Your Wells Fargo checking account number is 10 digits long

The account number itself — the one you use to receive direct deposits or set up bill pay — is always 10 digits. This is the number Wells Fargo assigns to your specific checking account when you open it. You'll find it on your checks, in the Wells Fargo app, and on your statements.

That 10-digit number is unique to you and that account. If you open a second checking account at Wells Fargo, it gets a different 10-digit number. The number doesn't change unless you close the account and open a new one.

Key Takeaways

  • Your Wells Fargo checking account number is 10 digits long and appears on your checks, statements, and in the mobile app.
  • The routing number (9 digits) is different from your account number and is the same for all Wells Fargo customers in your region.
  • When you give out your account number for direct deposit or bill pay, you may also need to provide your routing number.
  • The numbers printed on the bottom of your checks show your routing number first, then your account number, then your check number.

Where to find your account number

The easiest place to look is your Wells Fargo debit card or checks. On a check, the account number appears in the lower left section, after the routing number. On your debit card, the account number is usually printed on the front or back, depending on your card design.

You can also find it in the Wells Fargo mobile app by opening the account details for your checking account, or by logging into your online account and viewing your account information. If you call Wells Fargo customer service, they can read it to you after verifying your identity.

The routing number is separate from your account number

Wells Fargo's routing number is 9 digits, not 10. This number identifies Wells Fargo as the bank, not your specific account. All Wells Fargo customers in a given region share the same routing number. The main routing number for Wells Fargo is 121000248, though some regions have different routing numbers depending on where your account was opened.

When you set up direct deposit or receive a wire transfer, you'll need both numbers: the 9-digit routing number to tell the sender which bank to send money to, and your 10-digit account number to tell them which account within Wells Fargo to deposit it into.

How the numbers appear on your checks

At the bottom of a Wells Fargo check, you'll see three sets of numbers printed in a special magnetic ink. From left to right, they are: the routing number (9 digits), your account number (10 digits), and the check number (usually 4 digits). The check number is unique to that individual check and helps you track which check you wrote.

The order matters if you're reading them off a check to give to someone. Make sure you're reading the middle set of 10 digits as your account number, not the routing number on the left or the check number on the right.

What happens if you need a new account number

Wells Fargo will not change your account number while your account is open. If you close your checking account and open a new one, you'll receive a new 10-digit account number. This is why it's important to update your direct deposit information with your employer if you close an old account and open a new one — the old account number won't work once the account is closed.

If you suspect fraud or unauthorized activity on your account, Wells Fargo can freeze or close the account, but they will issue you a new account number only if you open a replacement account. Changing the account number is not something they do to fix problems on an existing account.

Account numbers for other Wells Fargo products

If you have a Wells Fargo savings account, money market account, or credit card, each one has its own account number. These are separate from your checking account number, even though they're all at the same bank. A savings account number is also 10 digits, but it's a different number than your checking account.

When you're setting up transfers between your accounts or paying a bill, make sure you're using the correct account number for the account you want to move money from or to. Using the wrong account number will send the money to the wrong place.

Frequently Asked Questions

Can I change my Wells Fargo checking account number?

No. Your account number stays the same for the life of the account. If you need a different number, you would have to close this account and open a new checking account, which would be assigned a new number.

Is my account number the same as my customer ID?

No. Your customer ID is a separate number that Wells Fargo uses to identify you as a customer. Your account number identifies a specific account. You may have one customer ID but multiple account numbers if you have multiple accounts.

What do I do if I give my account number to the wrong person?

Contact Wells Fargo when ready. An account number alone cannot be used to withdraw money, but it can be used with your routing number to set up unauthorized transfers. Wells Fargo can monitor your account and help you dispute any unauthorized activity.

Do I need both my routing number and account number for direct deposit?

Yes. Your employer or the organization sending you money needs both numbers. The routing number tells them which bank to send it to, and the account number tells them which account within that bank to deposit it into.