Yes, you can transfer money from Revolut to your bank account

Revolut lets you move money out to any bank account you own in the same country. The transfer goes to your bank's account number and sort code (or routing number in the US), and the money arrives as a standard bank deposit. The process takes a few minutes to set up the first time, then stays saved for future transfers.

The speed depends on which country you're in and which bank receives the money. Within the UK, transfers usually land the same day or next business day. International transfers take longer — typically 1 to 3 business days — and may carry a small fee depending on the currency and amount.

Key Takeaways

  • You can transfer money from Revolut to any bank account in your name by entering the account number and sort code (or routing number) in the app.
  • UK transfers to other banks usually arrive within one business day at no cost.
  • International transfers take 1 to 3 business days and may charge a fee that Revolut shows before you confirm.
  • The receiving bank account must be in your name — you cannot transfer to someone else's account.
  • If a transfer fails or takes longer than expected, contact Revolut support with your transaction reference number.

How to set up a transfer in the Revolut app

Open the Revolut app and tap the send or transfer button (usually shown as an arrow or money icon). Select "Transfer to bank account" or "Send money". Revolut will ask you to enter the recipient bank's details: the account number, sort code (UK) or routing number (US and other countries), and the account holder's name.

The account holder name must match the name on your Revolut account. If it does not, Revolut will reject the transfer. Once you enter the details, Revolut saves them so you do not have to re-enter them next time. Choose the amount, review the exchange rate if you are sending in a different currency, and confirm. The transfer is then sent to your bank.

Timing: when the money reaches your bank account

Domestic transfers within the UK usually arrive the same day if you send before 3 p.m. on a weekday, or by the next business day if you send after that time or on a weekend. Transfers on bank holidays may take an extra day.

International transfers take longer because they pass through correspondent banks in the receiving country. A transfer to the US, EU, or Australia typically takes 1 to 3 business days. Some banks add their own processing time on top, so the money may not show in your account when ready even after it leaves Revolut. If a transfer has not arrived after 3 business days, contact Revolut with your transaction reference number and the receiving bank's details.

Fees and exchange rates

Revolut charges no fee for transfers to UK bank accounts. International transfers may carry a small fee — usually between £1 and £5 depending on the destination country and amount — which Revolut shows in the app before you confirm the transfer.

If you are transferring money in a currency different from your Revolut account balance, Revolut applies an exchange rate. This rate is usually competitive, but it is not the same as the mid-market rate you see on financial news sites. Revolut's markup varies by currency pair and account type. You can see the exact rate and any markup in the app before you send.

What to do if a transfer fails or gets stuck

A transfer can fail if the account number or sort code is wrong, if the account holder name does not match, or if the receiving bank rejects it for other reasons. Revolut will usually tell you within a few hours if the transfer has failed, and the money returns to your Revolut account automatically.

If a transfer is taking longer than expected, open the transaction in the Revolut app and tap "Help" or "Contact support". Have your transaction reference number ready. Revolut can check the status with your bank and, if the money is stuck in the banking system, may be able to trace it. Do not send the money again until you know what happened to the first transfer.

Transferring to accounts in other people's names

Revolut does not allow you to transfer money to a bank account that is not in your name. This is a regulatory requirement designed to prevent money laundering. If you need to send money to someone else, you have two options: use Revolut's peer-to-peer transfer feature (if the other person also has a Revolut account), or withdraw the money as cash and deposit it into their account yourself.

Some banks and payment services do allow transfers to third-party accounts, but they require extra verification steps and proof of the relationship. Revolut's policy is simpler: transfers only go to accounts in your name.

Frequently Asked Questions

Can I transfer money from Revolut to a joint bank account?

Yes, as long as your name is on the joint account. Enter the account number and sort code as you normally would. The receiving bank will check that the account exists and is active, but will not verify that you are an authorized user — that is your responsibility.

What if my bank account details are wrong?

If you enter the wrong sort code or account number, the transfer will either fail when ready or be rejected by the receiving bank within a few hours. Revolut will return the money to your account automatically. Check your bank statement to confirm the account details, then try again.

Do I pay tax on money I transfer from Revolut to my bank?

No. A transfer between your own accounts is not a taxable event. Tax applies only to income, gains, or interest — not to moving money you already own from one place to another.

Can I set up automatic transfers from Revolut to my bank?

Revolut does not offer scheduled or recurring transfers. You must initiate each transfer manually in the app. If you want money to move regularly, you could set a phone reminder to transfer on a certain date each month.

Why is my transfer taking longer than usual?

Delays usually happen because the receiving bank is processing slowly, the transfer crossed a weekend or bank holiday, or there is a technical issue in the banking system. Contact Revolut support with your transaction reference number — they can check the status with your bank and tell you where the money is.