A roll of quarters contains 40 coins and costs $10
One roll of quarters holds exactly 40 quarters, which adds up to $10. The bank does not charge you extra for the roll itself — you pay the face value of the coins inside. If you hand the teller $10 in cash or ask to withdraw $10 from your account, they can give it to you in a roll of quarters instead of bills.
Banks wrap quarters in paper sleeves that hold 40 coins in a single column. The wrapper is printed with the denomination and the total value. You can use the roll as-is for vending machines, laundromats, or arcade games, or you can open it and spend the coins individually.
Key Takeaways
- A standard roll of quarters contains 40 coins worth $10 total, with no markup or fee from the bank.
- You can order rolls from your bank branch in advance or ask for them when you visit, though availability varies by location.
- If your bank is out of quarters, credit unions and some retail stores with customer service desks can sometimes provide them.
- Rolls come wrapped in paper sleeves that are designed to fit into coin-counting machines and vending machine hoppers.
How to get a roll of quarters from your bank
Walk into your bank branch and ask the teller for a roll of quarters. Tell them how many rolls you need. If the teller has them in stock, they will hand them over in exchange for $10 per roll — either from your account or from cash you bring in. The transaction takes a few minutes.
If the branch does not have quarters on hand, ask when they expect a shipment. Most banks receive coin orders weekly or twice weekly from their armored car service. The teller can note your request and set aside rolls for you, or you can call ahead the next day to confirm they have arrived.
Some banks require you to have an account with them to order coins. Others will exchange coins for non-customers, but policies vary. Call your branch before you visit if you are unsure.
Ordering rolls in advance
If you need a large quantity — say, 10 or 20 rolls — call your branch a few days ahead. The teller or customer service representative can place an order with the coin supplier. You will pick them up at the branch on the date they confirm, and you pay the face value at that time.
Ordering ahead is useful if your branch has limited coin stock or if you need the rolls on a specific day. It also gives the bank time to order from their supplier if they do not have enough in the vault.
What to do if your bank is out of quarters
If your primary bank cannot provide quarters, try a different branch of the same bank. Larger branches and those in busy commercial areas tend to stock more coins. You can also call ahead to confirm they have what you need before you drive over.
Credit unions often have coin supplies and may exchange with non-members, though policies differ. Call first. Some grocery stores and pharmacies with customer service desks will exchange bills for rolls of quarters if you make a purchase, though this is less common than it once was.
Why banks sometimes run short on quarters
Quarters are in high demand for laundromats, parking meters, vending machines, and car washes. During busy seasons — summer, holidays, or after a long weekend — banks can run through their coin supply faster than their suppliers can replenish it. Branches in areas with many laundromats or transit systems may face shortages more often.
Banks order coins from the Federal Reserve or from armored car services that collect and redistribute coins. The supply chain is not instantaneous. If many customers withdraw coins at once, a branch can be temporarily out until the next delivery arrives.
Understanding coin rolls and their uses
The paper wrapper on a roll of quarters is designed to tear away easily. You can open it by hand or use scissors. Some coin-operated machines — particularly older laundromat washers and arcade cabinets — accept coins directly from the roll without opening it, though most require loose coins.
If you plan to deposit quarters back into a bank account later, you do not need to roll them yourself. Most banks have coin-counting machines that customers can use for free, or you can bring loose coins to the teller and they will count and deposit them. Some banks charge a small fee for non-customers to use the coin counter.
Frequently Asked Questions
Do I have to pay extra to get quarters rolled?
No. You pay only the face value of the coins — $10 for a roll of 40 quarters. The bank does not charge a fee for rolling them or for the paper wrapper. You are straightforward exchanging one form of money (cash or account balance) for another form (rolled coins).
Can I order quarters online and have them shipped?
Most banks do not ship coins to customers because of weight, shipping cost, and security concerns. You must pick up rolled coins at a physical branch. Some online banks partner with local branches where you can withdraw coins, but you still pick them up in person.
What if I need quarters but do not have a bank account?
Some banks will exchange cash for rolled coins even without an account, but policies vary by institution. Call ahead to confirm. Credit unions may also help non-members. Alternatively, you can ask a cashier at a grocery store or laundromat to break a bill into quarters, though they are not required to do so.
How many quarters are in a roll?
Exactly 40 quarters per roll, totaling $10. This is the standard size used by banks and coin-counting machines. If you need a different quantity, you can ask the teller to give you loose quarters instead of a full roll.
Can I return rolled quarters to the bank if I do not use them?
Yes. Bring the roll back to any branch of your bank, and they will exchange it for cash or deposit it into your account at face value. There is no penalty for returning unused rolls. If the roll is opened and you have loose quarters, the bank will still accept them — just bring them in a bag or container.