April 6, 2026 is not a federal bank holiday in the United States

Banks will operate on their normal schedule on April 6, 2026. This date falls on a Sunday, so most branches will be closed regardless of holiday status — but ATMs, mobile apps, and online banking will work as usual. If you need to visit a physical branch, you'll need to wait until Monday, April 7.

The closest federal holidays that affect bank hours are Good Friday (April 3, 2026) and Easter Monday (April 6, 2026 in some states). However, Easter Monday is not a federal bank holiday, so most national banks remain open. Some regional banks or credit unions may close on Easter Monday depending on their own policies, so it's worth checking with your specific institution.

Key Takeaways

  • April 6, 2026 is a Sunday, so bank branches are closed regardless of whether it's a holiday.
  • April 6 is not a federal bank holiday, so banks that are normally open on Mondays will be open on April 7.
  • Good Friday (April 3, 2026) is a federal bank holiday, and most banks will be closed that day.
  • ATMs and online banking work 24/7 and are not affected by bank holidays or weekend closures.
  • Some credit unions and regional banks may have different holiday schedules, so check directly with your bank.

Federal bank holidays that affect April 2026

Good Friday, April 3, 2026, is the only federal bank holiday in April. On this day, most banks will be closed, the Federal Reserve will not process payments, and wire transfers may be delayed. If you need to deposit a check or withdraw cash, do so before April 3 or wait until April 6 (Monday).

Easter Monday (April 6) is not a federal bank holiday in the United States, even though it is observed in some other countries. The U.S. federal banking system does not recognize it as a holiday, so national banks like Bank of America, Chase, Wells Fargo, and Citibank will operate normally on Monday, April 6. However, some smaller institutions may choose to close on Easter Monday as a matter of policy — this varies by bank.

How to handle banking on a Sunday

Since April 6 falls on a Sunday, no bank branches will be open in person, holiday or not. If you need to deposit a check, transfer money, or pay a bill, use your bank's mobile app or website. Most banks process these transactions when ready or within one business day.

If you need cash, use an ATM. Your bank's ATM will work 24/7, and you can usually withdraw from other banks' ATMs as well (though you may pay a fee). If you use a bank that's part of a shared ATM network — like Allpoint, MoneyPass, or CO-OP — you have access to thousands of ATMs nationwide at no charge.

What happens to payments and transfers on bank holidays

Payments you send on a bank holiday may not process until the next business day. If you send a wire transfer on Good Friday (April 3), it will not go through until Monday, April 6. ACH transfers (the system most banks use for moving money between accounts) typically take one to two business days regardless, so timing a payment for a holiday usually doesn't matter.

If a payment is due on a bank holiday, most creditors and billers will accept it if you submit it before the holiday. Check your bill or loan agreement to see what the actual due date is — many companies build in a grace period that accounts for weekends and holidays.

Checking your specific bank's holiday schedule

While federal bank holidays are the same across the country, individual banks sometimes add their own closures. Some credit unions close on days that national banks stay open. Regional banks may observe state holidays that don't affect federal banks. The only way to know for certain is to check your bank's website or call their customer service line.

Most banks publish their holiday schedule on their website under "Hours" or "Locations." You can also call the branch directly or use the bank's app to find hours. If you're planning a transaction for early April, check now rather than waiting until the day of.

Planning ahead for the Easter weekend

If you need cash or want to deposit a check before Good Friday, do it by Thursday, April 2. If you're waiting until after the holiday, Monday, April 6 is when banks reopen (though it's a Sunday, so branches are still closed — use Tuesday, April 7 for in-person banking).

For online and mobile transactions, there's no need to plan around bank holidays. You can send money, pay bills, and check your balance at any time. The only delay you might see is if the receiving bank is closed — for example, if you send a wire transfer on Good Friday, the receiving bank won't process it until Monday.

Frequently Asked Questions

Will my bank be open on Monday, April 6, 2026?

April 6 is a Sunday, so no bank branches will be open. However, if you meant Monday, April 7, most banks will be open that day because April 6 is not a federal bank holiday. Check your bank's website to confirm hours.

Is Good Friday a bank holiday?

Yes. Good Friday, April 3, 2026, is a federal bank holiday. Most banks will be closed, and the Federal Reserve will not process wire transfers or other payments. Plan your banking for April 2 or April 6.

Can I use my ATM on a bank holiday?

Yes. ATMs work 24/7, including on bank holidays and weekends. You can withdraw cash, check your balance, and deposit checks (if your bank has mobile deposit or ATM deposit) at any time.

Will my wire transfer go through on Good Friday?

No. Wire transfers sent on Good Friday (April 3) will not process until Monday, April 6. If the receiving bank is also closed on April 6 (which is unlikely but possible), it may not arrive until Tuesday, April 7.

Do all banks close on Easter Monday?

No. Easter Monday (April 6) is not a federal bank holiday, so national banks will be open on Tuesday, April 7. Some credit unions or regional banks may close on Easter Monday by choice — contact your bank directly to confirm.