Your routing number is on the bottom left of your checks, or you can call Wells Fargo at 1-800-869-3557

A routing number is a nine-digit code that tells other banks where to send your money. Every bank has its own routing number. Wells Fargo's main routing number is 121000248, but the exact number you need depends on which state your account is in and what type of account you have.

The fastest way to find your specific routing number is to look at a check from your account. The routing number is always the first set of nine digits on the bottom left of the check, before your account number. If you do not have checks, you can call Wells Fargo's customer service line or log into your online account.

Key Takeaways

  • Your routing number appears as the first nine digits on the bottom left of any check from your Wells Fargo account.
  • Wells Fargo's main routing number is 121000248, but some accounts use different routing numbers based on your state and account type.
  • You can find your routing number by calling Wells Fargo at 1-800-869-3557 or logging into your online banking account.
  • You will need your routing number when setting up direct deposit, making wire transfers, or arranging automatic payments from your account.

Check the bottom of your checks

If you have a checkbook, this is the quickest way. Open any check and look at the bottom left corner. You will see three groups of numbers separated by vertical lines. The first group of nine digits is your routing number.

The second group is your account number, and the third is the check number itself. Write down all nine digits of the routing number exactly as they appear — do not skip any zeros or rearrange them.

Log into your Wells Fargo online account

Go to wellsfargo.com and sign in with your username and password. Once you are logged in, look for a section called "Account Details" or "Account Information." This is usually found under your checking or savings account name.

Click on the account you need the routing number for. The routing number will be listed there alongside your account number. You can also print or screenshot this page for your records.

Call Wells Fargo customer service

If you do not have checks or cannot access your online account, call 1-800-869-3557. A representative will ask you to verify your identity by providing your account number and other personal information. Once verified, they will give you your routing number over the phone.

Have a pen and paper ready when you call so you can write down the number. The call usually takes fewer than five minutes. Wells Fargo customer service is available Monday through Friday during business hours, and some lines are open on weekends.

Understand why routing numbers vary by state

Wells Fargo operates in multiple states, and some states have their own routing numbers. For example, a Wells Fargo account in California may have a different routing number than one in Texas. This is why it is important to use the routing number specific to your account, not just the main Wells Fargo routing number.

When you set up direct deposit or a wire transfer, the receiving bank will reject the payment if you give them the wrong routing number. Using your account's specific routing number ensures the money goes to the right place.

Use your routing number for direct deposit and wire transfers

Your employer will ask for your routing number and account number when you set up direct deposit for your paycheck. You will also need your routing number if you are receiving a wire transfer from another bank or sending money out of your Wells Fargo account.

Some online bill payment services and automatic payment setups also require your routing number. Keep this number in a safe place — it is not secret information like your PIN or password, but you will need it again in the future.

What to do if you cannot find your routing number

If you have lost your checks, cannot access your online account, and do not want to call, you can visit a Wells Fargo branch in person. Bring your ID and ask a teller for your routing number. They can print it out for you on the spot.

You can also search online for "Wells Fargo routing number" plus your state name, though you should verify the number by calling or checking your account before using it. Some third-party websites list routing numbers, but calling Wells Fargo directly is always the safest option.

Frequently Asked Questions

Is the routing number the same for all Wells Fargo accounts?

No. While Wells Fargo's main routing number is 121000248, the routing number for your specific account depends on your state and account type. Always use the routing number from your checks or account details, not a general Wells Fargo number you find online.

Can I use someone else's routing number if they bank at Wells Fargo?

No. You must use the routing number for the specific account the money is going into. Using the wrong routing number will cause the transfer to fail or go to the wrong account. Always verify the routing number with the account holder or their bank.

Do I need my routing number to withdraw money from an ATM?

No. You only need your debit card and PIN to use an ATM. Routing numbers are used for transfers between banks, direct deposits, and wire transfers — not for everyday ATM withdrawals.

What if I give the wrong routing number for direct deposit?

Your paycheck will not be deposited into your account. The payment may be returned to your employer, or it could take several days to correct. Always double-check your routing number before submitting it to your employer or a service.

Can I find my routing number on my debit card?

No. Your debit card shows your card number and expiration date, but not your routing number. You will need to check a check, your online account, or call Wells Fargo to find your routing number.