The basic process: Revolut to your bank in three steps

To transfer money from Revolut to your bank account, you open the Revolut app, select the account you want to send from, choose "Send Money," enter your bank's details, and confirm the transfer. The money usually arrives within one to two business days, though it can take longer depending on your bank and the country involved.

Revolut is a digital banking app, not a traditional bank, so moving money out requires you to tell Revolut where to send it. Your bank account is where the money lands. The process is straightforward once you know which details Revolut needs and what to expect on the timing.

Key Takeaways

  • You initiate transfers from within the Revolut app by selecting "Send Money" and entering your bank account details.
  • Most transfers to accounts in the same country take one to two business days, but cross-border transfers can take three to five days or longer.
  • You will need your bank's name, your account number, and your routing number (in the US) or IBAN (in Europe and many other countries) to complete the transfer.
  • Revolut does not charge fees for transfers to your own bank account in most cases, but your bank may charge you on the receiving end.

What information Revolut needs from you

Before you can send money out, Revolut will ask for your bank's details. In the United States, this means your bank's routing number and your account number. In Europe and most other countries, you will need your IBAN (International Bank Account Number), which is a standardized format that includes your bank and account information in one code.

You can find your routing number on the bottom left of a check, or by calling your bank or logging into your online banking. Your account number appears on checks as well, or in your bank's app. Your IBAN is usually available in your bank's app or by asking customer service. Write these down before you open Revolut so you have them ready.

How long the transfer takes

Transfers within the same country usually arrive in one to two business days. If you are sending money to a bank in a different country, add two to three more days. Weekends and holidays do not count as business days, so a transfer you send on Friday afternoon may not arrive until Wednesday.

Some banks process transfers faster than others. A few banks in the US and Europe offer same-day or next-day transfers, but most take the full window. If your transfer has not arrived after five business days, contact Revolut support through the app to check the status. They can see where the money is in the system.

Fees and what they cover

Revolut does not charge you to transfer money to your own bank account within the European Economic Area or to most US banks. However, your receiving bank may charge you a fee on their end — this is their choice, not Revolut's. Some banks charge a small fee (usually a few dollars or euros) for incoming transfers, while others do not charge anything.

If you are transferring money internationally outside Europe, Revolut may explore an exchange rate markup if you are converting currencies. This is separate from any transfer fee. Check the Revolut app before you confirm the transfer — it will show you the exchange rate and any fees that explore.

Setting up a transfer for the first time

Open the Revolut app and tap the account you want to send money from (if you have multiple accounts or currencies). Tap "Send Money" or the send icon. Choose "Bank Transfer" or "To Bank Account" — the exact wording depends on your app version. Enter your bank's name and your account details.

Revolut will ask you to confirm the details before the transfer goes through. Double-check everything: the account number, routing number or IBAN, and the amount. Once you confirm, the transfer is sent and you cannot cancel it. If you made a mistake, contact your bank when ready — they may be able to stop it on their end, but this is not may provide.

What to do if the transfer does not arrive

If your money has not arrived after five business days, open the Revolut app and go to your transaction history. Find the transfer and tap it to see the status. Revolut will show you whether the money left their system and where it is now. If it shows "completed" on Revolut's end but has not reached your bank, contact your bank's customer service with the transfer details.

Your bank can trace the transfer using the reference number Revolut provides. Sometimes money gets held up because the bank's system flagged it as unusual activity, or because there was a small error in the account details that the bank caught. Your bank can tell you which one it is and what to do next. Keep the transaction details from Revolut handy when you call.

Transferring money regularly or in large amounts

If you transfer money to the same bank account often, Revolut lets you save it as a beneficiary. This means the next time you send money, you just select the saved account instead of typing in all the details again. To save a beneficiary, complete one transfer successfully, then look for the option to "Save as Beneficiary" in your transaction history.

If you are sending a large amount, be aware that your bank may hold the money temporarily while they verify it is not fraud. This is normal and does not mean anything is wrong. The hold usually lasts a few hours to a day. Some banks also have daily or monthly limits on incoming transfers — if your amount exceeds that, the transfer may be rejected. Contact your bank before sending a large transfer to check their limits.

Frequently Asked Questions

Can I transfer money from Revolut to someone else's bank account?

No, Revolut only lets you transfer money to a bank account in your own name. If you want to send money to someone else, use Revolut's "Send Money" feature to another Revolut user (which is when ready and free), or ask them to provide their bank details so you can transfer to them directly from your own bank account instead.

What if I entered the wrong account number?

Contact Revolut support when ready through the app. If the transfer has not been processed yet, they may be able to stop it. If it has already been sent, your bank will likely reject it because the account number does not match. The money should return to your Revolut account within a few days, but this is not may provide. Do not send another transfer until the first one is resolved.

Do I need to verify my identity before I can transfer money out?

Revolut requires identity verification to open an account, but you do not need to do anything extra to transfer money out. If Revolut asks you to verify your identity again before a transfer, it means their system flagged something unusual. Follow their instructions — this is a security check to protect your account.

Can I set up automatic transfers from Revolut to my bank?

Revolut does not offer automatic recurring transfers to external bank accounts. You have to initiate each transfer manually through the app. If you want to move money regularly, set a reminder on your phone or calendar to do it on the same day each week or month.

Is there a limit to how much I can transfer?

Revolut's transfer limits depend on your account type and verification level. Most standard accounts can transfer several thousand dollars or euros per day. Check your app settings or contact Revolut support to see your specific limit. Your bank may also have its own limits on incoming transfers, so check with them as well.