Your routing number is on the bottom left of any check you have
The fastest way to find your Wells Fargo routing number is to look at a physical check. Open your checkbook and look at the bottom left corner of any check. You will see three sets of numbers separated by vertical lines. The first set — usually nine digits — is your routing number. Write it down or take a photo.
If you do not have checks in front of you right now, the routing number stays the same for your account type and the Wells Fargo branch where you opened it. You do not need the specific check; any check from that account will show the same routing number.
Key Takeaways
- Your routing number appears on the bottom left of any Wells Fargo check as a nine-digit code before the account number.
- Wells Fargo routing numbers vary by state and account type, so the number for your checking account may differ from a savings account at the same branch.
- You can find your routing number through Wells Fargo's website, by calling customer service, or by logging into your online account.
- Wire transfers and ACH payments both require the correct routing number; using the wrong one will delay or reject the transaction.
Finding it through Wells Fargo's website
Go to wellsfargo.com and use the routing number lookup tool. Click on "Customer Service" at the top of the page, then search for "routing number." Wells Fargo's tool lets you enter your state and account type, and it will show you the correct nine-digit code.
This method works if you are not sure which branch you use or if you have multiple accounts. The tool is straightforward: select your state from the dropdown, choose whether it is a checking or savings account, and the routing number appears when ready. You do not need to log in to use this tool.
Logging into your Wells Fargo online account
Sign into your Wells Fargo account at wellsfargo.com using your username and password. Once you are logged in, go to the account details or account information section — the exact location varies slightly depending on whether you are on desktop or mobile.
On desktop, click on the account name itself, and a dropdown menu will show account details including the routing number. On mobile, tap the menu icon, select your account, and look for "Account Details" or "Account Information." The routing number will be listed there alongside your account number.
Calling Wells Fargo customer service
Call Wells Fargo at 1-800-869-3557 for customer service. Have your account number ready, though the representative can look it up if you provide your Social Security number and other identifying information. Tell them you need your routing number, and they will read it to you over the phone.
Wait times vary depending on the time of day and day of the week. Early morning on a weekday is usually faster than late afternoon or weekends. The call is free, and the representative can also tell you if you have multiple accounts with different routing numbers.
Understanding why routing numbers matter
Your routing number tells the banking system which Wells Fargo branch or processing center handles your account. When you set up a direct deposit, make a wire transfer, or authorize an ACH payment, the routing number directs the money to the correct location. Without it, the transaction either fails or goes to the wrong account.
Different Wells Fargo branches in different states have different routing numbers. If you moved and opened a new account at a different branch, your new account may have a different routing number than your old one. This is why it is important to use the routing number that matches the specific account you are using, not one you remember from years ago.
What to do if you have multiple Wells Fargo accounts
If you have both a checking and savings account, or accounts at different Wells Fargo branches, each one may have its own routing number. The routing number depends on the account type and the branch location, not just your name or customer ID.
When you need to provide a routing number for a transaction, make sure you are using the one for the specific account the money is coming from or going to. If you are unsure which account a transaction should use, log into your online account or call customer service and confirm the routing number for that particular account before you proceed.
Common mistakes when using your routing number
The most common error is confusing your routing number with your account number. Your account number is longer — usually 10 to 12 digits — and appears in the middle section at the bottom of your check. Your routing number is the first nine-digit set on the left. Mixing them up will cause the transaction to fail.
Another mistake is using an old routing number from a closed account or a different bank. If you recently switched banks or closed an account, do not use that routing number. Always verify you are using the current routing number for the Wells Fargo account you are actually using right now.
Frequently Asked Questions
Is my routing number the same for wire transfers and ACH payments?
Yes. The same nine-digit routing number works for wire transfers, ACH payments, direct deposits, and any other transaction that needs it. The routing number itself does not change based on the type of transaction.
What if I enter the wrong routing number?
The transaction will either be rejected by the receiving bank or, in rare cases, sent to the wrong account. If you realize the error before the transaction clears, contact Wells Fargo when ready. If the money went to the wrong account, Wells Fargo can attempt to recover it, but the process takes time and is not always successful.
Do I need a different routing number for each state?
Wells Fargo uses different routing numbers for different states. If you have an account in California, the routing number differs from a Wells Fargo account in Texas. Use the routing number that matches the state where your account is held.
Can I find my routing number on my debit card?
No. Your debit card does not show your routing number. You will need to check a physical check, log into your online account, call customer service, or use Wells Fargo's website lookup tool.
Does Wells Fargo charge a fee to look up my routing number?
No. Looking up your routing number through the website, your online account, or by calling customer service is free. There is no charge for this information.