Yes, you can order dollar coins at most banks, but you'll need to request them in advance

Dollar coins are legal tender and banks can order them for you, but they don't keep them in the regular cash drawer. You'll need to call ahead, specify which type you want, and usually wait a few business days. Some banks charge a small fee for the service; others don't. The coins arrive in rolls of 25 or 50, so you're buying in bulk whether you need that many or not.

The process is straightforward but requires planning. You can't walk in and expect to leave with dollar coins the same day. Banks treat this like any other special currency order—they contact their Federal Reserve branch, the coins are shipped to your branch, and you pick them up or have them delivered to your account.

Key Takeaways

  • Call your bank's main branch or customer service line to request dollar coins; don't assume your local branch stocks them.
  • Dollar coins come in rolls of 25 or 50 pieces, so you're committing to that quantity even if you only need a few.
  • Wait time is typically three to seven business days from the time you place your order.
  • Some banks charge $5 to $10 for the service; others waive the fee if you maintain a checking or savings account with them.
  • The Federal Reserve supplies four types of dollar coins: Presidential dollars, Native American dollars, Sacagawea dollars, and Susan B. Anthony dollars.

Which dollar coins your bank can order

The Federal Reserve currently distributes four types of dollar coins. Sacagawea dollars (gold-colored, minted since 2000) and Presidential dollars (also gold-colored, minted 2007–2016 and 2020) are the most common. Native American dollars (gold-colored, minted since 2009) feature different designs each year. Susan B. Anthony dollars (silver-colored, minted 1979–1981 and 1999) are older and less commonly ordered, but banks can still get them.

When you call to order, ask which types your bank can source. Most banks will order whichever type the Federal Reserve has in stock, which varies by region and season. If you want a specific type—say, a particular year of Presidential dollars—mention that when you call, though the bank may not be able to may provide availability.

How to place an order with your bank

Call your bank's main customer service line or visit your local branch in person. Tell them you want to order dollar coins and ask how many rolls they can get for you. Provide your account number and confirm the delivery method: pickup at your branch or deposit directly into your account. Some banks require you to pay upfront; others charge your account when the coins arrive.

If your bank says they don't order dollar coins, ask whether they can refer you to a branch that does, or whether you can order through a different bank. Credit unions sometimes have different policies, so if you're a member of one, that's worth a separate call. The Federal Reserve itself does not sell directly to consumers, only to banks and credit unions.

Fees and what to expect

Fees range from nothing to about $10 per order, depending on your bank and account type. Some banks waive the fee for customers with direct deposit or a minimum balance. Ask about the fee before you commit to the order—it's a legitimate question and the bank should answer it clearly.

Coins arrive in paper rolls sealed by the Federal Reserve. A roll of 25 coins weighs about 5.7 ounces; a roll of 50 weighs about 11.4 ounces. If you're ordering multiple rolls, factor in that you'll be carrying or storing a fair amount of weight. Once you have the coins, you can spend them anywhere that accepts U.S. currency, deposit them back into your account, or keep them.

Why banks don't stock dollar coins regularly

Dollar coins circulate very slowly in the United States. Most people prefer bills, and merchants often don't stock dollar coins in their registers. Because demand is low, banks don't keep them on hand the way they do with quarters or dimes. This is why you have to special-order them.

The Federal Reserve produces dollar coins, but they sit in vaults because few people request them. If you want them for a specific reason—collecting, a vending machine, a cash register, or just preference—ordering ahead is the only practical route.

Alternatives if your bank won't order them

If your bank declines or charges a prohibitive fee, you have a few other options. Some coin dealers and numismatic shops sell dollar coins in bulk, though they may charge a markup above face value. Online retailers like eBay sell rolls of dollar coins, but again, you'll pay more than the coins' face value because you're buying from a private seller.

If you need dollar coins for a business—a vending machine, a laundromat, a cash register—contact your bank's business services department. They may have different ordering policies or volume discounts. The Federal Reserve also has a public inquiry line (1-888-851-1111) where you can ask which banks in your area order dollar coins most frequently.

Frequently Asked Questions

How long does it take to get dollar coins after I order them?

Most banks deliver within three to seven business days. Some branches are faster if they have a Federal Reserve office nearby. Call your bank to ask their typical turnaround time—it varies by location and current demand.

Can I order just a few dollar coins, or do I have to buy a whole roll?

You have to buy in rolls. A roll contains 25 or 50 coins depending on the type. Some banks may break a roll for you after it arrives, but that's not may provide—ask when you place your order.

Do dollar coins cost more than their face value?

No. You pay face value ($25 for a roll of 25 coins, $50 for a roll of 50). The bank may charge a service fee on top of that, but the coins themselves are not marked up.

What if I want a specific year or design of dollar coin?

Tell your bank when you order. They'll try to get what you want, but they can't always may provide a specific year or design. The Federal Reserve supplies what's available in your region, and your bank orders from that stock.

Can I deposit dollar coins back into my bank account?

Yes. You can deposit them like any other currency. Some banks count them by hand; others use a coin counter. Ask your branch whether they prefer rolls or loose coins.