Wells Fargo branches close on Veterans Day, but online banking and ATMs stay open

Wells Fargo observes Veterans Day as a federal holiday, which means physical branch locations are closed on November 11th (or the observed date if November 11th falls on a weekend). You cannot walk into a branch, speak to a teller, or use the drive-through on that day. However, you can still access your money through ATMs, online banking, and the mobile app without interruption.

If you need to handle banking tasks on Veterans Day, plan ahead. Deposits made through ATMs or mobile check deposit will process the next business day. Transfers between your own accounts work when ready online. Wire transfers and other services that require staff involvement will not go through until the branch reopens.

Key Takeaways

  • All Wells Fargo branches close on Veterans Day (November 11th, or the observed Monday if the 11th falls on a weekend).
  • ATMs, online banking, and mobile banking remain available 24/7 on Veterans Day, so you can check balances, transfer money between your accounts, and deposit checks remotely.
  • Deposits made on Veterans Day through ATM or mobile app will post to your account the next business day.
  • Services requiring a banker—wire transfers, loan applications, account changes—must wait until the branch reopens the next business day.

When Wells Fargo reopens after Veterans Day

If Veterans Day falls on a weekday (Monday through Friday), the branch reopens the next day. If November 11th is a Saturday, Wells Fargo observes the holiday on Friday, November 10th, and reopens Saturday as usual (most branches have Saturday hours). If November 11th is a Sunday, the observed holiday is Monday, November 12th, and the branch reopens Tuesday.

Check your local branch's specific hours before Veterans Day, because Saturday and Sunday schedules vary by location. Some branches have limited weekend hours or are closed on weekends entirely. The Wells Fargo website or mobile app will show your branch's hours for the days around the holiday.

What you can and cannot do on Veterans Day

You can use ATMs to withdraw cash, check your balance, and transfer money between your own Wells Fargo accounts. Mobile check deposit (taking a photo of a check through the app) works on the holiday. You can pay bills online, set up automatic transfers, and view your transaction history. You can also call Wells Fargo customer service—the phone line operates on holiday schedules, though wait times may be longer.

You cannot visit a branch in person, speak to a banker about a loan or account issue, order cashier's checks, or process wire transfers. If you need a service that requires staff, you will have to wait until the next business day. Plan accordingly if you have time-sensitive banking needs.

How to prepare before Veterans Day

If you know you will need cash on Veterans Day, withdraw it before the holiday. If you need to deposit a check, use mobile check deposit through the Wells Fargo app instead of waiting for a branch. If you are expecting a wire transfer or need to send one, complete it before November 11th or wait until the branch reopens.

For account changes, new account openings, or questions about loans, contact Wells Fargo before the holiday or wait until after. The mobile app and online banking handle most routine tasks, so most people do not face delays. The main issue arises only if you need something that requires a banker's involvement.

Federal holidays Wells Fargo observes

Wells Fargo closes on all federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Veterans Day, Thanksgiving, and Christmas. Some branches may also close on additional days depending on local observances or bank policy, so check your specific location.

The bank's website lists holiday closures for the year, and you can also call your local branch to confirm its schedule. Setting a reminder a few days before a holiday helps you plan any banking you need to do in advance.

Frequently Asked Questions

Can I deposit a check on Veterans Day?

Yes, through mobile check deposit in the Wells Fargo app. Take a photo of the front and back of the check and submit it through the app. The check will post to your account the next business day. You cannot deposit checks at a branch or ATM on Veterans Day.

Will my direct deposit go through on Veterans Day?

Yes. Direct deposits are processed automatically and are not affected by branch closures. If your employer deposits your paycheck on Veterans Day, it will appear in your account on that day as scheduled.

Can I get cash from an ATM on Veterans Day?

Yes. Wells Fargo ATMs operate 24/7, including on holidays. You can withdraw cash, check your balance, and transfer money between your accounts at any ATM on Veterans Day.

What if I need to wire money on Veterans Day?

Wire transfers require a banker and cannot be processed when the branch is closed. If you need to send a wire on Veterans Day, you will have to wait until the next business day when the branch reopens. Plan ahead if you have a time-sensitive transfer.

Are Wells Fargo customer service phone lines open on Veterans Day?

Yes, customer service operates on a holiday schedule. You can call, but wait times may be longer than usual because fewer staff are available. For routine questions, the mobile app or online banking is often faster.