Your League account has no cash value you can withdraw, but it may hold real money in the form of stored payment methods, unused gift cards, or esports betting credits
A League of Legends account itself—your champion collection, rank, skins, and playtime—cannot be converted to money. Riot Games owns the account and the content on it. But your League account may be connected to stored funds that do have monetary value: a credit card on file, a PayPal balance linked to your account, an unused gift card balance, or regional esports betting credits in some countries. The worth of your account depends entirely on what money you have actually put into it that remains unspent.
If you are trying to understand what you could recover from a League account—either because you are selling an account (which violates Riot's terms), closing your account, or dealing with a compromised one—you need to separate the account itself from the payment methods and balances attached to it. This distinction matters for refunds, fraud claims, and account recovery.
Key Takeaways
- League accounts have no resale value under Riot Games' terms of service, and buying or selling accounts is prohibited and can result in permanent bans.
- Any money value in your account comes from unspent Riot Points, gift card balances, or payment methods you have stored, not from the account's rank or cosmetics.
- To check what money is actually in your account, log in to your League client, go to the store, and look at your Riot Points balance and any active gift cards.
- If your account is compromised, contact Riot Games support when ready—they can freeze the account and reverse unauthorized purchases within a limited window.
- Closing your account does not refund unspent Riot Points; those credits are forfeited when the account is deleted.
How to check your Riot Points balance and stored payment methods
Open the League of Legends client and navigate to the store. In the top right corner, you will see your current Riot Points balance displayed as a number. This is the only "money" in your account that you can spend on champions, skins, or battle passes. If you have purchased Riot Points in the past but spent them, that balance is gone.
To see what payment methods are stored on your account, log into your Riot Games account on the web at account.riotgames.com. Go to the Billing section. You will see a list of any credit cards, PayPal accounts, or other payment methods you have saved. This list shows what you have used to buy Riot Points in the past, but it does not represent money in your account—it is just a record of how you have paid.
If you have received a gift card code for League, check whether you have already redeemed it. Unredeemed gift card codes have value; redeemed ones do not. You can check this by looking at your Riot Points history in the client or by contacting Riot Games support with the code.
Why your account rank, skins, and cosmetics have no cash value
Riot Games' terms of service prohibit the sale, trade, or transfer of League accounts. This means your account—no matter how high your rank, how many skins you own, or how old it is—cannot legally be sold for money. Any marketplace that claims to buy or sell League accounts is operating outside Riot's rules, and both the buyer and seller risk permanent account bans.
Even if you wanted to sell your account, there is no official mechanism to do so. Riot does not recognize account sales as legitimate transfers. If you try to sell an account and Riot detects the sale, both the original owner and the new owner can be permanently banned. The account itself becomes worthless at that point because it is locked or deleted.
This is different from some other games where cosmetics or accounts have a secondary market. League does not have one. The only way to get value out of your account is to keep playing it or to recover any unspent Riot Points if the account is compromised.
What to do if your account is compromised and money was spent
If someone else accessed your account and spent your Riot Points or made unauthorized purchases, contact Riot Games support when ready at support.riotgames.com. You will need to provide your account name, the email address associated with the account, and details about what was purchased and when.
Riot can reverse unauthorized purchases, but there is a time limit. The sooner you report the compromise, the better your chances of recovery. Provide as much detail as possible: the dates of the purchases, the skins or items that were bought, and any evidence that you did not make those purchases (such as a change in your account password or login location).
If the compromised account also had a stored payment method, check your credit card or PayPal account for unauthorized charges. If you see charges you did not authorize, dispute them with your bank or PayPal directly. This is separate from the Riot Games refund process and may recover money that went to Riot.
Refund policies for Riot Points and cosmetics
Riot Games allows refunds for cosmetic purchases (skins, emotes, chromas) within a limited window, typically 30 days of purchase. You can request refunds directly in the client by going to the store, finding the item, and selecting the refund option if it is available. Refunded cosmetics are converted back to Riot Points.
Riot Points themselves are not refunded once spent. If you buy Riot Points and then use them to purchase skins, you cannot get the Riot Points back—you can only refund the skin and get the Riot Points back. If you buy Riot Points and do not spend them, those points remain in your account until you use them or your account is closed.
If your account is closed or deleted, any unspent Riot Points are forfeited. Riot does not issue refunds for unspent points when an account is terminated. This is stated in their terms of service and applies even if you are closing the account yourself.
Account value in regional esports betting markets
In some regions outside North America and Europe, League accounts with high ranks or rare cosmetics may have value in esports betting or account-trading markets. However, these markets operate outside Riot's terms of service, and participating in them carries significant risk: account bans, payment fraud, and scams are common.
If you are considering selling your account in a region where such markets exist, understand that Riot actively bans accounts involved in secondary sales. The buyer has no legal recourse if the account is banned after purchase, and the seller has no protection if payment is not received. These transactions are not covered by consumer protection laws in most jurisdictions.
What happens to your account if you stop paying for it
If you have unspent Riot Points in your account and you stop playing League, those points remain in your account indefinitely. Riot does not expire Riot Points or delete accounts for inactivity. Your account will stay active with its balance intact unless you manually close it or Riot suspends it for a violation of their terms.
If you close your account yourself, all Riot Points are forfeited. There is no option to withdraw them or transfer them to another account. Once the account is deleted, the points are gone. If you think you might return to League later, it is better to leave the account open rather than close it and lose the balance.
Frequently Asked Questions
Can I sell my League account if it has rare skins?
No. Riot Games prohibits account sales regardless of what skins or cosmetics are on the account. Both the buyer and seller risk permanent bans. There is no legal secondary market for League accounts, and any marketplace claiming to facilitate sales operates outside Riot's rules.
What if I bought Riot Points but never used them—can I get a refund?
Unspent Riot Points are not refunded by Riot Games. Once purchased, they remain in your account until you spend them or close the account. If you close the account, the points are forfeited. If you want to recover money, you would need to dispute the original purchase with your bank or payment provider, not with Riot.
How do I know if my account was hacked and money was spent?
Log into your League client and check your Riot Points balance. If it is lower than you remember, check your purchase history in the client or on your Riot Games account page. If you see purchases you did not make, contact Riot Games support when ready with details of the unauthorized purchases and when they occurred.
If I delete my League account, do I lose the money I spent on it?
Yes. Deleting your account forfeits any unspent Riot Points and removes access to all cosmetics and champions. The money you spent to purchase those items is not refunded. If you are considering closing your account, spend any remaining Riot Points first or contact Riot support to discuss your options.
Are League accounts worth anything on third-party websites?
Third-party account marketplaces may list League accounts for sale, but these transactions violate Riot's terms of service. Accounts sold this way are frequently banned after purchase, and buyers have no recourse. Sellers also face permanent bans if Riot detects the sale. The account has no legitimate resale value.