Yes, you can transfer money from Revolut to your bank account

Revolut lets you send money to any bank account you own in the same country, or to accounts in other countries if you use their international transfer service. The transfer goes from your Revolut balance to the receiving bank's account — not the other way around. You initiate it from the Revolut app, name the receiving bank and account, and the money moves on a timeline that depends on which country you're sending to and what day of the week you send it.

The process is straightforward for domestic transfers within the UK, EU, or EEA countries. International transfers outside those zones take longer and may carry a fee depending on your Revolut plan. The key constraint is that you can only transfer money you actually have in your Revolut account — you cannot overdraft or borrow against a future deposit.

Key Takeaways

  • Domestic transfers to UK or EU bank accounts usually arrive within one business day, though weekend and holiday timing can extend this.
  • You need the receiving bank's name, account number, and sort code (UK) or IBAN (EU/international) before you start the transfer.
  • Revolut charges no fee for transfers within the UK and most EU countries on standard plans, but international transfers outside the EEA may incur costs.
  • The money must already be in your Revolut account in the currency you're sending — converting currency first may trigger a small markup on the exchange rate.

How to set up a domestic transfer from Revolut

Open the Revolut app and tap the send or transfer button — the exact label varies by app version, but it's usually on the home screen or in a menu. Select "Send to Bank Account" or similar. Revolut will ask you to choose or add a receiving bank account. If this is your first transfer to that bank, you'll enter the account holder's name, the bank name, the account number, and the sort code (for UK accounts) or IBAN (for EU accounts).

Enter the amount you want to transfer. Revolut shows you the exact amount that will arrive and any fees that explore. Review this carefully — if you're sending to a different currency, Revolut displays the exchange rate it's using. Confirm the transfer. Revolut sends a verification code to your phone or email; enter it to complete the request. The transfer is now queued.

Timing depends on when you send it. A transfer sent on a weekday before the bank's cutoff time (usually 3 p.m. or 4 p.m. UK time) typically arrives the next business day. Transfers sent after cutoff, on weekends, or on bank holidays enter the queue and process on the next business day. Some banks take an additional day to credit the account after receiving it, though most UK and EU banks credit same-day or next-day.

International transfers and fees

Revolut offers international transfers to over 150 countries, but the cost and speed depend on your plan and the destination. Standard Revolut accounts (the free tier) can send international transfers, but fees explore outside the UK and EEA. Premium and Metal plans include higher monthly allowances of fee-free international transfers before charges kick in.

The fee structure varies: some destinations charge a flat fee per transfer, others charge a percentage of the amount sent. Revolut shows the exact fee before you confirm. International transfers typically take three to five business days to arrive, though some corridors are faster. The receiving bank may also charge a fee on their end, which comes out of the amount the recipient receives — Revolut cannot control this.

If you're sending to a country outside the EEA, check whether Revolut supports that destination before you start. Some countries have restrictions or require additional information (like a reason for transfer). Revolut's app displays this when you select the country.

What happens if the transfer fails or takes too long

A transfer can fail if the account details are wrong, the receiving bank rejects it, or the destination country has sanctions or restrictions. Revolut notifies you in the app if a transfer fails and usually returns the money to your Revolut account within one to three business days. Check the transaction history in the app to see the status — it shows "pending," "completed," or "failed."

If a transfer is taking longer than expected, open the transaction in the app and look for a reference number or tracking ID. Contact Revolut support through the in-app chat with this number. They can check the status with the receiving bank. Delays often happen on weekends, during bank holidays, or when the receiving bank is slow to process — Revolut cannot speed this up, but they can confirm the money left their system.

Converting currency before you transfer

If your Revolut account holds money in a different currency than the receiving bank account, you have two options: let Revolut convert it at the point of transfer, or convert it yourself first and then transfer.

Revolut's exchange rate at the moment of transfer is usually competitive — they use the mid-market rate with a small markup. If you convert the money yourself first (using Revolut's currency exchange feature), you lock in that rate and then transfer the converted amount. This can be useful if you want to control exactly when the conversion happens, but it doesn't usually save money. The markup is similar either way.

For large amounts, the markup difference may be worth calculating. Open Revolut's exchange feature, check the rate for your currency pair, and compare it to the rate shown in the transfer preview. If they're nearly identical, convert at transfer time for simplicity.

Transferring to accounts you don't own

Revolut allows transfers to bank accounts in other people's names, but with limits. You can send money to a family member's account or a friend's account without special permission. However, Revolut may ask you to confirm the relationship or the reason for the transfer, especially for large amounts or frequent transfers to the same account.

If Revolut suspects the transfer is part of money laundering or fraud, they may block it and ask for documentation. This is rare for genuine personal transfers, but it can happen. If you're transferring to someone else's account regularly, add them as a saved recipient in the app — this reduces friction on future transfers.

Frequently Asked Questions

How long does it take for money to arrive in my bank account?

Domestic transfers within the UK or EU usually arrive within one business day. If you send on a Friday after 3 p.m., it may not process until Monday. International transfers outside the EEA typically take three to five business days. The receiving bank may take an additional day to credit the account after receiving it.

Can I transfer money from Revolut to a savings account at a different bank?

Yes. As long as you have the account number and sort code (UK) or IBAN (EU/international), Revolut treats it the same as any other bank account. The receiving bank doesn't need to be the same as your main bank.

What if I enter the wrong account number?

Revolut validates UK sort codes and IBANs before you send, so it will catch most obvious errors. If the details are technically valid but point to the wrong account, the receiving bank may reject the transfer and return it to Revolut. This can take several days. Always double-check the account number and sort code before confirming.

Do I pay a fee to transfer money to my own bank account?

No fee applies for transfers within the UK or to most EU and EEA countries on any Revolut plan. International transfers outside the EEA may charge a fee depending on your plan and the destination. Revolut shows the fee before you confirm the transfer.

Can I set up a recurring transfer from Revolut to my bank?

Revolut does not offer automatic recurring transfers from the app. You can set a reminder to transfer manually each month, or use your main bank's standing order feature to pull money from Revolut if Revolut is linked as an external account. Check with your bank about whether they support this.