, or dealing with a frozen account — contact customer service before Presidents Day. Waiting until after the holiday can delay resolution.
Presidents Day dates for the next few years
| Year | Presidents Day Date |
|---|---|
| 2024 | February 19 |
| 2025 | February 17 |
| 2026 | February 16 |
| 2027 | February 15 |
Presidents Day always falls on the third Monday in February. Mark your calendar if you know you will need branch services around that time, so you can plan ahead.
Other TD Bank holidays when branches close
TD Bank closes branches on other federal holidays as well: New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Martin Luther King Jr. Day also closes most branches. Hours may be reduced on the day before or after some holidays.
Your local TD Bank branch may have different hours than other branches, and some locations may have special holiday schedules. Check the TD Bank website or call your specific branch to confirm hours for any holiday.
Frequently Asked Questions
Can I use my TD debit card on Presidents Day?
Yes. Your debit card works at merchants, ATMs, and online retailers on Presidents Day just like any other day. The branch being closed does not affect your card's ability to make purchases or withdraw cash from ATMs.
Will my direct deposit post on Presidents Day?
Direct deposits scheduled for Presidents Day may post on that day or on the next business day, depending on when your employer submits the deposit and TD Bank's processing schedule. Check with your employer about their deposit timing if you need the money by a specific date.
What if I need to speak to someone on Presidents Day?
Call TD Bank's customer service line to reach a representative. Hours are reduced on the holiday, so you may experience longer wait times. Have your account number ready and be prepared to explain your issue clearly so the representative can help you quickly.
Can I pay my TD credit card bill on Presidents Day?
Yes. You can pay your bill through the TD Bank website or mobile app on Presidents Day. Payments made before the cutoff time post the same day; payments made after the cutoff post the next business day. Check your statement for the exact cutoff time.
Are TD Bank ATMs open on Presidents Day?
Yes. TD Bank ATMs and ATMs in the Allpoint network operate 24/7, including on Presidents Day. You can withdraw cash, deposit checks or cash, and check your balance without visiting a branch.