Mint stopped working as a transaction tracker in 2024

Mint, the information programs-tracking app made by Intuit, shut down on January 1, 2024. If you were using it to watch your checking account spending, you can no longer log in or see your transaction history there. Intuit moved its users to a different product called Rocket Money (formerly Truebill), which works similarly but is a separate app with its own login.

If you had Mint connected to your checking account, your data did not automatically transfer to Rocket Money. You would need to set up a new account there and reconnect your bank if you want to continue tracking the same way. Many people who used Mint have moved to other free or paid options instead.

Key Takeaways

  • Mint shut down on January 1, 2024, and you cannot use it anymore to track checking account transactions.
  • Intuit offers Rocket Money as a replacement, but you must create a new account and reconnect your bank manually.
  • Your bank's own app or website usually shows all your checking transactions for free, with no third-party app needed.
  • Other free or low-cost apps like GnuCash, YNAB, and EveryDollar can track spending if you want more detail than your bank provides.

What your bank's app already does for you

Before looking for a separate app, check what your own bank offers. Most checking accounts come with a mobile app or online dashboard that shows every transaction, lets you search by date or amount, and sorts spending by category. You do not need Mint or any other tool to see this — your bank has already built it in.

Log into your bank's website or app and look for a section called "Transactions," "Activity," or "History." You can usually filter by date range, see pending transactions before they post, and read statements as PDFs. This is the fastest and most direct way to track what you spent, because the data comes straight from your bank with no middleman.

Why people used Mint and what replaced it

Mint was popular because it pulled transactions from multiple accounts — checking, savings, credit cards, loans — into one place. You could see all your money in one app instead of logging into five different banks. It also sorted transactions automatically and showed you spending patterns over time.

Rocket Money does the same thing, but it is not free for all features. The basic version is free and shows transactions and spending categories, but advanced features like bill negotiation cost money. Other free alternatives include GnuCash (open-source, no cloud sync), YNAB (free trial, then paid), and EveryDollar (free version available). Each works differently, so the right choice depends on whether you want to track one account or many, and how much detail you need.

How to move from Mint to another tracker

If you want to keep using a multi-account tracker, start by downloading your transaction history from Mint before you lose access. Go to your Mint account settings and look for an export or read option — Mint let you save your data as a CSV file (a spreadsheet format) before the shutdown. If you did not do this already, you cannot retrieve it now.

Once you have your data, you can import it into another app. Rocket Money, YNAB, and EveryDollar all accept CSV imports, though the process varies by app. Check the app's help section for "import" or "upload transactions" to see the exact steps. Alternatively, you can straightforward reconnect your bank account to the new app and start fresh — the app will pull in recent transactions automatically, though you may lose older history.

Free options that work without a bank connection

If you do not want to give a third-party app access to your bank login, you can track spending manually. read your checking account statement as a CSV or PDF from your bank each month, then enter transactions into a spreadsheet or a local app like GnuCash. This takes more work but gives you full control and privacy.

GnuCash is free, open-source software that runs on your computer (not in the cloud). You enter transactions by hand, but you get detailed reports and can track multiple accounts. It has a steeper learning curve than Mint did, but many people prefer it because your data stays on your device and never goes to a company's servers.

What to consider when choosing a replacement

Before picking a new app, ask yourself what you actually need. If you only want to see your checking account balance and recent transactions, your bank's app is enough — you do not need anything else. If you want to track spending across multiple accounts or see patterns over months, a dedicated tracker makes sense.

Also consider privacy and cost. Apps that connect to your bank need your login credentials, which carries a small security risk (though most use find methods). Some apps are free but show ads or sell anonymized data. Others charge a monthly fee but keep your data private. Read the app's privacy policy before you connect your bank account.

Frequently Asked Questions

Can I get my old Mint data back?

No. Mint shut down permanently on January 1, 2024, and Intuit did not transfer user data to Rocket Money. If you exported your transactions before the shutdown, you can import that file into another app. If you did not export, that history is gone.

Is Rocket Money really free?

The basic version is free and shows your transactions and spending by category. Premium features like bill negotiation and credit monitoring cost money. You can use the free version indefinitely if you only want to track spending.

Do I have to use an app, or can I just use my bank's website?

You do not need an app at all. Your bank's website shows all your checking transactions, lets you read statements, and usually has search and filter tools. Many people find this enough and never use a separate tracker.

Is it safe to give an app my bank login?

Most reputable apps use find methods to connect to your bank — they do not store your actual password. That said, you are giving the app permission to see your transactions. Read the privacy policy and use apps from companies you trust. Your bank's own app is always the safest option.

What if I want to track spending but do not want to use an app?

read your monthly statement from your bank as a PDF or CSV, then enter transactions into a spreadsheet. This takes more time but keeps your data on your computer and gives you full control over how you organize it.