Wells Fargo routing numbers depend on which state you bank in
Wells Fargo does not have a single routing number for the whole bank. Instead, each state has its own routing number, and some large states have more than one. The routing number you need depends on where your Wells Fargo branch is located, not where you live or where you are sending money.
A routing number is a nine-digit code that tells the banking system which bank and which location holds your account. Banks use it to move money between accounts — whether you are setting up direct deposit, paying a bill by check, or sending money to another bank.
If you use the wrong routing number, your transaction may be delayed or sent to the wrong place. That is why it matters to find the correct one for your specific branch.
Key Takeaways
- Wells Fargo routing numbers are organized by state, so you need to know which state your branch is in.
- You can find your routing number on the bottom left of any check from your Wells Fargo account.
- Wells Fargo's website has a routing number lookup tool where you enter your state and branch city.
- If you are setting up direct deposit or a bill payment, your employer or biller can often look up the correct number for you.
- Some large states like California and Texas have multiple routing numbers depending on the specific branch location.
How to find your routing number on a check
The fastest way to find your Wells Fargo routing number is to look at a check from your account. Open your checkbook and look at the bottom left corner of any check. You will see three groups of numbers separated by colons or vertical lines.
The first group of nine digits is your routing number. The second group is your account number. The third group is the check number. Write down only the first nine digits — that is your routing number.
If you do not have checks or cannot find them, you do not need to order new ones just to get this number. There are other ways to find it.
Using Wells Fargo's routing number lookup tool
Wells Fargo has a routing number search tool on its website. Go to wellsfargo.com, look for the "Routing Number Lookup" tool (usually found under customer service or help sections), and enter your state and the city where your branch is located.
The tool will show you the routing number for that branch. If your state has multiple routing numbers, the tool will list them and explain which one applies to which area. Write down the number that matches your branch location.
This method works even if you do not have a check in front of you and is reliable because it comes directly from Wells Fargo.
Routing numbers for common Wells Fargo states
Wells Fargo routing numbers vary by state. Some states have one routing number for the entire state, while others have multiple numbers depending on the branch. Below are examples of how this works, but because routing numbers can change and some states have multiple numbers, always verify using the lookup tool or your check before you use the number.
| State | Routing Number(s) | Notes |
|---|---|---|
| California | 121000248 | California has multiple routing numbers; verify your specific branch location |
| Texas | 111900659 | Texas has multiple routing numbers; verify your specific branch location |
| Florida | 063107513 | Check your branch location to confirm |
| New York | 021100361 | Check your branch location to confirm |
These numbers are examples only. Always use the Wells Fargo lookup tool or check your own check to confirm the correct number for your branch, because routing numbers can change and some states have more than one.
When you need your routing number
You will need your routing number when you set up direct deposit for your paycheck, arrange for automatic bill payments, or transfer money from Wells Fargo to another bank. Your employer, your biller, or the other bank will ask you for it.
You may also need it if you are receiving a wire transfer or an ACH transfer (a slower, free way to move money between banks). In those cases, the person sending you money will ask for your routing number and account number.
If someone asks for your routing number, it is safe to give it. A routing number is public information — it does not let anyone access your money or your account. You should never give out your full account number or your PIN, but the routing number by itself is not a security risk.
What to do if you cannot find your routing number
If you have tried looking at a check and using the Wells Fargo lookup tool and still cannot find your number, call Wells Fargo customer service. You can reach them at the number on the back of your debit card or by visiting a branch in person.
Have your account number ready when you call. A representative can tell you the correct routing number for your branch in a few minutes. This is a common question, and Wells Fargo handles it routinely.
You can also ask your employer or the company you are paying if they can look it up for you. Many payroll departments and bill-payment services have their own routing number databases and can find it while you are on the phone.
Frequently Asked Questions
Is the routing number the same for all Wells Fargo branches?
No. Each state has its own routing number, and some states have more than one. The routing number is tied to the location of your branch, not to Wells Fargo as a whole. Always verify the number for your specific state and branch.
Can I use any Wells Fargo routing number, or does it have to match my branch?
You must use the routing number for the state where your branch is located. Using the wrong state's routing number can cause delays or send your money to the wrong place. Always double-check before you submit the number.
What if I move to a different state — do I need a new routing number?
If you move and open a new Wells Fargo account at a branch in your new state, you will have a new routing number. If you keep your existing account and just move, your routing number stays the same because it is tied to your original branch location.
Is it safe to share my routing number?
Yes. A routing number is public information and does not give anyone access to your account. You should never share your full account number, PIN, or online password, but the routing number alone is safe to provide.
What is the difference between a routing number and an account number?
A routing number identifies which bank and branch holds your account. An account number identifies your specific account within that bank. Together, they tell the banking system exactly where to send or pull money. You need both for most transactions.