The basic process: three steps and a waiting period

To move money from Robinhood to your bank account, you initiate a withdrawal through the Robinhood app or website, confirm your bank details, and wait for the transfer to complete. Robinhood sends the money to the bank account you linked when you opened your Robinhood account — you cannot change the destination account within Robinhood itself.

The transfer takes 1 to 5 business days, depending on your bank and the time of week you request it. Money requested on a Friday or weekend will not begin moving until Monday. If your bank is small or regional, the process may take the full 5 days.

You can only withdraw cash you actually have available. If you have unsettled funds (money from a recent sale that has not yet cleared), Robinhood will not let you withdraw that amount until settlement is complete — usually 2 business days after you sell a stock or fund.

Key Takeaways

  • Robinhood withdrawals go only to the bank account you linked when you opened your account, and the transfer takes 1 to 5 business days.
  • You cannot withdraw unsettled funds — money from recent sales that are still clearing — so check your available balance before you request a transfer.
  • The withdrawal request is made inside the Robinhood app or website under the account or transfer menu, not through your bank.
  • If the transfer does not arrive after 5 business days, contact Robinhood support with your confirmation number, not your bank.

Where to find the withdrawal option in Robinhood

Open the Robinhood app and tap the account icon (usually at the bottom right). Look for a menu option labeled "Transfers" or "Transfer Funds" — the exact wording varies slightly between the app and website version. Tap or click that option.

You will see two choices: "Transfer In" (moving money from your bank to Robinhood) and "Transfer Out" (moving money from Robinhood to your bank). Select "Transfer Out." Robinhood will show you the bank account on file and ask how much you want to withdraw. Enter the amount and confirm.

Robinhood will display a confirmation screen showing the amount, the destination bank account (the last four digits), and an estimated arrival date. Review this carefully — once you confirm, the request is submitted and cannot be cancelled, though you can contact support if you made an error.

What "available balance" means and why it matters

Your Robinhood account shows two different balances: your total account value and your available cash. Available cash is the money you can actually withdraw right now. Total account value includes the current worth of stocks or funds you own, which you cannot withdraw without selling them first.

When you sell a stock or fund in Robinhood, the money does not become available to withdraw when ready. It enters a "settling" period that lasts 2 business days. During those 2 days, the sale is final but the cash is locked — Robinhood will not let you withdraw it. This is a rule set by the financial system, not by Robinhood alone.

If you try to withdraw more than your available cash balance, Robinhood will reject the request and tell you the maximum you can withdraw. Check your available balance before you request a transfer to avoid this delay.

Timing: when the money actually arrives

Robinhood processes withdrawal requests during business hours on weekdays. If you request a transfer on a Monday through Friday before the market closes (4 p.m. Eastern time), Robinhood usually begins the transfer that same day. Requests made after market close or on weekends are queued for the next business day.

Once Robinhood sends the money, your bank takes 1 to 4 additional business days to receive and post it. Large national banks (Chase, Bank of America, Wells Fargo) typically post transfers within 1 to 2 business days. Smaller regional banks and credit unions may take 3 to 5 business days. The exact timing depends on your bank's processing speed, not on Robinhood.

If you need the money on a specific date, request the transfer at least 5 to 7 business days in advance. This gives Robinhood time to process it and your bank time to receive it, with a buffer for delays.

Changing your linked bank account

Robinhood does not allow you to change the bank account that withdrawals go to from within the app. The account you linked during signup is the only destination for transfers out. If you need to withdraw to a different bank account, you have two options: open a new Robinhood account with that bank linked, or contact Robinhood support to request a change.

Contacting support to change your linked bank account takes longer than a normal withdrawal — usually 5 to 10 business days — because Robinhood requires verification that you own the new account. You will need to provide the new bank's routing number and your account number, and Robinhood may ask for a bank statement or other proof.

If you have a time-sensitive need to move money to a different account, the faster route is to withdraw to your current linked account, then transfer the money from your bank to the other account yourself.

What to do if the transfer does not arrive

If 5 business days have passed since you requested the withdrawal and the money has not arrived in your bank account, contact Robinhood support. Have your confirmation number ready — Robinhood provides this when you submit the withdrawal request, and you can find it in your transfer history in the app.

Do not contact your bank first. Robinhood can see whether the transfer was actually sent and track where it is in the system. Your bank can only see transfers that have arrived on their end. If Robinhood shows the transfer was sent but your bank has not received it, Robinhood will file a trace request with your bank to locate the money.

Delays sometimes happen because of bank system maintenance, especially over weekends or holidays. If your bank is currently down for maintenance, the transfer may arrive once the system is back online. Robinhood support can tell you if this is the case.

Frequently Asked Questions

Can I withdraw money that I just deposited from my bank?

No. Money you transfer from your bank into Robinhood takes 1 to 3 business days to settle, and you cannot withdraw it until settlement is complete. This is true even if the money has appeared in your Robinhood account — it is not available for withdrawal until the settlement period ends.

What happens if I request a withdrawal but then change my mind?

Once you confirm a withdrawal request, it cannot be cancelled through the app. If you change your mind before the money leaves Robinhood (usually within a few hours), contact Robinhood support when ready with your confirmation number and ask them to cancel the transfer. If the money has already been sent to your bank, it will arrive as scheduled and you will need to transfer it back to Robinhood yourself.

Do I have to pay a fee to withdraw money from Robinhood?

Robinhood does not charge a fee for withdrawals to your linked bank account. Your bank may charge a fee if you are transferring to an account at a different bank, but this is rare for standard transfers. Check your bank's fee schedule if you are concerned.

Can I set up automatic recurring withdrawals?

Robinhood does not offer automatic recurring withdrawals. You must request each transfer manually through the app or website. If you want to move money regularly, you will need to initiate each transfer separately.