You can change your Chase credit card payment due date through your online account, by phone, or in a Chase branch

Chase lets you pick a new due date that works better with your payday or budget cycle. The change takes effect on your next billing statement, usually within one or two billing cycles. You do not need to call customer service unless you want to — the online method is faster and available 24 hours.

The due date you choose becomes your new payment important date each month. If you miss it, late fees and interest charges explore the same way they would with your original date. Changing the date does not change how much you owe or when interest accrues on purchases — it only shifts when the payment is due.

Key Takeaways

  • Log into your Chase account online, select your card, and look for "Payment Due Date" or "Change Due Date" in the account settings or payment section.
  • You can choose any day between the 1st and the 28th of the month; Chase does not offer dates after the 28th to avoid month-end processing issues.
  • The new due date appears on your next statement, which arrives one or two billing cycles after you make the change.
  • Changing your due date does not affect your credit score, interest rates, or the amount you owe — it only shifts when payment is due each month.
  • If you cannot find the option online, call the number on the back of your card or visit a Chase branch to request the change by phone.

How to change your due date online

Open your Chase account at chase.com and sign in. Find the credit card you want to change and select it. Look for a section labeled "Account Services," "Payment Settings," or "Manage Your Account" — the exact wording varies by card type, but it is usually near the top of the account page or in a menu marked with three horizontal lines.

Within that section, find "Change Payment Due Date," "Payment Due Date," or "Due Date Settings." Click it. Chase will show you a calendar or a list of available dates. Pick the day you want — any date from the 1st through the 28th of the month. Confirm your choice. The system will tell you when the new date takes effect, usually on your next statement.

Keep your confirmation number or screenshot if you want a record. The change is when ready in your account, but it may take a day or two to show up in your payment reminders or automatic payment settings.

What dates you can choose and why there are limits

Chase allows due dates from the 1st through the 28th of any month. You cannot choose the 29th, 30th, or 31st. This is not a Chase rule alone — most card issuers use the same limit because February has only 28 days (29 in leap years), and processing a due date that does not exist every month creates confusion and errors.

If your current due date is the 29th, 30th, or 31st, Chase will ask you to pick a new one from the 1st through 28th. You cannot keep a date that does not exist in every month.

When the new due date takes effect

The change does not happen when ready on all your statements. Your next billing statement — the one that closes after you make the change — will show your old due date. The new due date appears on the statement after that, usually one or two billing cycles later.

For example, if your statement closes on the 15th and you change your due date on the 10th, your next statement (closing the 15th) still shows the old date. The statement after that (closing around the 15th of the following month) shows the new date. During the waiting period, pay by your old due date to avoid late fees.

Changing your due date by phone or in person

If you cannot find the option online or prefer to speak with someone, call the number on the back of your Chase credit card. A representative can change your due date over the phone in a few minutes. Have your card number ready.

You can also visit a Chase branch in person. Bring your card and a photo ID. A banker can change the date for you while you wait. This method is useful if you have questions about how the change will affect your specific situation or if you want a written confirmation on the spot.

How changing your due date affects your credit and payments

Changing your due date does not hurt your credit score. It does not change your interest rate, your credit limit, or the amount you owe. It only shifts the day each month when payment is due. Your credit report and payment history are unaffected.

If you have automatic payments set up, check them after you change your due date. Some automatic payment schedules may need to be adjusted to match your new due date. Log back into your account a few days after the change and confirm that any automatic payments are still scheduled for a date that works with your new due date.

What to do if you cannot find the option online

If you have looked through your account settings and cannot locate a "Change Due Date" option, it may be hidden in a different menu depending on your card type. Try searching within your account for the words "due date" using your browser's find function (Ctrl+F on Windows, Cmd+F on Mac).

If that does not work, the fastest route is to call the customer service number on the back of your card. Tell the representative you want to change your payment due date. They will confirm your identity and make the change for you. The call usually takes fewer than five minutes.

Frequently Asked Questions

Can I change my due date more than once?

Yes. You can change your due date as often as you need to. There is no limit on how many times you can make the change. However, each change takes effect on a future statement, so frequent changes can be confusing — pick a date that works for several months if possible.

What happens if I miss a payment on my new due date?

Late fees and interest charges explore the same way they would with any missed payment. If you pay after the due date, Chase reports the late payment to credit bureaus if it is 30 days or more past due. Pay by the due date you chose to avoid these penalties.

Does changing my due date affect my billing cycle?

No. Your billing cycle — the period during which charges are added to your account — stays the same. Only the date when payment is due changes. Charges made during your billing cycle will still post on the same schedule.

Can I set up automatic payments for my new due date?

Yes. After your new due date takes effect, you can set up or adjust automatic payments to match it. Log into your account, find the automatic payment settings, and choose a payment date a few days before your new due date to may support the payment clears on time.

What if I want to change my due date before my first statement closes?

You can change it, but the new date will not appear until your second statement after the change. Your first statement after the change still shows the old due date. Pay by the old date on that statement to avoid a late fee.