How Depop moves money to your bank account

Depop holds your sale proceeds in a Depop Balance — a wallet inside the app that you control. To move that money to your actual bank account, you initiate a withdrawal through the app, and Depop sends it via ACH (Automated Clearing House), the same system banks use to move money between institutions. The transfer itself takes 1 to 3 business days once Depop processes your request, though the app may show a longer window.

The process is straightforward: you go to your account settings, select a linked bank account, enter the amount you want to withdraw, and confirm. Depop does not charge a fee for withdrawals. What you see in your Depop Balance is what you can move — Depop takes its selling fees (usually 10% plus payment processing costs) when you make a sale, so the balance already reflects what is yours.

The one constraint is that you must have a U.S. bank account to withdraw. Depop does not support transfers to accounts outside the United States, and you cannot withdraw to a debit card or payment app like PayPal or Cash App.

Key Takeaways

  • Your Depop Balance is money you own when ready after a sale completes, minus Depop's fees, and you can withdraw it anytime.
  • Withdrawals move through ACH and take 1 to 3 business days to appear in your bank account after you request them.
  • You must link a U.S. bank account to Depop before you can withdraw, and you can only withdraw to that account.
  • Depop charges no withdrawal fee, but the balance you see already reflects the 10% selling fee and payment processing costs.

Linking your bank account to Depop

Before you can withdraw, you need to add a bank account to your Depop profile. Open the app, go to Account (the person icon at the bottom), then tap Payments or Payment Methods depending on your app version. Select Add Bank Account or Link Bank Account.

Depop will ask for your routing number and account number — the same information you would give any service that moves money to your account. You can find both on a check, or log into your bank's website and look under account details. Depop verifies the account by making two small test deposits (usually under $1 each) to your bank account within 1 to 2 business days. Once they arrive, you confirm the amounts in the Depop app, and the account is linked.

You can link multiple bank accounts and choose which one to withdraw to each time you make a withdrawal. If you change banks or close an account, you will need to remove the old account from Depop and add the new one.

The withdrawal process and timeline

Once your bank account is linked, withdrawing is a single action in the app. Tap Account, then Payments, then Withdraw or Transfer to Bank. Enter the amount (you can withdraw your full balance or any part of it), select which bank account to send it to, and confirm. Depop will show you an estimated arrival date, typically 1 to 3 business days.

The withdrawal request is processed when ready, but the actual movement of money happens through the ACH network, which operates on a batch schedule. If you withdraw on a Friday afternoon, the request may not enter the ACH queue until Monday, so the 1 to 3 business days starts from the next business day after you request it. Weekends and bank holidays do not count as business days.

Once the money leaves Depop, it is in the hands of the ACH system and your bank. If it does not arrive within the window Depop gave you, contact your bank first — they can see whether the transfer arrived and where it went. If your bank says they never received it, then contact Depop support through the app.

What happens if a withdrawal fails or gets stuck

Withdrawals fail most often because the bank account information is incorrect or the account has been closed. If Depop tries to send money to a closed account, the ACH system will reject it and the money returns to your Depop Balance within 5 to 10 business days. You will see a notification in the app that the transfer failed.

Less commonly, a withdrawal can be delayed if your bank is slow to process incoming ACH transfers. Some banks batch ACH deposits once a day, so a transfer that arrives at your bank on Tuesday morning might not show in your account until Wednesday. Check your bank's ACH processing schedule if you are waiting longer than 3 business days.

If the money has been in transit for more than 5 business days and your bank says they have not received it, Depop can investigate. You will need to provide the date you requested the withdrawal and the amount. Depop support can see the transaction on their end and either resend it or return it to your balance.

Fees and what reduces your withdrawal amount

Depop does not charge a fee to withdraw money from your balance to your bank account. However, your balance is already reduced by Depop's selling fees, which come out when a buyer pays you.

When you make a sale on Depop, the app takes a 10% selling fee on the sale price. If the buyer paid with a card (which most do), Depop also deducts payment processing fees, which are typically 2.2% plus $0.30 per transaction. So if you sell an item for $100, you might see roughly $87 to $88 in your Depop Balance, depending on the payment method. That is the amount available to withdraw — Depop does not take anything else when you move it to your bank.

Your bank may charge you a fee to receive an ACH transfer, though most consumer bank accounts do not. Check your bank's fee schedule if you are concerned.

Withdrawing partial amounts and frequency

You can withdraw any amount from your Depop Balance, as long as you have that much available. You do not have to withdraw everything at once. Some sellers withdraw small amounts weekly, others wait until they have accumulated several sales. There is no limit on how often you can withdraw, and no minimum withdrawal amount, though Depop may set a practical floor (usually $1 or $2) to avoid processing tiny transfers.

If you have $150 in your balance, you can withdraw $50 today and $100 next week. Each withdrawal is a separate ACH transaction, so each one takes 1 to 3 business days. If you make multiple withdrawals in the same day, they may batch together and arrive as a single deposit in your bank account, or they may arrive separately — it depends on your bank's processing.

Frequently Asked Questions

Can I withdraw to a PayPal account or Cash App instead of a bank account?

No. Depop only supports withdrawals to U.S. bank accounts. You cannot withdraw to PayPal, Cash App, Venmo, or any other payment app. If you want money in one of those services, you would need to withdraw to your bank account first, then transfer it from your bank to the other app.

What if my withdrawal shows as pending in my bank but Depop says it is complete?

That is normal. Depop marks a withdrawal as complete once it sends the money into the ACH system. Your bank then processes it on their schedule, which can take another 1 to 3 business days. The money is on its way — you just have to wait for your bank to post it. If it stays pending for more than 5 business days, contact your bank.

Do I have to withdraw all my money, or can I leave some in my Depop Balance?

You can leave money in your Depop Balance indefinitely. Some sellers keep a small amount there to cover fees if they need to issue a refund, or just because they plan to buy something on Depop later. There is no penalty for leaving money in the balance, and you can withdraw it whenever you want.

What if I withdraw money and then when ready make a new sale — will the new sale money go to my bank or back to Depop?

New sale money goes back into your Depop Balance. Withdrawals do not affect how future sales are deposited. Every sale you make adds to your Depop Balance, and you control when and how much to withdraw.

Can someone else withdraw money from my Depop account if they know my password?

Yes, which is why your password matters. If someone gains access to your account, they can withdraw your balance to a bank account they have added. Enable two-factor authentication in your Depop account settings to prevent this — it requires a code from your phone when someone tries to log in from a new device.