The basic path: Poshmark to your bank takes two steps

Poshmark does not send money directly to your bank account. Instead, you move your Poshmark balance to PayPal first, then from PayPal to your bank. This two-step process takes a few days total, but it is the only way to get your earnings out of Poshmark.

You need a PayPal account and a bank account in your name to complete this. If you do not have PayPal yet, you can create one free at paypal.com — it takes about ten minutes and requires your email, a password, and your bank details.

The money itself does not move when ready. Poshmark sends it to PayPal in one to two business days, and PayPal then sends it to your bank in one to three business days after that. Plan for three to five business days total from the moment you start the transfer.

Key Takeaways

  • Poshmark requires you to transfer to PayPal first; there is no direct bank transfer option from the app.
  • You need both a PayPal account and a bank account in your own name to move money out of Poshmark.
  • The transfer takes three to five business days total: one to two days from Poshmark to PayPal, then one to three days from PayPal to your bank.
  • Poshmark charges no fee to move money to PayPal, but PayPal may charge a small fee when it deposits to your bank depending on your account type.

Step-by-step: Moving money from Poshmark to PayPal

Open the Poshmark app and tap your profile icon in the bottom right corner. Tap "Earnings" or "Wallet" — the exact label depends on your app version. You will see your current Poshmark balance.

Tap "Withdraw to PayPal" or the button that says "Transfer" next to your balance. The app will ask you to sign in to your PayPal account or connect it for the first time. Use your PayPal email and password. Once you authorize the connection, Poshmark will show you how much you can transfer — usually your full balance, minus any holds if you have recent sales.

Enter the amount you want to transfer, or select "Transfer All" to move everything. Confirm the transfer. Poshmark will send a confirmation to your email. The money leaves your Poshmark account when ready, but it does not arrive in PayPal for one to two business days.

Step-by-step: Moving money from PayPal to your bank

Once the money appears in your PayPal account, log in to PayPal on a computer or the PayPal app. Click or tap "Wallet" at the top of the page.

Find your PayPal balance and click "Transfer Money." Select "Transfer to Your Bank." PayPal will show you the bank account you have on file. If you have more than one, choose the account where you want the money to land.

Enter the amount you want to transfer. PayPal will show you the expected arrival date — usually one to three business days. Confirm the transfer. You will get an email confirmation, and the money will appear in your bank account by the date PayPal gave you.

What to do if your Poshmark balance has a hold on it

Poshmark sometimes holds part of your earnings for a few days after a sale. This is normal and protects both you and the buyer while the transaction settles. You can still transfer money, but you can only move the amount that is not on hold.

The hold usually lifts three to five days after the buyer confirms they received the item. Once it lifts, that money becomes available to transfer. You do not have to wait — you can transfer the available balance now and transfer the held amount later when it clears.

If you see a hold and are not sure why, open the Poshmark app, go to "Earnings," and look for a note next to the held amount. It will usually say something like "Held until [date]." If the date has passed and the hold is still there, contact Poshmark support through the app.

Fees you might pay

Poshmark does not charge you to transfer money to PayPal. The transfer is free on Poshmark's side.

PayPal may charge a fee when it sends money to your bank account, depending on your account type. Most standard PayPal accounts have no fee for bank transfers, but some business accounts or transfers to certain countries may incur a small charge. PayPal will show you any fee before you confirm the transfer, so you will know the exact amount before the money leaves.

If you want to avoid any PayPal fee, you can keep the money in your PayPal account and use it to pay for things online instead. But if your goal is to get the money into your bank, the fee — if there is one — is usually a dollar or two.

Troubleshooting: Money stuck or not arriving

If money has been in Poshmark for more than two business days and has not reached PayPal, check that your PayPal account is still connected. Open Poshmark, go to your profile, and look for account settings or connected accounts. If the connection has dropped, you may need to reconnect PayPal and try the transfer again.

If money left PayPal more than three business days ago and has not hit your bank, log into your bank account and check your transaction history. Sometimes the deposit appears under a different name or description than you expect — look for "PayPal" or "PAYPAL" in the transaction details. If you genuinely cannot find it after three business days, contact your bank's customer service with the date you transferred and the amount.

If you transferred money but the amount that arrived is less than you expected, check whether PayPal deducted a fee. Log into PayPal, click "Activity" or "History," and find the transfer. It will show the amount sent and any fee taken. If the fee seems wrong or you have questions, PayPal's support team can explain it.

Why Poshmark uses PayPal instead of direct bank transfers

Poshmark uses PayPal as a middleman because it adds a layer of security and dispute resolution. If a buyer claims they never received an item or received something different, Poshmark can hold your earnings while the case is investigated. PayPal provides the same protection for both sides.

This also means Poshmark does not store your bank details directly — PayPal does. That separation protects your banking information from being stored on multiple platforms.

Frequently Asked Questions

Can I transfer money from Poshmark to a different bank account than the one linked to PayPal?

No. The money goes from Poshmark to PayPal, then from PayPal to whichever bank account you have connected to PayPal. If you want it in a different bank account, you would need to change the bank account linked to your PayPal account first, then do the transfer. You can change your PayPal bank account in your PayPal settings under "Wallet" or "Bank Accounts."

What if I do not have a PayPal account?

You will need to create one before you can move money out of Poshmark. Go to paypal.com, click "Sign Up," and follow the steps. It is free and takes about ten minutes. You will need your email, a password, and your bank account number and routing number. Once your PayPal account is set up and verified, you can connect it to Poshmark.

Does Poshmark take a cut of my earnings when I transfer to PayPal?

No. Poshmark already took its commission when you made the sale — that is why your Poshmark balance is lower than the sale price. When you transfer from Poshmark to PayPal, you are moving the amount that is already yours. Poshmark does not take anything else.

How long does it really take to see the money in my bank account?

The fastest timeline is three business days: one to two days from Poshmark to PayPal, then one to three days from PayPal to your bank. But if you transfer on a Friday evening, the clock does not start until Monday, so it could take longer. Business days do not include weekends or federal holidays.

Can I transfer a partial balance, or do I have to transfer everything?

You can transfer any amount you want, as long as it does not exceed your available balance. You do not have to move all your money at once. Some people keep a small amount in Poshmark to cover potential refunds or disputes, and transfer the rest to their bank.