Your Wells Fargo routing number is a nine-digit code that tells other banks where to send money when you receive a transfer or direct deposit
The routing number is specific to the Wells Fargo branch or processing center that holds your account, not to you personally. You need it when you set up direct deposit at work, receive payments from another bank, or send money to someone else's account. Wells Fargo has multiple routing numbers depending on which state your account is based in and what type of account you hold.
The fastest way to find it is to look at the bottom left corner of any check you have from that account. The first nine digits printed there is your routing number. If you do not have a check, you can find it through your online banking, by calling Wells Fargo, or by searching the Federal Reserve's routing number database.
Key Takeaways
- Your routing number appears as the first nine digits on the bottom left of any Wells Fargo check.
- Different Wells Fargo accounts may have different routing numbers based on the state where the account was opened and the account type.
- You can find your routing number through Wells Fargo's website, your online banking login, or by calling customer service at 1-800-869-3557.
- The Federal Reserve's routing number search tool at fedachindir.frb.org will show you the correct number if you know your state and account type.
Check the bottom of a Wells Fargo check
The routing number is printed at the bottom left of every check, before your account number. It is always nine digits. If you have a checkbook from your Wells Fargo account, this is the quickest place to look.
Make sure you are looking at a check from the correct account. If you have multiple Wells Fargo accounts in different states, each may have a different routing number. The check will tell you which account it belongs to, usually printed in the upper right corner or on the check itself.
Log into Wells Fargo online banking
Sign into your Wells Fargo account at wellsfargo.com or through the mobile app. Once logged in, go to the account details or account information section. Most accounts show the routing number alongside the account number in a section labeled "Account Details" or "Account Information."
The exact location varies slightly depending on whether you have a checking account, savings account, or money market account, but all account types display this information in the account summary. If you cannot find it in the obvious place, use the search function within the app or website and search for "routing number."
Call Wells Fargo customer service
You can reach Wells Fargo customer service at 1-800-869-3557. Have your account number ready. A representative can tell you your routing number over the phone and confirm it is correct for the type of transfer you are planning to make.
Wait times vary depending on the time of day and day of the week. Early morning or mid-week calls typically have shorter waits than late afternoon or Friday calls. You do not need to be calling from the phone number associated with your account, but you will need to verify your identity with your account number and possibly other information.
Use the Federal Reserve routing number database
The Federal Reserve maintains a public database of all routing numbers at fedachindir.frb.org. You can search by bank name, state, and city. Enter "Wells Fargo" as the bank name, select your state, and the database will show you the routing numbers available for that location.
This tool is useful if you are not sure which routing number belongs to your specific account or if you need to confirm a number you found elsewhere. The database shows which routing numbers are active and which have been retired. If you see multiple numbers for your state, contact Wells Fargo to confirm which one applies to your account type.
Routing numbers vary by state and account type
Wells Fargo does not use a single routing number for all accounts nationwide. The routing number depends on the state where your account was opened and sometimes on the type of account. A checking account opened in California may have a different routing number than a checking account opened in Texas, even though both are Wells Fargo accounts.
This matters because if you give someone the wrong routing number, the transfer may fail or be delayed while the banks sort out where the money should go. Always confirm you are using the routing number for the specific account you are receiving money into, not just any Wells Fargo routing number.
What to do if you cannot find your routing number
If you have looked at your checks, logged into online banking, and still cannot locate the number, call Wells Fargo at 1-800-869-3557. Have your account number ready and be prepared to verify your identity. A representative can provide the correct routing number within a few minutes.
You can also visit a Wells Fargo branch in person with your ID and account information. A teller can write down your routing number for you on the spot. This is slower than calling or checking online, but it is an option if you prefer to handle it face-to-face.
Frequently Asked Questions
Is the routing number the same as my account number?
No. Your routing number identifies the bank or branch. Your account number identifies your specific account within that bank. Both appear on your check, with the routing number first (nine digits) and the account number second (usually ten to twelve digits).
Can I use any Wells Fargo routing number, or does it have to be the exact one for my account?
You should use the routing number for the specific account and state where your account is held. Using a different Wells Fargo routing number may cause the transfer to fail or be delayed. When in doubt, call Wells Fargo or check your online banking to confirm the correct number.
Do I need my routing number to send money out of my Wells Fargo account?
No. You need the routing number of the bank you are sending money to, not your own bank's routing number. If you are sending money from Wells Fargo to another bank, you will need that other bank's routing number.
What if Wells Fargo closed my branch or merged my account?
Your routing number may have changed if your branch closed or your account was transferred to another processing center. Check your most recent statement or log into online banking to see the current routing number. If you are unsure, call customer service to confirm.